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Rates
Kennedy Transmission Brake & Auto Service

Kennedy Transmission Brake & Auto Service

The total investment to open a Kennedy Transmission Brake & Auto Service franchise ranges from $88,500 to $162,500. The initial franchise fee is $12,000.

What is the Kennedy Transmission Brake & Auto Service franchise?

Kennedy Transmission Brake & Auto Service repairs and services cars, with estimated total initial investment of $88,500 to $162,500, according to its 2024 Franchise Disclosure Document. The initial franchise fee is $12,000, also listed in that filing.

The business was founded in 1962 and is headquartered in Long Lake, MN.

Loan Activity Score

59/100

SBA Default Rate

0.0%

Active Lenders

3

According to its Franchise Disclosure Document or public business records, Kennedy Transmission Brake & Auto Service has 3 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 3 loans to franchisees of Kennedy Transmission Brake & Auto Service. PeerSense calculates Kennedy Transmission Brake & Auto Service's score as 59 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document.

Franchising since 1962 · 3 locations

Investment

$88,500 to $162,500

Franchise Fee

$12,000

Total Units

3

3 franchised

Loan Activity Score
Low
59
SBA Lending
25
Lender Quality
9
Transparency
8
Reach
4
Momentum
13

Proprietary PeerSense metric

Moderate
Capital Sources
3SBA lenders

Distinct lenders in public SBA records for Kennedy Transmission Brake & Auto Service

3

Total SBA loans

$284K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Kennedy Transmission Brake & Auto Service

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Limited Data
59out of 100
Moderate
Market Momentum13/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.8% peer avg

SBA Loans

3

Total Volume

$0.9M

Active Lenders

3

1 selective

States

2

vs. SBA Sector Average

+10.8%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Kennedy Transmission Brake & Auto Service based on SBA lending data

SBA Default Rate

0.0%

10.8% below peer avg

SBA Loan Volume

3 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.0 loans per lender

Investment Tier

Mid range investment

$88,500 to $162,500 total

Payment Estimator

Loan Amount$71K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$916

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Kennedy Transmission Brake & Auto Service, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for Kennedy Transmission Brake & Auto Service

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Kennedy Transmission Brake & Auto Service

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman