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Mack Trucks, Inc. - Dealer Sal

Mack Trucks, Inc. - Dealer Sal

Franchising since 2000 · 1 locations

Mack Trucks, Inc. - Dealer Sal currently operates 1 locations (1 franchised). PeerSense FPI health score: 38/100.

Total Units

1

1 franchised

FPI Score
Low
38

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for Mack Trucks, Inc. - Dealer Sal financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
38out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loans

1

Total Volume

$3.1M

Active Lenders

1

States

1

Top SBA Lenders for Mack Trucks, Inc. - Dealer Sal

What is the Mack Trucks, Inc. - Dealer Sal franchise?

Deciding whether to invest in a commercial truck dealership franchise means confronting one of the most capital-intensive, operationally complex franchise decisions in the transportation sector. The Mack Trucks, Inc. - Dealer Sal franchise opportunity sits at the intersection of a 125-year-old American manufacturing legacy and the modern challenges of the heavy-duty trucking industry, a market that moved 208,155 new Class 8 units in 2025 alone. Mack Trucks, Inc. traces its origins to 1900, when brothers John "Jack" and Augustus "Gus" Mack founded the Mack Brothers Company in Brooklyn, New York, with William C. Mack joining the operation by 1894 and Charles Mack expanding the family enterprise further in 1910. The company manufactured its first truck in 1905, relocated its headquarters to Allentown, Pennsylvania, that same year, and formally adopted the name Mack Trucks, Inc. in 1922. Since 2000, Mack Trucks has operated as a wholly owned subsidiary of Volvo, which acquired the brand and its former parent, Renault Véhicules Industriels, creating one of the largest commercial vehicle enterprises on earth. Today, Mack trucks are sold and serviced across more than 45 countries through a global dealer network exceeding 500 locations, including 418 U.S. dealer locations. The Mack Trucks, Inc. - Dealer Sal franchise represents a verified single-location operation currently situated in Pennsylvania, classified under automobile and other motor vehicle merchant wholesalers, and operating within one of the most durable industrial brand ecosystems in American manufacturing history. For investors evaluating this franchise opportunity, the brand's institutional depth, Volvo's corporate backing, and Mack's documented market share trajectory provide a substantive foundation for due diligence rather than speculation. This analysis, produced independently by PeerSense, presents every relevant data point currently available so that prospective franchisees can evaluate the Mack Trucks, Inc. - Dealer Sal franchise on facts rather than marketing language.

The heavy and medium-duty truck industry represents a massive, structurally essential segment of the American economy, one that cannot be offshored, digitized away, or disrupted by app-based competitors. The U.S. Class 8 truck market transacted 208,155 units in 2025, and while that figure represented a 13.4% year-over-year decline from 2024, the single month of December 2025 produced a 16% surge with 20,225 units sold, signaling a cyclical inflection point rather than structural deterioration. The automobile and other motor vehicle merchant wholesalers category encompasses truck sales, parts distribution, and service contracts, each of which generates recurring revenue streams that provide dealerships with diversification unavailable in pure-play retail concepts. Infrastructure spending has emerged as a powerful secular tailwind, with vocational truck buyers, those purchasing vehicles for refuse, concrete, construction, and dump applications, accelerating purchases tied to public infrastructure funding. Commercial trucking accounts for approximately 72.5% of all freight tonnage moved in the United States annually, creating essentially inelastic demand for heavy-duty truck sales and service regardless of broader economic cycles. The electrification trend further expands the total addressable market for dealer operators, as EV-certified dealerships can generate revenue from charging infrastructure, specialized technician labor, and proprietary service contracts unavailable to non-certified competitors. As of December 2024, Mack Trucks had certified 65 EV-certified dealers across 29 states and four Canadian provinces, up from 53 certified locations across 26 states in May 2024, a 23% expansion in seven months that illustrates both the pace of the EV transition and the investment required to participate in it. The heavy-duty truck dealer network is moderately consolidated at the top, with large multi-location operators like Nextran Truck Centers growing aggressively through acquisition, yet the existence of single-location operators like the Mack Trucks, Inc. - Dealer Sal franchise confirms that independent dealership structures remain viable within the Mack system. Investors evaluating a Mack Trucks, Inc. - Dealer Sal franchise investment should understand that they are entering a cyclical but fundamentally demand-driven industry with powerful tailwinds from infrastructure spending and commercial fleet electrification.

The Mack Trucks, Inc. - Dealer Sal franchise cost structure presents a significant data challenge for prospective investors: Mack Trucks does not publicly disclose typical franchise fees, investment ranges, royalty rates, or advertising fund contributions for its dealership opportunities, and Item 19 financial performance representations are not provided in the current Franchise Disclosure Document. This level of non-disclosure is more common in commercial vehicle dealership franchises than in consumer-facing service brands, but it places the entire burden of pre-investment financial modeling on the prospective franchisee's own due diligence process. What is known is that one SBA loan has been tracked in connection with the Mack Trucks, Inc. - Dealer Sal franchise, with that financing totaling $3.1 million, which provides a directionally useful indicator of the capital deployment required to establish and operate this type of dealership. For context, general franchise fees across all categories in 2025 typically range between $20,000 and $50,000 for initial startup costs, with ongoing royalty fees generally falling between 4% and 8% of gross sales, though commercial truck dealerships operate under fundamentally different fee structures than food service or retail service franchises. Training fees within the Mack dealer network are documented at $370 per month per dealer code as of January 1, 2022, covering access to the Trucks Dealer Portal, the Navigator LMS, the DATE program, Macktrainingsupport.com, and Technical Education Support, providing a rare concrete fee data point in an otherwise opaque fee schedule. The SBA loan default rate for the Mack Trucks, Inc. - Dealer Sal franchise is documented at 0.0%, which sits 13.7% below the peer average default rate for its NAICS sector, a meaningful distinction for investors evaluating credit risk and capital preservation. Mack Financial Services offers several financing mechanisms that can directly reduce the upfront capital burden for end customers, including 100% financing for qualified buyers, flexible payment options, up to 90 days before the first payment, and the ElectriFi Subscription for MD Electric models that bundles chassis, charging, incentives, insurance, and maintenance into a single monthly payment. Mack Trucks operates as a Volvo subsidiary with approximately $40 million invested in October 2024 through the acquisition of the CVG cab production plant in Kings Mountain, North Carolina, and $14.5 million committed to expanding its Roanoke Valley Operations facility by 72,000 square feet, both of which signal sustained corporate investment in production capacity that supports dealer inventory availability. Prospective Mack Trucks, Inc. - Dealer Sal franchise investors are strongly advised to request all fee schedules, territory agreements, and financial performance data directly from the franchisor and to conduct primary interviews with existing Mack franchisees before making any capital commitments.

The daily operational reality of a Mack Trucks, Inc. - Dealer Sal franchise is defined by complexity, scale, and multiple concurrent revenue streams that distinguish commercial truck dealerships from almost every other franchise category. A full-service Mack dealership operates across at least three revenue centers simultaneously: new and used truck sales, parts sales, and service and repair, with some dealers also managing full-service leasing and rental programs under the Mack Leasing System. Service hours at established Mack dealerships can extend from 7:00 a.m. to 10:00 p.m. Monday through Friday, reflecting the operational urgency of commercial fleet customers who cannot afford extended vehicle downtime. Staffing requirements at scale are substantial: the Nextran Truck Centers network, which includes 31 Mack dealer locations after its April 2025 acquisitions of Quincy Mack, Decatur Mack, and H&L Mack, operates with more than 1,400 total employees and 530-plus service bays, a ratio that suggests approximately 45 employees and 17 service bays per location as a rough operational benchmark. Key staffing positions within a Mack dealership include general managers, service managers, parts managers, and sales managers, each requiring domain expertise in commercial vehicles, fleet finance, and heavy-duty mechanical systems. Training for dealership employees is delivered through the Trucks Dealer Portal platform, which provides access to Navigator LMS, technical education support programs, a development guide, and specialized DATE program resources, all covered under the $370 monthly per-dealer-code training fee. For EV-certified dealerships, additional staffing and facility requirements apply, including specialized technician training, charging infrastructure installation, and regular compliance meetings with the Mack EV certification team covering safety, charging, and facility standards. Mack provides meaningful operational support beyond technical training, including assistance with social media marketing strategy, search engine optimization, and new vehicle handover kits that deliver printed and digital step-by-step guides for salespeople and personalized information packets for customers covering operation, features, and warranty terms. Mack OneCall provides around-the-clock roadside assistance, which functions as a critical customer retention and brand loyalty tool that directly supports dealer revenue by keeping fleet customers within the Mack ecosystem for service and parts.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Mack Trucks, Inc. - Dealer Sal franchise, which means no franchisor-provided averages for revenue per unit, median sales, or profit margins are available through official FDD channels. This absence is consistent with how many commercial vehicle dealership franchises handle financial disclosure, though it places significant responsibility on the prospective investor to construct independent financial models using industry benchmarks and direct franchisee conversations. The directional financial signal available for the Mack Trucks, Inc. - Dealer Sal franchise comes from the $3.1 million SBA loan tracked against this operation, combined with the 0.0% SBA default rate that sits 13.7% below the peer average for the NAICS sector, suggesting that the existing franchisee has maintained financial stability despite operating in a cyclical heavy-duty vehicle market. At the industry level, Mack's 2025 performance provides encouraging market context: while the overall Class 8 market declined 13.4%, Mack was the only major manufacturer to report a sales increase, with unit sales growing 9.7% and market share expanding 1.8 percentage points to reach 8.7% of the Class 8 segment. This counter-cyclical outperformance is attributed to Mack's strategic concentration in vocational trucks, a segment that benefited from infrastructure spending, with buyers in refuse, construction, concrete, and dump applications proving less sensitive to broader freight market softness than long-haul operators. In 2000, the earliest documented market share data in the research record, Mack captured 13.3% of the U.S. Class 8 market, up from 13.1% in 1999, representing the eighth consecutive year of share gains, a historical benchmark that frames Mack's current 10% market share target as a recovery to historical norms rather than an aspirational stretch goal. The medium-duty market re-entry in 2021 generated additional dealer revenue opportunity, with Mack achieving a 3.7% share of the medium-duty segment in its first full year back, including a 9% share in December 2021, with approximately 60% of those buyers being first-time Mack customers who expanded the addressable customer base available to each dealership. Investors should model dealership revenue across all three major business lines, recognizing that parts and service revenues typically carry materially higher margins than new truck sales and provide the earnings stability that smooths through Class 8 sales cycle volatility.

The Mack Trucks, Inc. - Dealer Sal franchise operates within a parent brand that is actively investing in growth on multiple fronts simultaneously, creating a more favorable long-term operating environment than the current single-location footprint might suggest. Mack's October 2024 acquisition of the CVG plant in Kings Mountain, North Carolina, for $40 million directly addresses the production bottlenecks that constrained dealer inventory since 2019, meaning franchisees should expect improved new unit availability as manufacturing capacity expands. The $14.5 million Roanoke Valley Operations expansion, which adds 72,000 square feet and increases the facility to 352,000 square feet with completion targeted for the fourth quarter of 2025, specifically targets increased output for both diesel and battery-electric medium-duty trucks, expanding the product portfolio available to dealers. The EV dealer network has grown from 53 certified locations in May 2024 to 65 certified locations in December 2024, with at least 36 additional locations in the certification pipeline as of May 2024, suggesting that EV-capable dealerships will represent the preferred dealer tier going forward. Mack's 2025 product roadmap is aggressive: a new flagship semi designed to compete more effectively in the long-haul Class 8 segment is expected to debut in 2025, an entirely new Mack Granite has been introduced, the Mack Keystone has been announced for versatility across job sites and highways, and Allison 3000 RDS transmission options are being added to the MD series. The brand's competitive moat rests on multiple pillars simultaneously: the Bulldog reputation for vocational durability built over 125 years, Volvo's global engineering and supply chain resources, the mDRIVE automated manual transmission system that drivers cite as a differentiator in stop-and-go vocational applications, Mack Financial Services' flexible commercial financing programs, and the Mack Ultra Service Agreement standard on LR Electric models covering maintenance, towing, repair, battery monitoring, and connected uptime services. Jonathan Randall serves as president of Mack Trucks North America, providing leadership continuity as the brand pursues its stated goal of recapturing double-digit Class 8 market share. The founders John "Jack" and Augustus "Gus" Mack were inducted into the American Trucking and Industry Leader Hall of Fame in October 2021, recognizing the brand's foundational role in American commercial transportation.

The ideal candidate for a Mack Trucks, Inc. - Dealer Sal franchise opportunity is not a passive investor seeking an absentee-ownership model. Commercial truck dealerships require operational leadership with deep knowledge of commercial vehicle sales cycles, fleet customer relationships, mechanical service operations, and the financing structures that drive large-ticket equipment purchases. Prior experience in commercial vehicle sales, fleet management, heavy equipment distribution, or transportation logistics provides the domain expertise necessary to navigate the complexity of managing simultaneous new truck sales, used truck inventory, parts distribution, and high-labor service departments. The Mack Trucks, Inc. - Dealer Sal franchise currently operates as a single verified location in Pennsylvania, which situates it within Mack's historically significant Lehigh Valley footprint, where the company remains the fourth-largest employer as of 2024 and where brand familiarity runs deep in the regional commercial transportation community. The scale of the broader Mack dealer network, with 418 U.S. locations and more than 500 globally, suggests that territory exclusivity and geographic positioning are critical considerations that prospective investors must negotiate and document carefully before signing any franchise agreement. Investors with multi-unit ambitions should study the Nextran Truck Centers model as a benchmark: Nextran expanded from 26 to 31 U.S. locations through its April 2025 acquisition activity, adding five sites across Kansas City, Missouri, Kansas City, Kansas, Quincy and Decatur, Illinois, Mediapolis, Iowa, and Hannibal, Missouri, demonstrating that Mack dealership networks can scale through acquisition as well as organic growth. Transfer and resale considerations are particularly important in commercial vehicle dealerships given the substantial capital investment, and prospective franchisees should clarify franchisor approval rights for any future ownership transfer at the outset of negotiations.

Synthesizing the full available data picture, the Mack Trucks, Inc. - Dealer Sal franchise opportunity presents a compelling but information-constrained investment thesis that demands serious, systematic due diligence before any capital commitment is made. The brand's 125-year heritage, Volvo corporate ownership, 9.7% sales growth in 2025 as the only major Class 8 manufacturer to report gains, 0.0% SBA loan default rate that is 13.7% below sector peers, and documented investments of $40 million in cab manufacturing capacity and $14.5 million in medium-duty production expansion all point toward a parent company in active growth mode rather than managed decline. The absence of Item 19 financial performance disclosure, the opacity around franchise fees and investment ranges, and the lack of multi-unit density data for this specific franchise entity create real information gaps that investors cannot responsibly ignore. The FPI Score of 38, rated Fair on the PeerSense evaluation framework, reflects these information constraints alongside the operational complexity inherent in heavy commercial vehicle dealerships, and should be interpreted as a baseline starting point for due diligence rather than a ceiling on investment potential. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Mack Trucks, Inc. - Dealer Sal franchise against peer operators within the automobile and motor vehicle merchant wholesalers category, across comparable capital investment levels, and against the full universe of commercial vehicle dealership franchise opportunities. The combination of Mack's counter-cyclical 2025 market share gains, the accelerating EV dealer certification buildout, the new product pipeline targeting both vocational and long-haul segments, and the operational support infrastructure delivered through the Mack training and technology platforms creates a strategic environment where a well-capitalized, operationally experienced franchisee has genuine runway for value creation. Explore the complete Mack Trucks, Inc. - Dealer Sal franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

38/100

SBA Default Rate

0.0%

Active Lenders

1

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Mack Trucks, Inc. - Dealer Sal based on SBA lending data

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loan Volume

1 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 1.0 loans per lender

Mack Trucks, Inc. - Dealer Sal — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2018

1 approvals — best year on record for Mack Trucks, Inc. - Dealer Sal.

Top SBA State

Pennsylvania

1 SBA-financed Mack Trucks, Inc. - Dealer Sal locations — the densest operator footprint.

Average Loan Size

$3.1M

Median $3.1M — use as a sizing anchor when modeling your own $Mack Trucks, Inc. - Dealer Sal unit.

Lender Concentration

100%

Concentrated

Share of Mack Trucks, Inc. - Dealer Sal approvals captured by the top 3 SBA lenders.

Mack Trucks, Inc. - Dealer Sal's SBA lending pipeline peaked in 2018 (1 approvals). Operator density is highest in Pennsylvania with 1 SBA-financed locations. Average funded ticket sits at $3.1M, with the median at $3.1M. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Mack Trucks, Inc. - Dealer Salunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Mack Trucks, Inc. - Dealer Sal