28 locations
PRETZEL TIME currently operates 28 locations (28 franchised). PeerSense FPI health score: 26/100.
28
28 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for PRETZEL TIME financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
Established (25-99 loans)
SBA Default Rate
12.9%
4 of 31 loans charged off
SBA Loans
31
Total Volume
$4.3M
Active Lenders
16
States
14
The Pretzel Time franchise operates within the dynamic and ever-evolving retail bakery sector, carving out a specialized niche focused on the timeless appeal of freshly baked pretzels. While specific historical details regarding the foundational narrative and precise milestones of this brand remain part of its internal corporate records, its market presence is characterized by a dedication to a product that consistently resonates with a broad consumer base. The allure of warm, soft pretzels, often served with a variety of complementary dips and toppings, positions the concept squarely within the convenience food segment, appealing to individuals seeking a quick, satisfying snack or a light meal alternative. This market positioning is inherently tied to high-traffic locations such as shopping malls, entertainment venues, and urban centers, where grab-and-go options thrive due to consumer lifestyles that often prioritize speed and ease. The simplicity of the core product, combined with the potential for extensive customization and a consistent quality experience, contributes significantly to its perceived value proposition among diverse customer demographics. As a component of the wider retail bakery landscape, this opportunity taps into fundamental consumer desires for comfort food, offering an item that evokes nostalgia while also fitting seamlessly into contemporary consumption patterns. Its operational footprint, currently represented by 25 units, signifies a focused presence within its chosen geographies, indicating a deliberate and strategic approach to market penetration within the competitive retail food service environment. The strategic placement of a unit is often a critical factor in its ability to capture impulse purchases and cultivate a loyal customer following, leveraging the irresistible sensory appeal of fresh baking to draw in patrons from surrounding areas. The brand's identifiable product offering allows it to stand distinct within the diverse array of snack options available to
FPI Score
26/100
SBA Default Rate
12.9%
Active Lenders
16
Key performance metrics for PRETZEL TIME based on SBA lending data
SBA Default Rate
12.9%
4 of 31 loans charged off
SBA Loan Volume
31 loans
Across 16 lenders
Lender Diversity
16 lenders
Avg 1.9 loans per lender
Estimated Monthly Payment
$5,176
Principal & Interest only
PRETZEL TIME — unit breakdown
Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.
Or get an instant analysis
Scan Your Deal Instantly