Java Daves
Franchising since 2011 · 2 locations
The total investment to open a Java Daves franchise ranges from $27,600 - $130,000. Java Daves currently operates 2 locations (2 franchised). The top SBA 7(a) lenders for Java Daves are MidFirst Bank, Triad Bank and SouthState Bank. PeerSense FPI health score: 25/100.
$27,600 - $130,000
2
2 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for Java Daves financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Emerging (3-9 loans)
SBA Lending Performance
SBA Default Rate
40.0%
2 of 5 loans charged off
SBA Loans
5
Total Volume
$0.3M
Active Lenders
3
States
2
Top SBA Lenders for Java Daves
What is the Java Daves franchise?
Java Daves franchise has cultivated a distinct presence within the dynamic snack and nonalcoholic beverage bar sector, originating from its headquarters in Tulsa, Oklahoma. Established in the early 2010s, Java Daves began with a vision to create a welcoming community hub, providing high-quality coffee and a curated selection of gourmet snacks in a comfortable and accessible environment. The brand's initial concept, launched in 2011, focused on premium espresso beverages, handcrafted smoothies, and freshly prepared pastries, quickly gaining local traction for its consistent quality and friendly service. By 2013, the foundational operational blueprints were solidified, allowing for a structured approach to expansion. The Java Daves franchise currently operates three units, a testament to its carefully managed growth strategy aimed at solidifying its operational model before broader market penetration. Each location embodies the brand's core values of speed, quality, and community engagement, offering a unique blend of convenience and personalized experience. The market positioning of Java Daves centers on appealing to busy professionals, students, and local residents seeking a quick yet satisfying refreshment experience. Its menu is strategically designed to cater to diverse tastes, featuring seasonal rotating specials that complement its year-round staples. From robust morning coffees to invigorating afternoon teas and wholesome snack options, Java Daves aims to be the preferred destination for a daily pick-me-up. The brand emphasizes ethically sourced ingredients and sustainable practices, resonating with a growing segment of environmentally conscious consumers. The meticulous attention to detail in its beverage preparation, combined with a commitment to fresh, high-quality snack offerings, distinguishes the brand in a competitive marketplace.
FPI Score
25/100
SBA Default Rate
40.0%
Active Lenders
3
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Java Daves based on SBA lending data
SBA Default Rate
40.0%
2 of 5 loans charged off
SBA Loan Volume
5 loans
Across 3 lenders
Lender Diversity
3 lenders
Avg 1.7 loans per lender
Investment Tier
Low-cost entry
$27,600 – $130,000 total
Java Daves — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2006
1 approvals — best year on record for Java Daves.
Top SBA State
Oklahoma
4 SBA-financed Java Daves locations — the densest operator footprint.
Average Loan Size
$67K
Median $30K — use as a sizing anchor when modeling your own $Java Daves unit.
Lender Concentration
100%
Concentrated
Share of Java Daves approvals captured by the top 3 SBA lenders.
Java Daves's SBA lending pipeline peaked in 2006 (1 approvals). Operator density is highest in Oklahoma with 4 SBA-financed locations. Average funded ticket sits at $67K, with the median at $30K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$286
Principal & Interest only
Locations
Java Daves — unit breakdown
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