Alloy Personal Traning
The total investment to open a Alloy Personal Traning franchise ranges from $30,000 to $483,310. The initial franchise fee is $30,000.
What is the Alloy Personal Traning franchise?
Alloy Personal Traning serves active adults aged 40 and older through small group personal training, individualized programs, technology based assessments, and progress tracking. Rick Mayo founded the company in 1992 and remains its CEO. The original training center opened in Roswell, Georgia, which is still associated with the brand’s origin and operations, although some sources list Dallas, Texas, as a headquarters. Before franchising, the company operated as a consulting and licensing business, with Mayo’s methods licensed to over 2,000 fitness facilities worldwide, including Anytime Fitness and Gold's Gym. Alloy Personal Traning began franchising in 2019. Other sources cite a 2001 founding date, franchising as early as 1960, or San Antonio, TX, as headquarters, but the opportunity reviewed here follows the 1992 founding and 2019 franchise launch from Roswell. As of January 15, 2025, the company had awarded 300 franchise locations and opened 100 studios across the United States. It ranked #345 on the 2025 Entrepreneur Franchise 500 list.
The fitness and recreational sports centers category has a global market projected to exceed $100 billion. An aging population is placing greater emphasis on health, wellness, and preventative care, supporting Alloy Personal Traning’s focus on adults aged 40 and older. This group may prefer personalized, results driven programs and small group training over large gyms. Other relevant trends include greater health awareness after the pandemic, increased use of technology for assessments and progress tracking, and demand for community and expert guidance. The broader fitness industry remains fragmented, while niches such as personal training continue to consolidate. Alloy Personal Traning differentiates itself through its target demographic and established training methods. Increased disposable income among older adults and greater spending on long term health may support continued expansion of specialized fitness franchises.
The initial franchise fee is $60,000, and a veteran discount is available to eligible candidates. Some historical data lists a $30,000 fee for an entity with the same brand name, but the current offering uses the $60,000 fee. Recent 2025 data places the total initial investment from $298,650 to $541,120. Other sources using 2024 and 2026 FDD data report $213,360 to $528,050, compared with an older range of $30,000 to $483,310. Costs include estimated rent for three months of $14,400 to $31,800, lease and utility security deposits of $4,000 to $7,500, architect and project management costs of $10,000 to $27,500, leasehold improvements of $37,500 to $146,200, furniture, fixtures, and equipment of $18,000 to $92,000, signage of $12,000 to $43,200, and initial inventory of $250 to $500. Other listed costs are permits and licenses of $1,000 to $3,000, three months of annual insurance premiums of $600 to $1,500, grand opening marketing of $30,000 to $40,000, training of $1,660 to $3,350, computer systems of $2,150 to $3,000, professional fees of $5,000 to $10,000, office supplies of $300 to $1,000, and miscellaneous expenses of $1,500 to $2,500. Required financial qualifications are liquid capital of $150,000 and net worth of $400,000. No separate parent company is explicitly identified, and Alloy Personal Traning appears to be the primary entity.
The operating model centers on small group personal training for active adults aged 40 and older. Franchisees manage client acquisition and retention, individualized program delivery, assessments, and progress tracking through technology. The studio format calls for certified personal trainers and administrative support for scheduling and client relationships. The brand operates from dedicated studio locations, with no alternative formats such as drive thru, kiosk, or mobile units mentioned. Training costs of $1,660 to $3,350 are included in the initial investment and support implementation of the brand’s methods. The company’s prior work with over 2,000 fitness facilities worldwide, including Anytime Fitness and Gold's Gym, suggests experience with operational guidance, marketing assistance, and technology support, although specific field consultant and supply chain programs are not detailed. Territory structure and exclusivity are also unspecified. The 300 awarded locations point to an organized market expansion effort, while the investment profile generally fits an owner operator model.
Other indicators show substantial expansion. The brand grew from 30 franchised Alloy Personal Training locations in 2024 FDD data, operating in 25 states, to its 250th awarded location in May 2024. As of January 15, 2025, it had awarded 300 locations and opened 100 studios across the United States. More than 100 locations were under development as of March 2023. The 2024 FDD data also reported 47 locations in the South region. Alloy Personal Traning has a Loan Activity Score of 66 and ranked #345 on the 2025 Entrepreneur Franchise 500 list.
Since franchising began in 2019, Alloy Personal Traning has expanded from 30 franchised locations in the United States across 25 states, according to 2024 FDD data, to its 250th awarded location in May 2024 and 300 awarded locations with 100 studio openings as of January 15, 2025. The company shifted from consulting and licensing, where Rick Mayo’s methods were used by over 2,000 fitness facilities worldwide, to direct franchising. Mayo remains founder and CEO. Technology for assessments and progress tracking supports individualized programs for active adults aged 40 and older, while the focused demographic allows more targeted marketing and services. The company is currently focused on domestic expansion and is negotiating with global master franchisees regarding international development.
The intended franchisee is someone with an interest in fitness, a commitment to helping clients reach health goals, business judgment, and management experience. Industry background may help, but the training program and corporate support are designed for people from varied professional backgrounds. The awarding of 300 locations and operation of 100 studios by January 2025 suggests that multi unit ownership is encouraged and may be common within the system. International opportunities are under discussion with global master franchisees. A specific timeline from signing to opening is not provided, although the $30,000 to $40,000 grand opening marketing allocation indicates a structured launch process. The agreement term is unspecified. Standard industry practice often includes an initial term of 5 to 10 years with renewal options, and transfer and resale provisions are generally addressed in franchise agreements.
Alloy Personal Traning combines a focus on active adults aged 40 and older with small group training and a history of licensed methods. As of January 15, 2025, the company had awarded 300 locations and opened 100 studios, with a Loan Activity Score of 66 and a #345 ranking on the 2025 Entrepreneur Franchise 500 list. The franchise fee is $60,000, total investment figures reported across sources range from $213,360 to $541,120, liquid capital required is $150,000, and net worth required is $400,000. PeerSense provides independent due diligence resources that include SBA lending history, Loan Activity Score, location maps with Google ratings, FDD financial data, and side by side comparison tools. PeerSense is a commercial capital advisory firm that introduces franchise buyers to SBA and conventional lenders and is not a lender.
Loan Activity Score
66/100
SBA Default Rate
0.0%
Active Lenders
16
According to its Franchise Disclosure Document or public business records, Alloy Personal Traning has 59 locations, all owned by franchisees. Public SBA loan records show 16 lenders made 103 loans to franchisees of Alloy Personal Traning. PeerSense calculates Alloy Personal Traning's score as 66 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2001 · 59 locations
$30,000 to $483,310
$30,000
59
59 franchised
Proprietary PeerSense metric
StrongDistinct lenders in public SBA records for Alloy Personal Traning
103
Total SBA loans
$248K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Alloy Personal Traning
Loan Activity Score Breakdown
Major Brand (100+ loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.8% peer avg
SBA Loans
103
Total Volume
$25.5M
Active Lenders
16
3 selective
States
22
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Alloy Personal Traning based on SBA lending data
SBA Default Rate
0.0%
10.8% below peer avg
SBA Loan Volume
103 loans
Across 16 lenders
Lender Diversity
16 lenders
Avg 6.4 loans per lender
Investment Tier
Mid range investment
$30,000 to $483,310 total
Alloy Personal Traning: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2025
41 approvals. The best year on record for Alloy Personal Traning.
Top SBA State
Texas
21 SBA financed Alloy Personal Traning locations, the densest operator footprint.
Average Loan Size
$248K
Median $310K. Use as a sizing anchor when modeling your own Alloy Personal Traning unit.
Lender Concentration
85.4%
Concentrated
Share of Alloy Personal Traning approvals captured by the top 3 SBA lenders.
Alloy Personal Traning's SBA lending pipeline peaked in 2025 (41 approvals). The last five fiscal years account for 100% of cumulative volume ($26M approved). Operator density is highest in Texas with 21 SBA financed locations. Average funded ticket sits at $248K, with the median at $310K. Lender mix is concentrated: the top three SBA lenders account for 85.4% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$311
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Alloy Personal Traning, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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