United Country Real Estate
The total investment to open a United Country Real Estate franchise ranges from $92,050 to $182,200. The initial franchise fee is $15,000. Ongoing royalties are 5%.
What is the United Country Real Estate franchise?
United Country Real Estate is a real estate brokerage franchise that helps buyers and sellers of rural and lifestyle properties. The estimated total initial investment is $92,050 to $182,200, and the initial franchise fee is $15,000.
The royalty is 5 percent of sales. The franchise agreement term is 5 years. The brand is headquartered in Kansas City, MO, and was founded in 1925. Cost and fee figures are from the 2026 Franchise Disclosure Document.
Loan Activity Score
55/100
SBA Default Rate
0.0%
Active Lenders
3
According to its Franchise Disclosure Document or public business records, United Country Real Estate has 4 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 4 loans to franchisees of United Country Real Estate. PeerSense calculates United Country Real Estate's score as 55 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 1925 · 4 locations
$92,050 to $182,200
$15,000
4
4 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for United Country Real Estate
4
Total SBA loans
$152K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for United Country Real Estate
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 8.9% peer avg
SBA Loans
4
Total Volume
$0.6M
Active Lenders
3
States
3
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for United Country Real Estate based on SBA lending data
SBA Default Rate
0.0%
8.9% below peer avg
SBA Loan Volume
4 loans
Across 3 lenders
Lender Diversity
3 lenders
Avg 1.3 loans per lender
Investment Tier
Mid range investment
$92,050 to $182,200 total
United Country Real Estate: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2024
1 approval. The best year on record for United Country Real Estate.
Top SBA State
Idaho
2 SBA financed United Country Real Estate locations, the densest operator footprint.
Average Loan Size
$163K
Median $163K. Use as a sizing anchor when modeling your own United Country Real Estate unit.
Lender Concentration
100%
Concentrated
Share of United Country Real Estate approvals captured by the top 3 SBA lenders.
United Country Real Estate's SBA lending pipeline peaked in 2024 (1 approval). The last five fiscal years account for 25% of cumulative volume ($150K approved). Operator density is highest in Idaho with 2 SBA financed locations. Average funded ticket sits at $163K, with the median at $163K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$953
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
United Country Real Estate, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman