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Jimmy's Pizza - Franchise Agre

Jimmy's Pizza - Franchise Agre

Franchising since 1986 · 1 locations

The total investment to open a Jimmy's Pizza - Franchise Agre franchise ranges from $81,500 - $247,000. The initial franchise fee is $18,500. Ongoing royalties are 3.8%. Jimmy's Pizza - Franchise Agre currently operates 1 locations (1 franchised). The top SBA 7(a) lenders for Jimmy's Pizza - Franchise Agre are Readycap Lending, LLC. PeerSense FPI health score: 43/100.

Investment

$81,500 - $247,000

Franchise Fee

$18,500

Total Units

1

1 franchised

FPI Score
Low
43

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for Jimmy's Pizza - Franchise Agre financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
43out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loans

1

Total Volume

$0.1M

Active Lenders

1

States

1

Top SBA Lenders for Jimmy's Pizza - Franchise Agre

What is the Jimmy's Pizza - Franchise Agre franchise?

Deciding whether to invest in a regional pizza franchise means asking hard questions about market position, operational depth, and whether a brand's three-decade track record translates into real unit-level opportunity. Jimmy's Pizza - Franchise Agre represents the franchise agreement vehicle associated with Jimmy's Pizza Inc., a Midwestern pizza brand that traces its roots to January 3, 1986, when founders Jim and Jana Gordon opened their first location in a small northern Minnesota town. What began as a single store built on a straightforward thesis — delivering top-quality pizza to underserved small-town markets — expanded organically through family involvement to eight locations before the company took its next defining step. In 1996, Jimmy's Pizza Inc. became federally franchised, a decision driven by the founders' conviction that franchising would create a mutually beneficial growth path for both the parent company and prospective owners. James Gordon, founder and CEO of Jimmy's Pizza Inc., has guided the brand through more than three decades of Midwestern expansion. As of September 2016, the brand operated 43 total locations across the Mid-West, organized across four distinct formats: 22 full-service Jimmy's Pizza locations, 4 privately owned locations, 10 Jimmy's Pizza Express locations, and 7 supermarket locations. The Jimmy's Pizza - Franchise Agre franchise opportunity sits within the Limited-Service Restaurants category, a sector that generated $315.1 billion in U.S. revenue in 2024 alone. For franchise investors evaluating regional pizza brands with deep community roots, the Jimmy's Pizza - Franchise Agre franchise warrants independent, data-driven analysis — exactly what this profile is designed to provide.

The broader industry context for any pizza franchise investment begins with understanding the size and momentum of the market these brands compete in. The global pizza industry is on a trajectory toward a forecasted market value of $222.5 billion, growing at a compound annual growth rate of 4.5% through 2032, while the U.S. pizza market alone was valued at $46.9 billion in 2022. These figures sit within an even larger Limited-Service Restaurant ecosystem that globally reached $1.2 trillion in 2024 and is projected to climb to $1.4 trillion by 2030, representing a CAGR of 3.2% over that period. The U.S. limited-service segment, valued at $315.1 billion in 2024, is forecast to reach approximately $2.09 trillion in combined global fast-food value by 2035, growing at a domestic CAGR of 5.0% from 2025 to 2035. Within this environment, delivery-focused pizza brands occupy a structurally advantaged position: delivery and takeout sales across the limited-service sector have surged by over 20% in a single year, reflecting a durable consumer shift toward convenience over dine-in experiences. Jimmy's Pizza built its entire founding model around exactly this insight — identifying that small towns lacked reliable pizza delivery and positioning the brand as the solution — which means the secular tailwind toward delivery and carryout has been central to Jimmy's DNA since 1986. Consumer behavior is further reinforcing this model, with busier lifestyles accelerating demand for quick-service options and digital ordering platforms expanding the addressable customer base for delivery-oriented concepts. The pizza segment specifically benefits from high repeat purchase frequency, strong emotional brand attachment, and relatively low price sensitivity compared to other limited-service categories, all of which support sustained franchisee demand and customer loyalty.

The Jimmy's Pizza - Franchise Agre franchise cost structure reflects a regional, community-market-focused brand rather than a nationally scaled quick-service giant, and understanding the economics at each layer is essential for prospective investors. The initial franchise fee for a Jimmy's Pizza location is up to $18,500, a figure that compares favorably to national pizza franchise fees, which frequently range from $25,000 to $50,000 for larger brands. The total initial investment required to open a Jimmy's Pizza franchise ranges from $81,500 to $247,000, a spread of approximately $165,500 that reflects meaningful variation driven by format type — full-service locations command higher buildout and equipment costs than express or non-traditional formats — as well as geographic market differences across the Midwest. Working capital is estimated between $5,000 and $25,000, embedded within the total investment range, providing a baseline liquidity buffer for early operational costs. The ongoing royalty fee is 3.8% of gross sales, which is meaningfully below the industry standard for pizza franchises, where royalties commonly fall between 5% and 8% of gross revenue. Notably, the company's 2016 FDD data indicated no specific advertising fees, which eliminates a cost center that can represent 1% to 4% of gross sales in many competing franchise systems and meaningfully improves the franchisee's bottom-line retention. The franchise agreement runs for an initial term of 10 years with a renewal term of an equal 10 years, providing a 20-year potential operating window for franchisees who build successful locations. The Jimmy's Pizza - Franchise Agre franchise investment positions itself at the accessible to mid-tier range of the pizza franchise spectrum, with a lower entry barrier than most nationally recognized brands and a royalty structure that preserves more of each revenue dollar for the franchisee operator. Prospective investors should note that the company does not offer direct financing support, though guidance toward affordability calculators may be available, and SBA-eligible franchise investments in this total investment range frequently qualify for 7(a) loan programs worth exploring with a qualified lender.

Understanding the operating model behind the Jimmy's Pizza - Franchise Agre franchise is critical to evaluating whether this concept aligns with a prospective investor's skills, lifestyle expectations, and management capacity. The brand operates across multiple formats, giving franchisees flexibility: traditional full-service locations, the Jimmy's Pizza Express concept designed for non-traditional venues like convenience stores, arenas, and food courts, supermarket-embedded locations, and privately operated stores. Jimmy's Pizza Express, launched as a formal expansion strategy in 2012, functions as a limited-menu carry-out and delivery profit center positioned within high-traffic non-traditional venues, reducing the real estate risk associated with standalone restaurant buildouts. The initial training program totals 80 hours, divided between 22 hours of classroom instruction and 58 hours of on-the-job training, giving franchisees both the theoretical foundation and the operational experience needed to manage day-to-day store functions. The company describes its program as "the best management and technical training program available" and commits to providing "tools and unparalleled support to run a successful business," language that reflects a franchisor culture oriented toward hands-on guidance rather than passive royalty collection. Labor requirements vary by format, with full-service locations requiring a more robust staffing structure than Express or supermarket formats, which are designed to operate with leaner teams in embedded retail environments. The owner-operator model is the predominant structure for regional pizza franchises of this scale, meaning franchisees should expect active involvement in daily operations, particularly in the early years of building a customer base. Territory structure and exclusivity terms are governed by the franchise agreement, and prospective franchisees should review these provisions carefully during the due diligence process to understand protected market boundaries, particularly in small-town Midwestern markets where population density is limited and territorial exclusivity directly impacts revenue ceiling.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Jimmy's Pizza - Franchise Agre franchise, meaning prospective investors cannot rely on franchisor-provided average revenue, median revenue, or profit margin figures when modeling their investment thesis. This is a legally permitted choice — Item 19 of the FDD allows franchisors to voluntarily provide financial performance representations, but they are not required to do so — and the absence of this disclosure does not by itself indicate poor performance. What it does mean is that investors must triangulate financial expectations from independent sources and industry benchmarks rather than franchisor data. The U.S. pizza industry generated $46.9 billion in 2022 across tens of thousands of locations, suggesting average annual revenues per unit in the range of several hundred thousand dollars for community-scale operators, though actual performance varies significantly by market size, operator quality, format, and competitive density. For a Midwestern small-town delivery concept with low royalty fees of 3.8% and no advertising fund obligation, a franchisee who captures reasonable market share in an underserved community retains a structurally larger share of gross revenue than operators in systems with higher fee burdens. Profitability in pizza franchise operations is primarily driven by four variables: investment size relative to revenue volume, local demand strength, labor cost management, and occupancy costs — factors that the company itself acknowledges as the primary determinants of franchisee earnings. The Jimmy's Pizza Express format specifically is designed to minimize occupancy cost exposure by embedding within existing retail venues rather than building standalone locations, which compresses the investment required and potentially accelerates the payback timeline. Investors conducting due diligence on the Jimmy's Pizza - Franchise Agre franchise investment should request franchisee contact lists through the FDD's Item 20 disclosures and conduct direct conversations with existing operators to gather ground-level revenue intelligence that the FDD itself does not provide.

The growth trajectory of the Jimmy's Pizza - Franchise Agre franchise reflects a brand that has pursued deliberate, regionally focused expansion rather than aggressive national scaling. From a single location opened on January 3, 1986 to 43 total locations as of September 2016, the brand has averaged roughly one net new location per year over its 30-year operating history — a pace that prioritizes stability and franchisee success over rapid unit growth. A defining corporate development in 2015 significantly strengthened the brand's supply chain and product differentiation: Jimmy's Pizza Inc. acquired Bonita's Frozen Pizza Factory, a family-owned operation in Hatton, North Dakota, with over 25 years of its own production history. This acquisition gave Jimmy's Pizza the ability to manufacture its own high-quality frozen pizza line in addition to Bonita's existing product portfolio, creating vertical integration that reduces input cost volatility and strengthens quality control across the system. The 2012 launch of the Jimmy's Pizza Express concept represents the brand's most significant strategic evolution, opening access to non-traditional venue types — convenience stores, arenas, food courts — that require lower capital investment, generate incremental brand visibility, and diversify the franchisee's revenue streams beyond standalone restaurant formats. The brand's competitive moat in its core Midwestern small-town markets is built on three reinforcing factors: first-mover advantage in underserved delivery markets, deep community brand recognition developed over three decades, and the now-proprietary production capability gained through the Bonita's acquisition. The broader pizza delivery market is being reshaped by third-party delivery platforms and app-based ordering, trends that favor established local brands with loyal customer bases and efficient kitchen operations — attributes that align with Jimmy's Pizza's operating heritage. Continued geographic expansion into new Midwestern markets and the scaling of the Jimmy's Pizza Express concept into additional convenience store and non-traditional venue partnerships represent the most clearly articulated growth vectors for the brand going forward.

The ideal candidate for the Jimmy's Pizza - Franchise Agre franchise opportunity is an owner-operator with strong community ties, a genuine interest in food service management, and the organizational capacity to manage a small-to-mid-size restaurant or food service operation. Prior food service or restaurant experience is beneficial but not necessarily a prerequisite given the 80-hour training program — 22 classroom hours and 58 hands-on hours — designed to bring new operators up to operational competency. The brand's Midwestern geographic focus means that candidates with familiarity with small-town and rural market dynamics will find their local knowledge directly applicable to driving customer acquisition and retention. The accessible total investment range of $81,500 to $247,000 and the initial franchise fee of up to $18,500 make this a realistic entry point for first-time franchise investors who may lack the liquid capital required by nationally scaled pizza brands. Multi-unit development is a growth path available within the system, as evidenced by the original expansion from one store to eight through family member involvement, suggesting the operational model scales predictably under capable management. The 10-year initial agreement term with a 10-year renewal option provides a sufficiently long runway to recoup investment and build equity in the business. Prospective franchisees should prioritize understanding territorial market dynamics — population size, competitive restaurant presence, delivery infrastructure — in evaluating specific location opportunities, and should budget adequate working capital within the $5,000 to $25,000 estimated range to weather the initial revenue ramp-up period that all new food service concepts experience.

For franchise investors seriously evaluating the pizza and limited-service restaurant space, the Jimmy's Pizza - Franchise Agre franchise presents a compelling case study in community-rooted regional franchise investing. The brand combines a 38-year operating history initiated on January 3, 1986, a proven delivery-focused model purpose-built for underserved small-town markets, a below-market royalty rate of 3.8%, an accessible investment entry point ranging from $81,500 to $247,000, and a franchisor that has demonstrated strategic foresight through both the 2012 Jimmy's Pizza Express expansion and the 2015 acquisition of Bonita's Frozen Pizza Factory. The Jimmy's Pizza - Franchise Agre franchise fee of up to $18,500 sits well below national pizza franchise benchmarks, and the absence of an advertising fund obligation preserves additional margin for franchisee operators. The FPI Score for this franchise is rated 43, which PeerSense categorizes as Fair, providing investors with an independent quantitative benchmark against which to evaluate this opportunity relative to other franchise systems across the Limited-Service Restaurants category. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to contextualize the Jimmy's Pizza - Franchise Agre franchise investment against competing opportunities with precision and confidence. The global pizza industry's 4.5% CAGR growth trajectory toward $222.5 billion, combined with the 20%-plus surge in delivery and takeout demand, creates a structural tailwind that regional delivery-focused brands like Jimmy's Pizza are positioned to capture in the Midwestern markets where brand recognition is already established. Explore the complete Jimmy's Pizza - Franchise Agre franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

43/100

SBA Default Rate

0.0%

Active Lenders

1

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Jimmy's Pizza - Franchise Agre based on SBA lending data

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loan Volume

1 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 1.0 loans per lender

Investment Tier

Mid-range investment

$81,500 – $247,000 total

Jimmy's Pizza - Franchise Agre — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2022

1 approvals — best year on record for Jimmy's Pizza - Franchise Agre.

Top SBA State

Minnesota

1 SBA-financed Jimmy's Pizza - Franchise Agre locations — the densest operator footprint.

Average Loan Size

$145K

Median $145K — use as a sizing anchor when modeling your own $Jimmy's Pizza - Franchise Agre unit.

Lender Concentration

100%

Concentrated

Share of Jimmy's Pizza - Franchise Agre approvals captured by the top 3 SBA lenders.

Jimmy's Pizza - Franchise Agre's SBA lending pipeline peaked in 2022 (1 approvals). The last five fiscal years account for 100% of cumulative volume ($145K approved). Operator density is highest in Minnesota with 1 SBA-financed locations. Average funded ticket sits at $145K, with the median at $145K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$65K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$844

Principal & Interest only

Locations

Jimmy's Pizza - Franchise Agreunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Jimmy's Pizza - Franchise Agre