Fuzzy's Taco Shop
The total investment to open a Fuzzy's Taco Shop franchise ranges from $150,000 to $629,260. The initial franchise fee is $20,000. Ongoing royalties are 5% plus a 2% advertising fee.
What is the Fuzzy's Taco Shop franchise?
Fuzzy's Taco Shop is a restaurant that sells tacos and other quick meals. The 2024 Franchise Disclosure Document estimates the total initial investment at $150,000 to $629,260 and lists an initial franchise fee of $20,000.
The royalty is 5 percent, and the advertising fund fee is 2 percent. The franchise agreement term is 10 years.
The company was founded in 2003 and is headquartered in Dallas, TX.
Loan Activity Score
31/100
SBA Default Rate
9.5%
Active Lenders
26
According to its Franchise Disclosure Document or public business records, Fuzzy's Taco Shop has 31 locations, all owned by franchisees. Public SBA loan records show 26 lenders made 42 loans to franchisees of Fuzzy's Taco Shop. PeerSense calculates Fuzzy's Taco Shop's score as 31 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document.
Franchising since 2003 · 31 locations
$150,000 to $629,260
$20,000
31
31 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Fuzzy's Taco Shop
42
Total SBA loans
$574K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Fuzzy's Taco Shop
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
9.5%
vs 10.3% peer avg
SBA Loans
42
Total Volume
$24.1M
Active Lenders
26
States
6
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Fuzzy's Taco Shop based on SBA lending data
SBA Default Rate
9.5%
0.8% below peer avg
SBA Loan Volume
42 loans
Across 26 lenders
Lender Diversity
26 lenders
Avg 1.6 loans per lender
Investment Tier
Significant investment
$150,000 to $629,260 total
Fuzzy's Taco Shop: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2016
12 approvals. The best year on record for Fuzzy's Taco Shop.
Top SBA State
Texas
28 SBA financed Fuzzy's Taco Shop locations, the densest operator footprint.
Average Loan Size
$556K
Median $416K. Use as a sizing anchor when modeling your own Fuzzy's Taco Shop unit.
Lender Concentration
24.4%
Moderately Spread
Share of Fuzzy's Taco Shop approvals captured by the top 3 SBA lenders.
Fuzzy's Taco Shop's SBA lending pipeline peaked in 2016 (12 approvals). The last five fiscal years account for 21% of cumulative volume ($7.2M approved). Operator density is highest in Texas with 28 SBA financed locations. Average funded ticket sits at $556K, with the median at $416K. Lender mix is moderately spread: the top three SBA lenders account for 24.4% of approvals. Borrowers have leverage to shop multiple credit boxes.
Payment Estimator
Estimated Monthly Payment
$1,553
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Fuzzy's Taco Shop, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman