Paul Mitchell Advanced Educati
The total investment to open a Paul Mitchell Advanced Educati franchise ranges from $167,000 to $1.4M. The initial franchise fee is $75,000.
What is the Paul Mitchell Advanced Educati franchise?
Paul Mitchell Advanced Educati is a school franchise where students learn cosmetology and barbering. The estimated total initial investment is $167,000 to $1,426,070, and the initial franchise fee is $75,000.
The brand was founded in 1980 and is headquartered in Modesto, California.
Loan Activity Score
50/100
SBA Default Rate
0.0%
Active Lenders
19
According to its Franchise Disclosure Document or public business records, Paul Mitchell Advanced Educati has 24 locations, all owned by franchisees. Public SBA loan records show 19 lenders made 24 loans to franchisees of Paul Mitchell Advanced Educati. PeerSense calculates Paul Mitchell Advanced Educati's score as 50 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1980 · 24 locations
$167,000 to $1.4M
$75,000
24
24 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Paul Mitchell Advanced Educati
24
Total SBA loans
$604K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Paul Mitchell Advanced Educati
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.8% peer avg
SBA Loans
24
Total Volume
$14.5M
Active Lenders
19
4 selective
States
14
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Paul Mitchell Advanced Educati based on SBA lending data
SBA Default Rate
0.0%
10.8% below peer avg
SBA Loan Volume
24 loans
Across 19 lenders
Lender Diversity
19 lenders
Avg 1.3 loans per lender
Investment Tier
Premium investment
$167,000 to $1,426,070 total
Paul Mitchell Advanced Educati: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2008
7 approvals. The best year on record for Paul Mitchell Advanced Educati.
Top SBA State
California
8 SBA financed Paul Mitchell Advanced Educati locations, the densest operator footprint.
Average Loan Size
$779K
Median $597K. Use as a sizing anchor when modeling your own Paul Mitchell Advanced Educati unit.
Lender Concentration
30%
Moderately Spread
Share of Paul Mitchell Advanced Educati approvals captured by the top 3 SBA lenders.
Paul Mitchell Advanced Educati's SBA lending pipeline peaked in 2008 (7 approvals). Operator density is highest in California with 8 SBA financed locations. Average funded ticket sits at $779K, with the median at $597K. Lender mix is moderately spread: the top three SBA lenders account for 30% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$1,729
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Paul Mitchell Advanced Educati, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman