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Floor Covering International

Floor Covering International

The total investment to open a Floor Covering International franchise ranges from $19,000 to $100,500. The initial franchise fee is $20,000.

What is the Floor Covering International franchise?

Floor Covering is a franchise in the Flooring Contractors category, headquartered in DALLAS, TX. The brand has 8 total units and operates in the home and commercial improvement sector, where property owners and managers regularly need maintenance, renovation, replacement, and installation services. Its core offering covers flooring materials and installation services for residential and commercial customers, from durable commercial applications to higher end residential finishes. The current unit count reflects a measured stage of development, with a smaller network that may allow franchisees to work more directly with the franchisor and with other owners. The business requires attention to skilled labor management, project execution, and customer engagement. It offers a structured business model in a service category tied to ongoing property needs, while its size gives early franchisees an opportunity to participate as the system develops its operating practices and support infrastructure across multiple markets.

Flooring contractors serve demand created by new construction starts, residential and commercial remodeling, and recurring property maintenance. Flooring affects functionality, durability, value preservation, appearance, and livability, so customers often seek professional help beyond what a do it yourself project can provide. The market includes budget focused laminate and vinyl work as well as hardwood, tile, and carpet projects that require different materials, tools, and installation methods. Residential remodeling creates demand through kitchen, bathroom, and living space renovations intended to improve property value and use. Commercial customers, including businesses, institutions, and hospitality venues, need flooring that can handle heavy foot traffic, meet safety standards, and support their brand appearance. Sustainable and environmentally friendly flooring materials create another service niche for customers and businesses that value those features. Aging infrastructure in many regions also supports continuing repair and replacement work. The industry remains fragmented, with many independent operators lacking the marketing, operating systems, and purchasing power available through a franchise structure. Floor Covering operates within that market by offering a recognizable identity, consistent service practices, and a systematized approach to flooring projects.

The Floor Covering franchise fee is $20,000. This payment gives the franchisee the right to use the brand trademarks and proprietary systems and includes initial training and support. The estimated total investment ranges from $19,000 to $100,500 and covers the costs expected during the initial operating period, generally the first three to six months. Expenses can include tools and equipment for different flooring installations, from basic hand tools to specialized power equipment. The range also includes initial marketing and advertising for the assigned territory, along with working capital for early labor costs, vehicle maintenance, insurance, and administrative overhead before the business produces enough cash flow to support those expenses. The $19,000 lower estimate may suit a lean mobile or home based operation with limited facility costs. The $100,500 upper estimate may allow for broader equipment needs, a larger initial marketing effort, or a modest office or showroom, depending on the franchisee’s plan and local market. This range gives buyers room to shape the startup around their available capital and business objectives while using the Floor Covering system.

Specific information about the day to day operating model and the full extent of franchisor support is not provided. A flooring contractor franchise would generally manage projects from the first customer consultation and material selection through installation, completion, and follow up. The work may involve scheduling several projects, controlling material use, coordinating crews, and maintaining quality standards. A mobile service approach would allow crews to travel to customer locations, reducing the need for retail showroom space and keeping overhead more flexible. Initial training would typically address sales, project management, technical installation methods for several flooring types, customer service, and the use of company software and systems. Continuing support may include operational reviews, performance coaching, updated training materials, and a support team for franchisee questions. Marketing assistance may include prepared materials, digital marketing guidance, and local advertising direction for generating leads within assigned territories. Vendor relationships may also give franchisees access to flooring materials and equipment at competitive prices through the purchasing strength of the franchise network. These practices are intended to reduce the learning curve, create consistency in service delivery, and help owners manage projects and customer relationships as the business grows.

PeerSense reports a Loan Activity Score of 26 for Floor Covering. The specific methodology is proprietary, but the score generally brings together information connected with growth, franchisee satisfaction, investment value, and overall brand strength. Financial results will depend on how well an owner controls project costs, obtains competitive material pricing, manages labor efficiency, and builds sales in the assigned territory. Effective marketing and lead generation can support a steady project pipeline, while quality workmanship and customer service can encourage repeat business, referrals, and a stronger local reputation. The investment range of $19,000 to $100,500 and the $20,000 franchise fee provide financial planning inputs, but buyers still need to examine their market, operating plan, and expected expenses through their own due diligence.

With 8 total units, Floor Covering is in an early and measured expansion phase. The current size may give the brand room to refine operating systems and franchisee support while adding units in new markets. A buyer joining at this point could have a more direct role in the network as the brand develops. The limited unit count may also leave territory opportunities in markets where larger franchise systems already face greater competition. Flooring contractor operations can scale when owners establish repeatable processes, generate demand effectively, and build a capable workforce. A business may grow from one crew to several crews serving a broader customer base. The franchise structure can provide a brand identity that distinguishes the owner from independent contractors, along with an operating model covering sales and project management. Network purchasing may improve access to materials and equipment pricing, and centralized marketing or lead generation can reduce some of the burden on individual owners when those services are available. Training and support may help franchisees improve installation practices, industry knowledge, and business management. These factors give Floor Covering a basis for expansion in a flooring market supported by residential and commercial demand.

An appropriate Floor Covering franchisee would bring an entrepreneurial outlook, business management ability, and a strong customer service focus. Direct experience with flooring installation or contracting could help, but the source indicates that it may not be required because training is a central part of franchise systems. Communication, practical problem solving, and a commitment to quality are more central to the owner’s role. The franchisee must be able to build customer relationships because reputation and referrals matter in home services. Organization is needed to manage schedules, project timelines, installation teams, and inventory. Leadership skills support recruiting, training, and retaining a capable workforce. Interest in home improvement and close attention to finished details can affect customer satisfaction and the brand’s standing. The franchise agreement is expected to define an exclusive operating territory, although the source does not provide territory size or demographic details. Territories may be based on geographic boundaries, population density, or a defined number of households or businesses. Market research can help identify areas with flooring demand, favorable demographic trends, and economic stability. Owners can then adapt marketing and service offerings to local conditions.

Floor Covering offers buyers an opportunity to enter the Flooring Contractors category with 8 total units, a $20,000 franchise fee, and an estimated investment of $19,000 to $100,500. The brand is headquartered in DALLAS, TX, and serves a market supported by construction, remodeling, replacement, maintenance, and commercial flooring needs. Its relatively small network may give new owners room to influence the system and pursue territories with less direct competition from other Floor Covering units. A franchise offers a brand identity, operating framework, training, and potential support that an independent startup would need to build on its own. Those benefits do not remove the need to evaluate local demand, labor, marketing, equipment, working capital, and the owner’s ability to manage projects and customers. PeerSense provides franchise research and commercial capital advisory services and can introduce franchise buyers to SBA and conventional lenders, but PeerSense is not a lender. Buyers should review the complete Floor Covering franchise information and perform their own financial and market analysis before deciding whether the opportunity fits their goals.

Loan Activity Score

26/100

SBA Default Rate

20.0%

Active Lenders

18

According to its Franchise Disclosure Document or public business records, Floor Covering International has 16 locations, all owned by franchisees. Public SBA loan records show 18 lenders made 20 loans to franchisees of Floor Covering International. PeerSense calculates Floor Covering International's score as 26 out of 100, using public SBA loan performance and recent lending activity.

16 locations

Investment

$19,000 to $100,500

Franchise Fee

$20,000

Total Units

16

16 franchised

Loan Activity Score
High
26
SBA Lending
1
Lender Quality
9
Transparency
4
Reach
9
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
18SBA lenders

Distinct lenders in public SBA records for Floor Covering International

20

Total SBA loans

$57K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Floor Covering International

Loan Activity Score Breakdown

Growing (10 to 24 loans)

High Confidence
26out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety1/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

20.0%

vs 9.4% peer avg

SBA Loans

20

Total Volume

$1.1M

Active Lenders

18

1 selective

States

15

vs. SBA Sector Average

-10.6%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Floor Covering International based on SBA lending data

SBA Default Rate

20.0%

10.6% above peer avg

SBA Loan Volume

20 loans

Across 18 lenders

Lender Diversity

18 lenders

Avg 1.1 loans per lender

Investment Tier

Low cost entry

$19,000 to $100,500 total

Floor Covering International: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1995

7 approvals. The best year on record for Floor Covering International.

Top SBA State

Texas

3 SBA financed Floor Covering International locations, the densest operator footprint.

Average Loan Size

$57K

Median $40K. Use as a sizing anchor when modeling your own Floor Covering International unit.

Lender Concentration

25%

Moderately Spread

Share of Floor Covering International approvals captured by the top 3 SBA lenders.

Floor Covering International's SBA lending pipeline peaked in 1995 (7 approvals). Operator density is highest in Texas with 3 SBA financed locations. Average funded ticket sits at $57K, with the median at $40K. Lender mix is moderately spread: the top three SBA lenders account for 25% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$15K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$197

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Floor Covering International, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Floor Covering International

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.