Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
First Discount Travel

First Discount Travel

Franchising since 1994 · 4 locations

The total investment to open a First Discount Travel franchise ranges from $40,000 - $84,000. First Discount Travel currently operates 4 locations (4 franchised). PeerSense FPI health score: 31/100.

Investment

$40,000 - $84,000

Total Units

4

4 franchised

FPI Score
Medium
31

Proprietary PeerSense metric

Limited
Capital Partners
4lenders available

Active capital sources verified for First Discount Travel financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
31out of 100
Limited

SBA Lending Performance

SBA Default Rate

20.0%

1 of 5 loans charged off

SBA Loans

5

Total Volume

$0.3M

Active Lenders

4

States

5

What is the First Discount Travel franchise?

The First Discount Travel franchise presents an intriguing opportunity within the dynamic travel agency sector, offering entrepreneurs a pathway into an industry characterized by global connectivity and personal experience. Headquartered in None, IA, this burgeoning brand currently operates a focused network of four units, signifying a deliberate and potentially strategic approach to market penetration and foundational development. As a specialized entity within the broader travel landscape, it positions itself within the highly competitive yet ever-evolving segment of travel agencies, catering to consumers seeking value and personalized service in their travel arrangements. The core mission, as implied by its designation, likely revolves around providing cost-effective travel solutions without compromising on the quality of experience or the efficiency of booking processes. This approach resonates with a significant demographic of travelers who prioritize economic viability alongside memorable journeys. The travel agency category itself has undergone substantial transformation over recent decades, adapting to the rise of online booking platforms and shifting consumer behaviors, yet the role of a knowledgeable and dedicated travel advisor continues to hold significant appeal for complex itineraries, group bookings, or those desiring expert guidance and a human touch. This brand, with its modest but established presence, aims to carve out its niche by emphasizing specific value propositions that differentiate it in a crowded marketplace, allowing franchisees to leverage a brand identity centered on accessible travel. The strategic placement of its four current units, while not detailed, suggests a carefully considered expansion model, building a foundation for future growth in an industry that remains robust despite economic fluctuations, driven by an inherent human desire for exploration and new experiences. This foundational stage offers a unique entry point for individuals aspiring to contribute to and benefit from the resilience and inherent demand within the travel sector.

FPI Score

31/100

SBA Default Rate

20.0%

Active Lenders

4

Key Highlights

Data Insights

Key performance metrics for First Discount Travel based on SBA lending data

SBA Default Rate

20.0%

1 of 5 loans charged off

SBA Loan Volume

5 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 1.3 loans per lender

Investment Tier

Low-cost entry

$40,000 – $84,000 total

Payment Estimator

Loan Amount$32K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$414

Principal & Interest only

Locations

First Discount Travelunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

Explore Funding for First Discount Travel

Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.

By submitting, you agree to be contacted by PeerSense regarding franchise financing options. We never share your information.

Or get an instant analysis

Scan Your Deal Instantly
First Discount Travel