Grain & Berry
The total investment to open a Grain & Berry franchise ranges from $258,000 to $673,500. The initial franchise fee is $49,500. Ongoing royalties are 6%.
What is the Grain & Berry franchise?
Grain & Berry is a cafe business selling bowls, smoothies, juices and other food to people looking for fresh, health focused meals. The estimated total initial investment is $258,000 to $673,500, and the initial franchise fee is $49,500.
The royalty is 6 percent of sales. Franchisees need $100,000 in liquid capital and a net worth of $350,000. The franchise agreement term is 10 years.
Grain & Berry is headquartered in Tampa, FL. It was founded in 2017 and began franchising in 2019.
Loan Activity Score
84/100
SBA Default Rate
0.0%
Active Lenders
9
According to its Franchise Disclosure Document or public business records, Grain & Berry has 19 locations, all owned by franchisees. Public SBA loan records show 9 lenders made 25 loans to franchisees of Grain & Berry. PeerSense calculates Grain & Berry's score as 84 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2017 · 19 locations
$258,000 to $673,500
$49,500
19
19 franchised
Proprietary PeerSense metric
ExcellentDistinct lenders in public SBA records for Grain & Berry
25
Total SBA loans
$384K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Grain & Berry
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.3% peer avg
SBA Loans
25
Total Volume
$9.6M
Active Lenders
9
3 selective
States
7
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Grain & Berry based on SBA lending data
SBA Default Rate
0.0%
10.3% below peer avg
SBA Loan Volume
25 loans
Across 9 lenders
Lender Diversity
9 lenders
Avg 2.8 loans per lender
Investment Tier
Significant investment
$258,000 to $673,500 total
Payment Estimator
Estimated Monthly Payment
$2,671
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Grain & Berry, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman