Chico's Tacos
Franchising since 1953 · 2 locations
Chico's Tacos currently operates 2 locations (2 franchised). PeerSense FPI health score: 27/100.
2
2 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for Chico's Tacos financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Emerging (3-9 loans)
SBA Lending Performance
SBA Default Rate
33.3%
1 of 3 loans charged off
SBA Loans
3
Total Volume
$0.5M
Active Lenders
3
States
2
Top SBA Lenders for Chico's Tacos
What is the Chico's Tacos franchise?
Chicos Tacos operates with a concise network of two distinct units. This limited footprint signifies a highly focused or potentially emerging presence within the dynamic food service sector. The brand's FPI Score stands at 27, an indicator that reflects its current market standing among independent franchise evaluations. Headquartered in California, the Chicos Tacos franchise maintains a regional association, rooting its operations within a state known for its vibrant culinary landscape. The journey of the Chicos Tacos franchise, from its inception to its current two-unit operation, suggests a foundational period of development and market testing. Its compact scale distinguishes the Chicos Tacos franchise from larger, more saturated chains, positioning it as a unique opportunity within a specific market niche. The operational presence in California indicates a strategic choice of location, aiming to leverage the state's diverse consumer base and established demand for specific culinary offerings. The brand’s FPI Score of 27 provides an initial data point for prospective investors, signaling a need for comprehensive due diligence into the specific operational model and future growth strategy of the Chicos Tacos franchise. The limited number of units for the Chicos Tacos franchise underscores a controlled approach to expansion, focusing on the localized impact and operational efficiency of each establishment. This measured growth trajectory allows for a concentrated effort on maintaining product quality and service standards across its existing locations. The Chicos Tacos franchise, through its two units, has established a discernible presence in its operational area, demonstrating its ability to attract and retain a customer base. The strategic choice of California as its base further aligns the Chicos Tacos franchise with a region that
FPI Score
27/100
SBA Default Rate
33.3%
Active Lenders
3
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Chico's Tacos based on SBA lending data
SBA Default Rate
33.3%
1 of 3 loans charged off
SBA Loan Volume
3 loans
Across 3 lenders
Lender Diversity
3 lenders
Avg 1.0 loans per lender
Chico's Tacos — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1996
2 approvals — best year on record for Chico's Tacos.
Top SBA State
California
2 SBA-financed Chico's Tacos locations — the densest operator footprint.
Average Loan Size
$175K
Median $180K — use as a sizing anchor when modeling your own $Chico's Tacos unit.
Lender Concentration
100%
Concentrated
Share of Chico's Tacos approvals captured by the top 3 SBA lenders.
Chico's Tacos's SBA lending pipeline peaked in 1996 (2 approvals). Operator density is highest in California with 2 SBA-financed locations. Average funded ticket sits at $175K, with the median at $180K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Locations
Chico's Tacos — unit breakdown
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