Expert guidance on SBA programs, acquisition financing, private credit, and institutional capital
You can sell contracted revenues from an executed hyperscale lease and receive up to 89 percent of contracted lease value as total capital.
Read More
The Franchise Consulting Index 2026 makes a large claim from a small, self selected response group. Its production figures may describe participating consultants, but they do not establish the size or output of the consultant field.
Read More
Most borrowers assume bad credit kills a commercial loan. It doesn't, if you bring equity. The asset based lane underwrites the property, not your FICO, and it's one of the fastest, cleanest approvals in commercial finance.
Read More
The exact formula lenders use, what counts as PITIA, and worked examples for a property that passes at 1.25 and one that fails at 0.93.
Read More
The BRRRR loop only works if your refi math works. Here's how to run the numbers at purchase so the DSCR exit is guaranteed.
Read More
Conventional is cheaper, until you hit the wall. Here's the DTI math, Schedule E trap, and the exact scenarios where DSCR is worth the premium.
Read More
Conduit CMBS 6.25 to 9%, agency 5 to 7%. When to use each, prepayment differences, and how to get competing term sheets on $5M+ deals.
Read More
$3B US market. Trucking alone factors $90B/year. Same day funding, 80 to 95% advance rates, based on YOUR CUSTOMER's credit, not yours.
Read More
$80K-$141K per territory. 28% margins (3x industry avg). Zero failures. 90 franchise owners.
Read More92+ locations. $719K avg revenue. Under 2% SBA default rate. 97% multi unit owners.
Read More
The SBA 7(a) program changed significantly in June 2025. New underwriting rules, tighter seller note restrictions, and reinstated collateral requirements mean deals that sailed through 18 months ago now stall. Here's when SBA is right, and when it's not.
Read More
The FDD is 100 to 300 pages of legal disclosures. Most buyers don't know which items actually matter. This guide tells you exactly where to look, and what red flags look like inside each section.
Read More
Your bank's revolving line doesn't fit how manufacturing cash flow actually works. The SBA MARC program was built for exactly this problem, and most manufacturers don't know it exists.
Read More
Your capital raise stalled, not because demand isn't there, but because the lender asked about water rights and you didn't have an answer. Here's what institutional lenders are actually underwriting in 2026.
Read More
Most acquisitions don't fail because the deal is bad. They fail because the buyer approached financing with a single source mindset. Here's how to structure the stack so the deal closes with minimum cash at close.
Read More
The question isn't which is better. It's which is right for your deal, your timeline, and your risk profile. Here's the framework for choosing between private credit and bank financing.
Read More
The bridge loan is not the destination. It's the vehicle. The mistake isn't taking a bridge loan. The mistake is taking one without a clear, underwritten plan for how you exit it.
Read More
The machine is identical. The financing structure determines whether it generates profit or creates a cash flow problem. Lease vs loan, SBA 504, MARC stacking, sale leaseback. Here's the decision framework.
Read More
The internet says 10%. Lenders want 20 to 30%. Here's what the data shows across 899+ SBA lenders, and why 30% down gets you the best rate.
Read More
SBA 7(a), 504, seller notes, ROBS, equipment financing, the complete capital stack for franchise buyers with $150K+ to deploy.
Read More
MARC $5M revolving credit, 504 fee waivers for NAICS 31 to 33, and 7(a) for acquisitions. How manufacturers access SBA capital.
Read More
Real deal structures at $500K, $2M, $10M, and $25M. SBA senior debt, seller notes, mezzanine, and equity injection, with DSCR math.
Read More
No income verification. 1.20x DSCR minimum. 65 to 75% LTV. How rental property investors qualify based on property cash flow alone.
Read More
Stated income, bank statement, asset based, what no doc really means for CRE investors. 60 to 65% LTV, experienced sponsors only.
Read More
Franchise SBA chargeoff rates 15 to 18% vs independent 20 to 25%. FDD protections, financing differences, and which is right for your capital.
Read MoreBridge terms 12 to 36 months at 8 to 12%+. CMBS, agency, and bank permanent exits. The 5 step framework for $1M+ CRE deals.
Read More
Healthcare 8 to 12%, food services 23 to 28%. What SBA chargeoff rates actually mean for borrowers, from 2.1M loans in our database.
Read More
SBA Express: up to $500K, 36 hour SBA turnaround, revolving LOC available. When Express beats standard 7(a), and when to wait.
Read More
Compare SBA 504, conventional, CMBS, bridge, DSCR, C-PACE, and private credit rates side by side. Which program fits your deal?
Read More
SBA standby rules, typical terms (5 to 8%, 5 to 7yr), full vs partial standby, and why 80% of SBA acquisitions include seller financing.
Read More
SBA for practice acquisitions, 504 for medical office real estate, equipment financing for $15K-$3M in medical equipment. Options for providers with $200K+ to deploy.
Read More
Equipment financing for trucks $40K-$200K, invoice factoring for cash flow, SBA for fleet acquisitions. For operators with $5M+/month in receivables.
Read More
Commercial kitchen costs $150K to $500K+. SBA 504, equipment loans, leasing options. Honest about restaurant default rates (23 to 28%).
Read More
MARC $5M revolving, SBA 504 fee waivers for NAICS 31 to 33, equipment financing $100K to $25M+. Manufacturing gets favorable SBA terms.
Read More