Shack Shine
Ongoing royalties are 8%.
What is the Shack Shine franchise?
Shack Shine is a home service franchise that cleans the outside of houses for homeowners. It offers exterior cleaning for residential customers who want their homes cleaned and maintained.
The brand was founded in 2013. Franchisees pay an ongoing royalty of 8 percent of sales.
Loan Activity Score
46/100
SBA Default Rate
0.0%
Active Lenders
2
According to its Franchise Disclosure Document or public business records, Shack Shine has 2 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 2 loans to franchisees of Shack Shine. PeerSense calculates Shack Shine's score as 46 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document.
Franchising since 2013 · 2 locations
2
2 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Shack Shine
2
Total SBA loans
$100K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Shack Shine
Loan Activity Score Breakdown
New or niche (1 to 2 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 7.6% peer avg
SBA Loans
2
Total Volume
$0.2M
Active Lenders
2
States
2
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Shack Shine based on SBA lending data
SBA Default Rate
0.0%
7.6% below peer avg
SBA Loan Volume
2 loans
Across 2 lenders
Lender Diversity
2 lenders
Avg 1.0 loans per lender
Shack Shine: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2024
5 approvals. The best year on record for Shack Shine.
Top SBA State
Colorado
2 SBA financed Shack Shine locations, the densest operator footprint.
Average Loan Size
$189K
Median $150K. Use as a sizing anchor when modeling your own Shack Shine unit.
Lender Concentration
60%
Concentrated
Share of Shack Shine approvals captured by the top 3 SBA lenders.
Shack Shine's SBA lending pipeline peaked in 2024 (5 approvals). The last five fiscal years account for 400% of cumulative volume ($1.7M approved). Operator density is highest in Colorado with 2 SBA financed locations. Average funded ticket sits at $189K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 60% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Shack Shine, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman