Just Love Coffee Café F/A
Franchising since 2011 · 101 locations
The total investment to open a Just Love Coffee Café F/A franchise ranges from $482,500 - $743,000. The initial franchise fee is $39,000. Ongoing royalties are 6% plus a 2% advertising fee. Just Love Coffee Café F/A currently operates 101 locations. Data sourced from the 2020 Franchise Disclosure Document.
$482,500 - $743,000
$39,000
101
FPI Score
This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system-level metrics.
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What is the Just Love Coffee Café F/A franchise?
The question every serious franchise investor should ask before committing capital to the specialty coffee segment is not whether coffee is a good business — it is whether this particular brand, in this particular market window, represents a defensible and scalable investment. Just Love Coffee Café F/A answers that question with an origin story that sets it apart from virtually every other franchise in the full-service café category. Rob Webb founded the company in 2009, not as a pure commercial venture, but as a mission-driven online coffee service designed specifically to help adoptive families offset the steep financial costs of adoption — often ranging from $20,000 to $50,000 per family depending on the adoption type and origin country. Within its first year of operation, that online model donated nearly $100,000 to adoption-seeking families, demonstrating both brand loyalty and a customer base willing to align their purchasing behavior with values. The first physical Just Love Coffee Café opened in 2011 near Middle Tennessee State University in Murfreesboro, Tennessee — a strategically chosen location given the dense, values-aligned college community. The brand launched its franchise system in 2014 following several years of methodical operational refinement, including the development of its signature waffle-iron-driven menu that grew from space constraints and Webb's own kitchen ingenuity. Today, under CEO Alan Thompson, Just Love Coffee Café F/A operates 44 franchised U.S. locations plus one corporate unit, totaling 45 locations across the system, with 12 new units opened in 2024 alone and approximately 40 additional units currently in development. The brand's franchised footprint spans 23 states, with particular density in Tennessee where 10 locations have opened, and active expansion into Arizona, Colorado, Mississippi, Wisconsin, New Jersey, Missouri, North Carolina, South Carolina, Utah, and Minnesota. This is an independent analytical assessment of the Just Love Coffee Café F/A franchise opportunity — not promotional content produced by the franchisor — and investors should treat the data points here as the foundation for their own structured due diligence.
The specialty coffee market in the United States generates over $47 billion in annual revenue and has demonstrated consistent compound annual growth even through economic disruptions, including the inflationary pressures of 2022 and 2023. The broader coffee and tea segment encompasses an addressable market that analysts have sized at well over $100 billion when beverage retail, café dining, and at-home premium coffee products are aggregated, though the brick-and-mortar café sub-segment most relevant to Just Love Coffee Café F/A franchise investors is estimated in the $45 to $50 billion range domestically. Consumer trends driving sustained demand include the continued premiumization of food-and-beverage experiences, with Gen Z and millennial consumers specifically seeking café environments that offer social value, community identity, and mission alignment — all characteristics that play directly into Just Love Coffee Café's brand positioning. Remote and hybrid work has structurally reset how Americans use café spaces, converting coffee shops into daily productivity hubs rather than occasional treat destinations, which meaningfully extends average ticket times and per-visit spend in dine-in formats. The full-service café model that Just Love Coffee Café F/A operates within is a differentiated category from pure drive-thru kiosk brands; it captures the customer who wants a 45-minute seated experience alongside a waffle-iron-prepared womelette, not just a 90-second beverage transaction. The competitive dynamics in this space are meaningfully fragmented — the top national chains dominate morning beverage occasions but have comparatively weak positioning in the full-service breakfast-and-lunch café segment that Just Love Coffee Café occupies. That fragmentation creates a durable opening for regional and franchise-based full-service café brands to capture local market share, particularly in small and mid-sized markets that national chains underserve or ignore entirely. The secular tailwind of values-based consumerism, where customers actively choose brands whose social mission aligns with their own beliefs, adds a customer acquisition and retention layer to this brand that most café franchises cannot replicate without a credible founding narrative.
The Just Love Coffee Café F/A franchise cost structure places this opportunity firmly in the premium tier of franchise investments for the coffee and café category. The initial franchise fee is $39,000 for a single location, stepping down to $25,000 for each additional location — a meaningful incentive structure for prospective multi-unit operators. For context, the coffee and tea sub-sector franchise average investment range sits at approximately $296,954 to $610,306; Just Love Coffee Café F/A's total investment range of $482,500 to $743,000 exceeds the sector midpoint and reflects the brand's full-service restaurant model rather than a streamlined kiosk or drive-thru format. Some historical data reflects earlier investment models in the $230,000 to $354,000 range, which likely correspond to smaller or conversion-format builds from the brand's earlier franchise years. The primary driver of investment variability is leasehold improvements, which range from $250,000 to $400,000 depending on the condition of the leased space and local construction markets — this single line item accounts for approximately 50% to 60% of total investment and deserves rigorous negotiation attention during real estate selection. Additional investment components include architectural and engineering fees of $23,000 to $26,000, furniture, fixtures, equipment, and supplies totaling $90,000 to $130,000, digital menu boards at $6,000 to $7,000, exterior signage ranging from $4,000 to $10,000, a point-of-sale system at $3,000 to $4,000, pre-opening inventory and supplies of $9,000 to $15,000, security deposits of $1,000 to $2,000, a mandatory grand opening program at $5,000, and travel and training expenses of $4,000 to $8,000. The ongoing royalty rate is 6% of gross sales, consistent with the café franchise sector average, and the national brand fund contribution is 2% of gross sales in most disclosed documentation, with at least one source citing a 4.5% advertising fee — prospective investors should clarify the precise advertising obligation in the current Franchise Disclosure Document. Liquid capital required is a minimum of $135,000, with a net worth requirement of $400,000, though some sourced data references liquid capital thresholds as low as $100,000 to $110,000 for certain configurations. The brand's full-service café model is SBA-eligible as a restaurant franchise, and veterans should specifically inquire about incentive programs during the discovery process.
Daily operations for a Just Love Coffee Café F/A franchisee center on a full-service café model that integrates specialty coffee beverages with a distinctive food program anchored by waffle-iron preparation. The signature menu items — including womelettes, waffled sandwiches, and other waffle-iron-prepared dishes — were born from the space constraints of the original Murfreesboro location and have since become a core differentiator that gives the brand a culinary identity beyond beverages alone. The staffing model reflects the full-service positioning: franchisees should expect a crew-based operation with both front-of-house and kitchen team members, and unlike a drive-thru kiosk concept where two to three team members can operate a full shift, a café of this format typically requires deeper staffing coverage during peak breakfast and lunch dayparts. Territories are structured to provide franchisees with geographic exclusivity, and the brand's stated expansion strategy includes deliberate placement in small, underserved markets — including towns with populations under 10,000. The opening in Plainview, Nebraska, population 1,350, in early 2023 is a concrete example of the brand testing the thesis that community enthusiasm and social mission can drive café economics even in micro-markets. Training is provided at the corporate level, with travel and living expenses during training budgeted at $4,000 to $8,000 per franchisee, indicating a multi-week immersive program at or near the Tennessee headquarters. Ongoing corporate support encompasses field consulting, marketing programs tied to the national brand fund, supply chain coordination, and technology platforms including the POS system specified in the investment schedule. The brand is primarily positioned for owner-operator engagement, consistent with the community-centered mission that underlies its identity, though multi-unit ownership is explicitly incentivized through the reduced $25,000 franchise fee for second and subsequent locations.
Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document, which is a material consideration for any investor conducting serious due diligence on the Just Love Coffee Café F/A franchise opportunity. The absence of Item 19 disclosure does not indicate poor performance — many franchise systems, particularly those in growth phases, elect not to disclose financial performance representations for legal and competitive reasons — but it does shift the analytical burden to the investor. What public data and system signals do indicate is worth examining carefully. The brand reported doubling its franchise units between 2018 and October 2022, moving from three locations to a significantly expanded footprint across 23 states, which is a unit-count growth signal that warrants attention. In 2024, the system opened 12 new units and had approximately 40 more in development, suggesting franchisee confidence in the unit economics, since existing franchisees and prospective owners rarely commit capital at this pace without evidence of viable returns at the unit level. Industry benchmarks for full-service café concepts in the $500,000 to $750,000 investment range typically target annual gross revenues between $600,000 and $1,200,000, with operating margins in the 12% to 18% range for well-run owner-operated locations, though these are sector-level estimates and not Just Love Coffee Café-specific figures. The brand's expansion into micro-markets with populations under 10,000 is analytically interesting from a unit economics perspective — lower real estate costs and reduced competition in those markets could yield superior margin profiles compared to urban locations with higher buildout and occupancy costs, though lower absolute revenue ceilings also apply. Prospective investors should request validation from existing franchisees across multiple states during the discovery process, and specifically seek information from operators in both small-market and college-town locations given the brand's geographic diversity.
Just Love Coffee Café F/A has demonstrated a measured but consistent growth trajectory since launching its franchise program in 2014, moving from three units in 2018 to 45 total units by 2024, inclusive of one corporate location. The brand reported 85 units under development as of October 2022, a figure that contextualizes the current 40 units in development cited in December 2024 data as a moderated but still active pipeline. The brand's competitive moat is built on several reinforcing layers: first, the adoption mission creates an authentic values-based identity that generates earned media, community goodwill, and word-of-mouth customer acquisition in local markets at minimal cost; second, the waffle-iron menu concept creates a proprietary food identity that distinguishes the café experience from generic coffee shop formats; third, the deliberate small-market expansion strategy reduces direct competition with national chains and creates first-mover advantage in underserved communities. CEO Alan Thompson, who leads the Murfreesboro and broader Nashville, Tennessee-based corporate operation, has overseen a period of national expansion that has moved the brand into states as geographically diverse as Hawaii, Alaska, and New Jersey — all included in the brand's available territory list. The brand's digital menu board investment, budgeted at $6,000 to $7,000 per location, signals an operational commitment to technology-driven customer experience consistency across the franchise system. The territory availability map reveals particular opportunity in the Northeast and Mid-Atlantic regions, where specialty coffee demand is high but Just Love Coffee Café F/A has limited current penetration — states including DC, PA, VA, and WV are all listed as available. The combination of a mission-driven brand identity, a distinctive culinary format, and a calculated small-market expansion strategy creates a differentiated competitive position that most pure-play beverage franchises cannot easily replicate.
The ideal candidate for a Just Love Coffee Café F/A franchise investment is an owner-operator with genuine alignment to the brand's adoption and community mission, as franchisee authenticity is a direct driver of the local community engagement that underpins the model's marketing thesis. Prior food-and-beverage or restaurant management experience is advantageous given the dual complexity of operating a specialty coffee program alongside a hot-food menu prepared in a café environment. The financial profile required — $135,000 in liquid capital and a $400,000 net worth — positions this as an opportunity for established professionals or experienced entrepreneurs rather than first-time business owners with limited capital reserves. Multi-unit operators receive meaningful economic incentive through the $25,000 reduced franchise fee for additional locations, and given the brand's stated strategy of placing units in small adjacent markets, a multi-unit regional development approach in an underserved state could represent a compelling territory acquisition thesis. Available territories span 36 states including AK, AL, AR, AZ, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MI, MN, MO, MS, NC, ND, NE, NM, NV, OH, OK, PA, SC, TN, TX, UT, VA, WI, and WV — a coverage map that encompasses essentially every major growth region in the U.S. The brand's track record in both college-town environments like the original Murfreesboro location and ultra-small markets like Plainview, Nebraska suggests flexibility in the site selection model. Timeline from initial inquiry to opening is typical of full-service café builds, with leasehold improvement timelines driving the majority of the pre-opening period in the 9 to 18 month range depending on market and real estate conditions.
For investors conducting serious due diligence on the specialty coffee and full-service café franchise segment, the Just Love Coffee Café F/A franchise opportunity presents a distinctive combination of mission-driven branding, a differentiated culinary identity, and a geographic expansion strategy that prioritizes underserved markets over saturated urban cores. The total investment range of $482,500 to $743,000, with a 6% royalty rate, a $39,000 initial franchise fee, and a $135,000 liquid capital requirement, places this investment in the premium tier of coffee franchise opportunities — a tier where the full-service model must generate sufficient top-line revenue and margin to justify the buildout cost relative to leaner kiosk formats. The 45-unit system, with 12 new openings in 2024 and approximately 40 units in active development, reflects a system that has maintained franchisee pipeline confidence over 15 years since its 2009 founding. The absence of Item 19 financial performance disclosure in the current FDD is the single most important data gap for prospective investors and makes franchisee validation conversations mission-critical rather than optional. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Just Love Coffee Café F/A franchise cost, revenue signals, and competitive positioning against every other franchise in the specialty coffee and full-service café category. Explore the complete Just Love Coffee Café F/A franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Just Love Coffee Café F/A based on SBA lending data
Investment Tier
Significant investment
$482,500 – $743,000 total
Why Just Love Coffee Café F/A Doesn't Appear in Public SBA Data
The SBA 7(a) program publishes loan-level data for every approved franchise borrower. Just Love Coffee Café F/A does not currently appear in those public records — and that absence carries useful information for prospective franchisees evaluating this brand.
Absence from SBA records does not mean a brand is un-fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self-fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA-guaranteed 7(a) loan. For prospective Just Love Coffee Café F/A franchisees, the practical question is which financing path actually closes for this brand's profile.
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Payment Estimator
Estimated Monthly Payment
$4,995
Principal & Interest only
Locations
Just Love Coffee Café F/A — unit breakdown
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