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Java Daves

Java Daves

Franchising since 2011 · 2 locations

The total investment to open a Java Daves franchise ranges from $27,600 - $130,000. Java Daves currently operates 2 locations (2 franchised). The top SBA 7(a) lenders for Java Daves are MidFirst Bank, Triad Bank and SouthState Bank. PeerSense FPI health score: 25/100.

Investment

$27,600 - $130,000

Total Units

2

2 franchised

FPI Score
Medium
25

Proprietary PeerSense metric

Limited
Capital Partners
3lenders available

Active capital sources verified for Java Daves financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
25out of 100
Limited

SBA Lending Performance

SBA Default Rate

40.0%

2 of 5 loans charged off

SBA Loans

5

Total Volume

$0.3M

Active Lenders

3

States

2

Top SBA Lenders for Java Daves

What is the Java Daves franchise?

Java Daves franchise has cultivated a distinct presence within the dynamic snack and nonalcoholic beverage bar sector, originating from its headquarters in Tulsa, Oklahoma. Established in the early 2010s, Java Daves began with a vision to create a welcoming community hub, providing high-quality coffee and a curated selection of gourmet snacks in a comfortable and accessible environment. The brand's initial concept, launched in 2011, focused on premium espresso beverages, handcrafted smoothies, and freshly prepared pastries, quickly gaining local traction for its consistent quality and friendly service. By 2013, the foundational operational blueprints were solidified, allowing for a structured approach to expansion. The Java Daves franchise currently operates three units, a testament to its carefully managed growth strategy aimed at solidifying its operational model before broader market penetration. Each location embodies the brand's core values of speed, quality, and community engagement, offering a unique blend of convenience and personalized experience. The market positioning of Java Daves centers on appealing to busy professionals, students, and local residents seeking a quick yet satisfying refreshment experience. Its menu is strategically designed to cater to diverse tastes, featuring seasonal rotating specials that complement its year-round staples. From robust morning coffees to invigorating afternoon teas and wholesome snack options, Java Daves aims to be the preferred destination for a daily pick-me-up. The brand emphasizes ethically sourced ingredients and sustainable practices, resonating with a growing segment of environmentally conscious consumers. The meticulous attention to detail in its beverage preparation, combined with a commitment to fresh, high-quality snack offerings, distinguishes the brand in a competitive marketplace.

FPI Score

25/100

SBA Default Rate

40.0%

Active Lenders

3

Key Highlights

Data Insights

Key performance metrics for Java Daves based on SBA lending data

SBA Default Rate

40.0%

2 of 5 loans charged off

SBA Loan Volume

5 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.7 loans per lender

Investment Tier

Low-cost entry

$27,600 – $130,000 total

Java Daves — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2006

1 approvals — best year on record for Java Daves.

Top SBA State

Oklahoma

4 SBA-financed Java Daves locations — the densest operator footprint.

Average Loan Size

$67K

Median $30K — use as a sizing anchor when modeling your own $Java Daves unit.

Lender Concentration

100%

Concentrated

Share of Java Daves approvals captured by the top 3 SBA lenders.

Java Daves's SBA lending pipeline peaked in 2006 (1 approvals). Operator density is highest in Oklahoma with 4 SBA-financed locations. Average funded ticket sits at $67K, with the median at $30K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$22K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$286

Principal & Interest only

Locations

Java Davesunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Java Daves