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Rates
PRETZEL TIME

PRETZEL TIME

28 locations

PRETZEL TIME currently operates 28 locations (28 franchised). PeerSense FPI health score: 26/100.

Total Units

28

28 franchised

FPI Score
High
26

Proprietary PeerSense metric

Limited
Capital Partners
16lenders available

Active capital sources verified for PRETZEL TIME financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Established (25-99 loans)

High Confidence
26out of 100
Limited

SBA Lending Performance

SBA Default Rate

12.9%

4 of 31 loans charged off

SBA Loans

31

Total Volume

$4.3M

Active Lenders

16

States

14

What is the PRETZEL TIME franchise?

The Pretzel Time franchise operates within the dynamic and ever-evolving retail bakery sector, carving out a specialized niche focused on the timeless appeal of freshly baked pretzels. While specific historical details regarding the foundational narrative and precise milestones of this brand remain part of its internal corporate records, its market presence is characterized by a dedication to a product that consistently resonates with a broad consumer base. The allure of warm, soft pretzels, often served with a variety of complementary dips and toppings, positions the concept squarely within the convenience food segment, appealing to individuals seeking a quick, satisfying snack or a light meal alternative. This market positioning is inherently tied to high-traffic locations such as shopping malls, entertainment venues, and urban centers, where grab-and-go options thrive due to consumer lifestyles that often prioritize speed and ease. The simplicity of the core product, combined with the potential for extensive customization and a consistent quality experience, contributes significantly to its perceived value proposition among diverse customer demographics. As a component of the wider retail bakery landscape, this opportunity taps into fundamental consumer desires for comfort food, offering an item that evokes nostalgia while also fitting seamlessly into contemporary consumption patterns. Its operational footprint, currently represented by 25 units, signifies a focused presence within its chosen geographies, indicating a deliberate and strategic approach to market penetration within the competitive retail food service environment. The strategic placement of a unit is often a critical factor in its ability to capture impulse purchases and cultivate a loyal customer following, leveraging the irresistible sensory appeal of fresh baking to draw in patrons from surrounding areas. The brand's identifiable product offering allows it to stand distinct within the diverse array of snack options available to

FPI Score

26/100

SBA Default Rate

12.9%

Active Lenders

16

Key Highlights

Data Insights

Key performance metrics for PRETZEL TIME based on SBA lending data

SBA Default Rate

12.9%

4 of 31 loans charged off

SBA Loan Volume

31 loans

Across 16 lenders

Lender Diversity

16 lenders

Avg 1.9 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

PRETZEL TIMEunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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PRETZEL TIME