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Vanguard Cleaning Systems

Vanguard Cleaning Systems

The total investment to open a Vanguard Cleaning Systems franchise ranges from $164,961 to $472,556. The initial franchise fee is $100,000. Ongoing royalties are 5% plus a 1.5% advertising fee.

What is the Vanguard Cleaning Systems franchise?

Vanguard Cleaning Systems provides cleaning services for commercial buildings. The estimated total initial investment is $164,961 to $472,556, and the initial franchise fee is $100,000, according to the 2026 Franchise Disclosure Document.

The royalty is 5 percent of sales, and the advertising or brand fund fee is 1.5 percent. The franchise agreement term is 20 years.

Vanguard Cleaning Systems was founded in 1984 and is headquartered in San Mateo, CA.

Loan Activity Score

39/100

SBA Default Rate

50.0%

Active Lenders

2

According to its Franchise Disclosure Document or public business records, Vanguard Cleaning Systems has 1 location, all owned by franchisees. Public SBA loan records show 2 lenders made 2 loans to franchisees of Vanguard Cleaning Systems. PeerSense calculates Vanguard Cleaning Systems's score as 39 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

2026 FDD VERIFIEDJanitorial Services

Franchising since 1984 · 1 location

Investment

$164,961 to $472,556

Franchise Fee

$100,000

Total Units

1

1 franchised

Loan Activity Score
Low
39
SBA Lending
12
Lender Quality
3
Transparency
8
Reach
4
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
2SBA lenders

Distinct lenders in public SBA records for Vanguard Cleaning Systems

2

Total SBA loans

$194K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Vanguard Cleaning Systems

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
39out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety12/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

50.0%

vs 7.6% peer avg

SBA Loans

2

Total Volume

$0.4M

Active Lenders

2

States

2

vs. SBA Sector Average

-42.4%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Item 19 financial data disclosed

Data Insights

Key performance metrics for Vanguard Cleaning Systems based on SBA lending data

SBA Default Rate

50.0%

42.4% above peer avg

SBA Loan Volume

2 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.0 loans per lender

Investment Tier

Significant investment

$164,961 to $472,556 total

Vanguard Cleaning Systems: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2017

1 approval. The best year on record for Vanguard Cleaning Systems.

Top SBA State

Utah

1 SBA financed Vanguard Cleaning Systems locations, the densest operator footprint.

Average Loan Size

$194K

Median $194K. Use as a sizing anchor when modeling your own Vanguard Cleaning Systems unit.

Lender Concentration

100%

Concentrated

Share of Vanguard Cleaning Systems approvals captured by the top 3 SBA lenders.

Vanguard Cleaning Systems's SBA lending pipeline peaked in 2017 (1 approval). Operator density is highest in Utah with 1 SBA financed locations. Average funded ticket sits at $194K, with the median at $194K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$132K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,708

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Vanguard Cleaning Systems, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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2 FDDs Available for Vanguard Cleaning Systems

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Vanguard Cleaning Systems

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman