Golf U.s.a. (Retail Golf Equip
The total investment to open a Golf U.s.a. (Retail Golf Equip franchise ranges from $88,500 to $247,200. The initial franchise fee is $34,000.
What is the Golf U.s.a. (Retail Golf Equip franchise?
Golf U.s.a. (Retail Golf Equip. is a retailer selling golf equipment and apparel to golfers. Estimated total initial investment is $88,500 to $247,200, and the initial franchise fee is $34,000.
The required liquid capital is $100,000. The brand is headquartered in Abilene, Texas, and was founded in 1998.
Loan Activity Score
24/100
SBA Default Rate
39.5%
Active Lenders
73
According to its Franchise Disclosure Document or public business records, Golf U.s.a. (Retail Golf Equip has 69 locations, all owned by franchisees. Public SBA loan records show 73 lenders made 119 loans to franchisees of Golf U.s.a. (Retail Golf Equip. PeerSense calculates Golf U.s.a. (Retail Golf Equip's score as 24 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1998 · 69 locations
$88,500 to $247,200
$34,000
69
69 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Golf U.s.a. (Retail Golf Equip
119
Total SBA loans
$165K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Golf U.s.a. (Retail Golf Equip
Loan Activity Score Breakdown
Major Brand (100+ loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
39.5%
vs 10.8% peer avg
SBA Loans
119
Total Volume
$19.6M
Active Lenders
73
6 selective
States
32
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Golf U.s.a. (Retail Golf Equip based on SBA lending data
SBA Default Rate
39.5%
28.7% above peer avg
SBA Loan Volume
119 loans
Across 73 lenders
Lender Diversity
73 lenders
Avg 1.6 loans per lender
Investment Tier
Mid range investment
$88,500 to $247,200 total
Golf U.s.a. (Retail Golf Equip: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1998
13 approvals. The best year on record for Golf U.s.a. (Retail Golf Equip.
Top SBA State
Texas
12 SBA financed Golf U.s.a. (Retail Golf Equip locations, the densest operator footprint.
Average Loan Size
$165K
Median $155K. Use as a sizing anchor when modeling your own Golf U.s.a. (Retail Golf Equip unit.
Lender Concentration
18.5%
Highly Diversified
Share of Golf U.s.a. (Retail Golf Equip approvals captured by the top 3 SBA lenders.
Golf U.s.a. (Retail Golf Equip's SBA lending pipeline peaked in 1998 (13 approvals). Operator density is highest in Texas with 12 SBA financed locations. Average funded ticket sits at $165K, with the median at $155K. Lender mix is highly diversified: the top three SBA lenders account for 18.5% of approvals. Borrowers have leverage to shop multiple credit boxes.
Payment Estimator
Estimated Monthly Payment
$916
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Golf U.s.a. (Retail Golf Equip, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman