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Rates
Purr Fect Auto Service

Purr Fect Auto Service

The total investment to open a Purr Fect Auto Service franchise ranges from $149,250 to $377,650. The initial franchise fee is $24,950.

What is the Purr Fect Auto Service franchise?

Purr Fect Auto Service is an automotive repair business for drivers who need vehicle repairs. Estimated total initial investment is $149,250 to $377,650, and the initial franchise fee is $24,950.

The company was founded in 1989 and is headquartered in Diamond Bar, California.

Loan Activity Score

51/100

SBA Default Rate

0.0%

Active Lenders

3

According to its Franchise Disclosure Document or public business records, Purr Fect Auto Service has 3 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 4 loans to franchisees of Purr Fect Auto Service. PeerSense calculates Purr Fect Auto Service's score as 51 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1989 · 3 locations

Investment

$149,250 to $377,650

Franchise Fee

$24,950

Total Units

3

3 franchised

Loan Activity Score
Low
51
SBA Lending
25
Lender Quality
9
Transparency
2
Reach
3
Momentum
12

Proprietary PeerSense metric

Moderate
Capital Sources
3SBA lenders

Distinct lenders in public SBA records for Purr Fect Auto Service

4

Total SBA loans

$191K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Purr Fect Auto Service

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Limited Data
51out of 100
Moderate
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.8% peer avg

SBA Loans

4

Total Volume

$0.8M

Active Lenders

3

1 selective

States

1

vs. SBA Sector Average

+10.8%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Purr Fect Auto Service based on SBA lending data

SBA Default Rate

0.0%

10.8% below peer avg

SBA Loan Volume

4 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.3 loans per lender

Investment Tier

Mid range investment

$149,250 to $377,650 total

Purr Fect Auto Service: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2009

2 approvals. The best year on record for Purr Fect Auto Service.

Top SBA State

California

4 SBA financed Purr Fect Auto Service locations, the densest operator footprint.

Average Loan Size

$191K

Median $203K. Use as a sizing anchor when modeling your own Purr Fect Auto Service unit.

Lender Concentration

100%

Concentrated

Share of Purr Fect Auto Service approvals captured by the top 3 SBA lenders.

Purr Fect Auto Service's SBA lending pipeline peaked in 2009 (2 approvals). Operator density is highest in California with 4 SBA financed locations. Average funded ticket sits at $191K, with the median at $203K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$119K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,545

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Purr Fect Auto Service, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Purr Fect Auto Service

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman