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Rates
SunPower

SunPower

The total investment to open a SunPower franchise ranges from $452,000 to $1.7M.

What is the SunPower franchise?

SunPower sells and installs solar systems for homeowners. The estimated total initial investment to open a franchise is $452,000 to $1,728,600.

SunPower was founded in 1985 and is headquartered in Palm Desert, CA.

Loan Activity Score

51/100

SBA Default Rate

0.0%

Active Lenders

5

According to its Franchise Disclosure Document or public business records, SunPower has 6 locations, all owned by franchisees. Public SBA loan records show 5 lenders made 7 loans to franchisees of SunPower. PeerSense calculates SunPower's score as 51 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1985 · 6 locations

Investment

$452,000 to $1.7M

Total Units

6

6 franchised

Loan Activity Score
Medium
51
SBA Lending
25
Lender Quality
5
Transparency
4
Reach
4
Momentum
13

Proprietary PeerSense metric

Moderate
Capital Sources
5SBA lenders

Distinct lenders in public SBA records for SunPower

7

Total SBA loans

$968K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for SunPower

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
51out of 100
Moderate
Market Momentum13/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 7.0% peer avg

SBA Loans

7

Total Volume

$6.8M

Active Lenders

5

States

3

vs. SBA Sector Average

+7%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for SunPower based on SBA lending data

SBA Default Rate

0.0%

7.0% below peer avg

SBA Loan Volume

7 loans

Across 5 lenders

Lender Diversity

5 lenders

Avg 1.4 loans per lender

Investment Tier

Premium investment

$452,000 to $1,728,600 total

SunPower: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2022

4 approvals. The best year on record for SunPower.

Top SBA State

California

4 SBA financed SunPower locations, the densest operator footprint.

Average Loan Size

$968K

Median $748K. Use as a sizing anchor when modeling your own SunPower unit.

Lender Concentration

71.4%

Concentrated

Share of SunPower approvals captured by the top 3 SBA lenders.

SunPower's SBA lending pipeline peaked in 2022 (4 approvals). The last five fiscal years account for 86% of cumulative volume ($5.9M approved). Operator density is highest in California with 4 SBA financed locations. Average funded ticket sits at $968K, with the median at $748K. Lender mix is concentrated: the top three SBA lenders account for 71.4% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$362K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$4,679

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

SunPower, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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SunPower

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman