Skip to main content
✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026
Rates
Petro Stopping Centers

Petro Stopping Centers

The total investment to open a Petro Stopping Centers franchise ranges from $422,300 to $1.2M. The initial franchise fee is $80,000. Ongoing royalties are 2% plus a 2% advertising fee.

What is the Petro Stopping Centers franchise?

Petro Stopping Centers operates truck stops that sell fuel and food to professional truck drivers and highway travelers. The estimated total initial investment is $422,300 to $1,187,300, and the initial franchise fee is $80,000.

The royalty fee is 2 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 10 years.

Petro Stopping Centers was founded in 1972 and is headquartered in Westlake, OH. Cost and fee figures are from the 2026 Franchise Disclosure Document.

Loan Activity Score

44/100

SBA Default Rate

0.0%

Active Lenders

1

According to its Franchise Disclosure Document or public business records, Petro Stopping Centers has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of Petro Stopping Centers. PeerSense calculates Petro Stopping Centers's score as 44 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.

2025 FDD ON FILEOther Gasoline Stations

Franchising since 1972 · 1 location

Investment

$422,300 to $1.2M

Franchise Fee

$80,000

Total Units

1

1 franchised

Loan Activity Score
Low
44
SBA Lending
18
Lender Quality
3
Transparency
8
Reach
3
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
1SBA lenders

Distinct lenders in public SBA records for Petro Stopping Centers

1

Total SBA loans

$1.3M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Petro Stopping Centers

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
44out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.0% peer avg

SBA Loans

1

Total Volume

$1.3M

Active Lenders

1

States

1

vs. SBA Sector Average

+10%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)
Item 19 financial data disclosed

Data Insights

Key performance metrics for Petro Stopping Centers based on SBA lending data

SBA Default Rate

0.0%

10.0% below peer avg

SBA Loan Volume

1 loans

Across 1 lender

Lender Diversity

1 lender

Avg 1.0 loans per lender

Investment Tier

Premium investment

$422,300 to $1,187,300 total

Payment Estimator

Loan Amount$338K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$4,372

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Petro Stopping Centers, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

Explore Funding for Petro Stopping Centers

Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.

Optional: checking the consent box lets us call or text you about your funding. You can still submit without it.

Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly

4 FDDs Available for Petro Stopping Centers

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Petro Stopping Centers

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.