Palm Beach Tan
The total investment to open a Palm Beach Tan franchise ranges from $624,429 to $1.0M. The initial franchise fee is $30,000. Ongoing royalties are 6% plus a 2% advertising fee.
What is the Palm Beach Tan franchise?
Palm Beach Tan operates tanning salons for people seeking indoor tanning. The estimated initial investment is $624,429 to $1,008,763, including an initial franchise fee of $30,000.
The 2023 Franchise Disclosure Document lists a 6 percent royalty on sales and a 2 percent advertising or brand fund fee. The franchise agreement lasts 10 years, and initial training takes 50 days.
Palm Beach Tan was founded in 1990 and began franchising in 2001.
Loan Activity Score
56/100
SBA Default Rate
0.0%
Active Lenders
8
Franchisees account for 348 of Palm Beach Tan's 600 locations. Public SBA loan records show 8 lenders made 12 loans to franchisees of Palm Beach Tan. PeerSense calculates Palm Beach Tan's score as 56 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2023 Franchise Disclosure Document.
Franchising since 1990 · 600 locations
$624,429 to $1.0M
$30,000
600
348 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Palm Beach Tan
12
Total SBA loans
$1.4M
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Palm Beach Tan
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.8% peer avg
SBA Loans
12
Total Volume
$17.1M
Active Lenders
8
4 selective
States
7
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Palm Beach Tan based on SBA lending data
SBA Default Rate
0.0%
10.8% below peer avg
SBA Loan Volume
12 loans
Across 8 lenders
Lender Diversity
8 lenders
Avg 1.5 loans per lender
Investment Tier
Premium investment
$624,429 to $1,008,763 total
Payment Estimator
Estimated Monthly Payment
$6,464
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Palm Beach Tan, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman