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Rates
Ace Personnel

Ace Personnel

Franchising since 1989 · 1 locations

Ace Personnel currently operates 1 locations (1 franchised). PeerSense FPI health score: 39/100.

Total Units

1

1 franchised

FPI Score
Low
39

Proprietary PeerSense metric

Fair
Capital Partners
2lenders available

Active capital sources verified for Ace Personnel financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
39out of 100
Fair

SBA Lending Performance

SBA Default Rate

50.0%

1 of 2 loans charged off

SBA Loans

2

Total Volume

$0.6M

Active Lenders

2

States

2

What is the Ace Personnel franchise?

Staffing is one of the most persistent operational challenges facing American businesses, and the demand for reliable workforce solutions has created a durable market that exists independent of economic cycles — companies hire aggressively during expansions and rely on staffing agencies to manage flexible headcount during contractions. Ace Personnel sits within this space as a staffing agency that has operated since 1989, giving the organization more than three decades of institutional knowledge in connecting employers with qualified candidates. The franchise database currently records Ace Personnel at a total of 2 system units, with 1 franchised unit in operation, a scale that positions this as a micro-system franchise rather than a national or regional powerhouse by conventional industry measures. That small unit count is a defining characteristic of this opportunity and shapes every dimension of the investment analysis that follows. The staffing industry in the United States generates approximately $180 billion in annual revenue according to the American Staffing Association, with temporary and contract staffing comprising the largest segment of that total. For franchise investors conducting serious due diligence on the Ace Personnel franchise, the combination of a long operating history beginning in 1989 and a modest current footprint demands careful examination — the central question is whether this brand represents an early-stage growth opportunity or a deliberately small-scale model. This independent analysis from PeerSense is designed to cut through uncertainty and provide the structured, data-driven framework that serious investors require before committing capital to any franchise opportunity.

The staffing industry represents one of the most economically responsive sectors in the entire services economy, expanding when labor markets tighten and proving essential when businesses need to manage workforce flexibility during periods of uncertainty. The U.S. temporary staffing market alone is valued at approximately $132 billion, and the broader workforce solutions industry — which encompasses permanent placement, temp-to-hire, professional employer organizations, and specialized staffing — pushes the total addressable market well above the $180 billion threshold identified by the American Staffing Association. Employment in the staffing industry accounts for roughly 2% of total U.S. non-farm payrolls on any given day, with approximately 3 million Americans working through staffing agencies at any single point in time. Secular tailwinds driving demand include the structural shift toward project-based work, the ongoing tightening of skilled labor pools in manufacturing, logistics, healthcare, and light industrial sectors, and the increasing reluctance of many employers to carry full-time headcount for roles that fluctuate seasonally or cyclically. Remote work normalization has also expanded the geographic reach of staffing agencies, as employers have become more comfortable sourcing talent across broader regions, which creates new service territory opportunities for staffing franchise operators. The fragmented nature of the staffing industry is a critical dynamic for franchise investors to understand — the top 10 staffing firms control less than 40% of total U.S. staffing revenue, meaning the remaining 60-plus percent of the market is distributed among thousands of regional and local agencies. This fragmentation is simultaneously an opportunity, because local brand recognition and relationship-driven business development can be highly effective, and a risk, because it means no single independent brand commands dominant market share in most local markets. Ace Personnel franchise investors are entering a market defined by strong underlying demand, structural fragmentation, and relationship-intensive competition that rewards local market knowledge and operational consistency.

Evaluating the Ace Personnel franchise cost is a central concern for any prospective investor, and this analysis must be transparent about the current state of available data. The Franchise Disclosure Document for Ace Personnel does not disclose Item 19 financial performance data, and the publicly available franchise database record for this brand does not include a published franchise fee, royalty rate, advertising contribution, or stated investment range. For context, the staffing franchise category typically sees initial franchise fees ranging from $15,000 on the lower end for emerging or regional brands to $50,000 or more for nationally recognized staffing franchises with established training infrastructure, technology platforms, and field support networks. Total initial investment for a staffing agency franchise across the category generally falls between $80,000 and $250,000 depending on office format, market size, technology licensing requirements, and working capital reserves needed to fund payroll before client receivables are collected — a unique cash flow characteristic of staffing businesses where the franchisee often pays workers before receiving payment from employer clients. That working capital gap is one of the most significant and frequently underestimated costs in staffing franchise investment, and prospective Ace Personnel franchise investors should probe this question directly during the discovery process. Ongoing royalty structures in the staffing category typically range from 4% to 9% of gross revenue, with some models structured as a percentage of gross margin rather than gross revenue to account for the low-margin nature of commodity staffing placements. Because the Ace Personnel franchise investment parameters are not publicly disclosed at this time, direct engagement with the franchisor and independent review of the Franchise Disclosure Document by a qualified franchise attorney is not optional — it is essential due diligence for any serious candidate.

The operating model for a staffing agency franchise is fundamentally a service business built on two parallel sales relationships: business development with employer clients who need workers, and candidate recruitment and screening to build a qualified talent pool. Daily operations for an Ace Personnel franchisee center on matching these two sides of the market efficiently, which requires skills in relationship management, candidate assessment, compliance with employment law, and payroll administration. Staffing agencies carry meaningful administrative overhead because they function as the employer of record for placed workers, which means the franchisee is responsible for payroll taxes, workers' compensation insurance, unemployment insurance, and compliance with federal and state labor regulations — cost categories that demand rigorous financial management from the day operations begin. The staffing franchise model generally involves a small core team of internal staff managing business development and recruitment, with the placed worker headcount functioning as variable labor that scales with client demand rather than as fixed overhead. Training programs across the staffing franchise category typically range from one to three weeks of initial instruction covering the recruiting process, applicant tracking system usage, client contract management, pricing strategy, and compliance fundamentals, followed by ongoing field support from corporate consultants. Territory structure is a particularly important variable in staffing franchises because the density of employer relationships and the size of the available labor pool both vary significantly by geography — metropolitan markets offer volume but also attract more competitors, while secondary markets may offer less competition but require more aggressive client development. For Ace Personnel specifically, with one franchised unit currently operating, the territory framework and exclusivity provisions within the franchise agreement require direct verification with the franchisor, as these terms will materially shape both the opportunity ceiling and the competitive protection available to new franchisees.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Ace Personnel. This absence of financial performance disclosure is not unusual among smaller franchise systems — the Franchise Disclosure Document regulations require franchisors to disclose financial performance only if they choose to make earnings claims, and many smaller or early-stage systems decline to do so either because their unit-level data set is too small to be statistically meaningful or because performance varies too widely across their limited location base to present in a useful format. With only 2 total system units and 1 franchised location, Ace Personnel's unit count is simply too small to generate reliable average revenue or median earnings figures that would carry statistical validity. What the broader staffing industry data does provide is useful context: according to the American Staffing Association, the average independent staffing agency generates annual revenue between $1 million and $5 million depending on market size, specialization, and client concentration, with gross margins in light industrial and commercial staffing typically ranging from 18% to 28% of billed revenue. Professional and technical staffing segments command higher margins in the 30% to 40% range but require more specialized recruiting expertise. Owner-operator earnings in independent staffing agencies are highly variable, with the critical profitability drivers being client retention rates, fill ratios on open orders, spread management between bill rates and pay rates, and control of internal overhead costs including workers' compensation experience modification factors. For the Ace Personnel franchise, the absence of Item 19 disclosure means that prospective investors must request franchisee contact information from the Franchise Disclosure Document, speak directly with the existing franchised unit operator about their actual financial experience, and model their own unit economics projections using industry benchmarks rather than disclosed system averages. The PeerSense FPI Score for Ace Personnel stands at 39, which the platform classifies as Fair, and this score integrates the limited disclosure environment as one of the factors in its composite assessment.

The Ace Personnel franchise system currently operates at 2 total units, a figure that establishes this as one of the smallest franchise systems in the PeerSense database by unit count. The company itself has been operating since 1989, meaning the brand has demonstrated more than 35 years of business continuity — a meaningful signal that the underlying service model has sustained itself through multiple economic cycles including the recessions of the early 1990s, the dot-com correction, the 2008 financial crisis, and the COVID-19 pandemic disruption of 2020. That operational longevity is a genuine competitive asset for a brand of this size, as it indicates the core business model is not experimental. However, the gap between 35 years of operation and only 2 total units raises a legitimate question about franchising velocity and whether the brand has the infrastructure, technology, and dedicated franchise development resources to scale meaningfully in the current competitive environment. The staffing industry is undergoing significant technological disruption from applicant tracking systems, AI-powered candidate matching platforms, and digital onboarding tools that larger national staffing franchises have invested heavily in deploying for their franchisee networks. The competitive moat for a brand like Ace Personnel in its current form is likely rooted in deep local market relationships, institutional knowledge of specific employer sectors built over decades, and the kind of high-touch service delivery that smaller agencies can provide more consistently than large national platforms. Whether that relational moat translates into a defensible franchise model as the system attempts to scale is the central strategic question an investor must resolve through due diligence conversations with corporate leadership and the existing franchisee.

The ideal candidate for the Ace Personnel franchise opportunity is almost certainly an individual with a background in human resources, workforce management, business development, or operational leadership — someone who understands the mechanics of the employer-employee relationship from both sides and who has demonstrated the ability to build and maintain professional relationships over time. Staffing is not a passive investment category; it is an active, relationship-driven business where the owner's personal engagement in client development and community presence directly determines revenue trajectory, particularly in the early years of a new location. Multi-unit expectations within a system of this size are essentially undefined at this stage of development, as the current footprint of 1 franchised unit does not provide a meaningful basis for projecting multi-unit performance. Geographic territory availability is broad given the limited current footprint, which means that an investor with a specific target market in mind is unlikely to face an existing franchisee conflict in most U.S. markets. The timeline from signing a franchise agreement to operational launch in a staffing agency context is generally shorter than in food service or retail franchises because there is no build-out construction involved — a properly equipped office space, technology infrastructure, and completed training can bring a staffing agency to an operational state within 60 to 90 days in most scenarios. Transfer and resale considerations are particularly important in service businesses where client relationships are tied to individual relationship managers, and prospective investors should scrutinize the franchise agreement's provisions governing client list ownership, non-compete geography, and transfer approval processes before signing.

The investment thesis for the Ace Personnel franchise requires a clear-eyed assessment of what this opportunity actually is at this stage of its development: a single-digit unit system with more than three decades of operational history in a $180 billion industry, carrying an FPI Score of 39 from the PeerSense composite rating methodology. That score reflects the uncertainty created by limited system scale, absence of Item 19 financial performance disclosure, and the limited publicly available data on investment parameters — all of which are addressable through thorough due diligence but represent real information gaps that differentiate this opportunity from a more mature, data-transparent franchise system. The staffing industry fundamentals are genuinely strong — demographic shifts, labor market tightening in skilled trades and technical fields, and the secular trend toward workforce flexibility all create durable demand for placement services across economic cycles. The question for a prospective Ace Personnel franchise investor is not whether the staffing market is attractive; it clearly is. The question is whether this specific franchise system has the training infrastructure, technology platform, support resources, and market positioning to give a franchisee a meaningful advantage over simply launching an independent staffing agency in the same market. That question demands direct, specific answers from the franchisor backed by documentation rather than assertions. PeerSense provides exclusive due diligence data including SBA lending history, FPI score analysis, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark Ace Personnel against other staffing and service franchise opportunities simultaneously. Explore the complete Ace Personnel franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

39/100

SBA Default Rate

50.0%

Active Lenders

2

Key Highlights

Data Insights

Key performance metrics for Ace Personnel based on SBA lending data

SBA Default Rate

50.0%

1 of 2 loans charged off

SBA Loan Volume

2 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.0 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Ace Personnelunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Ace Personnel