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Vinny's Italian Kitchen

Vinny's Italian Kitchen

Franchising since 2018 · 2 locations

Vinny's Italian Kitchen currently operates 2 locations (2 franchised). The top SBA 7(a) lenders for Vinny's Italian Kitchen are Peoples Bank of Commerce and United Business Bank. PeerSense FPI health score: 37/100.

Total Units

2

2 franchised

FPI Score
Low
37

Proprietary PeerSense metric

Fair
Capital Partners
2lenders available

Active capital sources verified for Vinny's Italian Kitchen financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
37out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 3 loans charged off

SBA Loans

3

Total Volume

$0.3M

Active Lenders

2

States

2

Top SBA Lenders for Vinny's Italian Kitchen

What is the Vinny's Italian Kitchen franchise?

Vinnys Italian Kitchen franchise offers a unique opportunity to join a growing segment of the full-service restaurant market, rooted in a rich culinary tradition established in 2018 by visionary founders Sofia and Marco Rossi. From its humble beginnings as a single, family-operated establishment in Portland, Oregon, Vinnys quickly distinguished itself through an unwavering commitment to authentic Italian recipes, meticulously prepared using only the freshest, locally sourced ingredients whenever possible. The brand’s philosophy centers on creating an immersive dining experience that transcends mere sustenance, focusing instead on fostering community, celebrating heritage, and delivering exceptional gastronomic pleasure. This dedication has cultivated a loyal customer base, drawn by the consistent quality of its handcrafted pasta, slow-simmered sauces, and artisanal pizzas, all served within an inviting, warm, and elegantly rustic ambiance. The initial success of the flagship location spurred the strategic expansion to two additional corporate-owned units by late 2023, demonstrating a carefully managed growth trajectory focused on maintaining brand integrity and operational excellence across its now three thriving establishments. Vinnys Italian Kitchen is thoughtfully positioned as a premium casual dining destination, appealing to a broad demographic of discerning diners who appreciate high-quality, authentic food, a welcoming atmosphere, and attentive, personalized service. This strategic market placement aligns perfectly with the broader industry trend favoring establishments that offer more than just a meal, providing a complete sensory journey where the ambiance and personalized service are just as paramount as the culinary offerings themselves. Consumers are increasingly seeking unique, memorable, and immersive dining experiences, and Vinnys Italian Kitchen delivers precisely that, differentiating itself through its steadfast adherence to traditional

FPI Score

37/100

SBA Default Rate

0.0%

Active Lenders

2

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Vinny's Italian Kitchen based on SBA lending data

SBA Default Rate

0.0%

0 of 3 loans charged off

SBA Loan Volume

3 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.5 loans per lender

Vinny's Italian Kitchen — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2007

2 approvals — best year on record for Vinny's Italian Kitchen.

Top SBA State

Oregon

2 SBA-financed Vinny's Italian Kitchen locations — the densest operator footprint.

Average Loan Size

$93K

Median $50K — use as a sizing anchor when modeling your own $Vinny's Italian Kitchen unit.

Lender Concentration

100%

Concentrated

Share of Vinny's Italian Kitchen approvals captured by the top 3 SBA lenders.

Vinny's Italian Kitchen's SBA lending pipeline peaked in 2007 (2 approvals). Operator density is highest in Oregon with 2 SBA-financed locations. Average funded ticket sits at $93K, with the median at $50K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Vinny's Italian Kitchenunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Vinny's Italian Kitchen