Real Deals On Home Decor
The total investment to open a Real Deals On Home Decor franchise ranges from $65,500 to $147,500. The initial franchise fee is $30,000. Ongoing royalties are 5% plus a 1.5% advertising fee.
What is the Real Deals On Home Decor franchise?
Real Deals On Home Decor is a home decor retailer selling furnishings, gifts, and decorative accessories to shoppers. The 2026 Franchise Disclosure Document lists an estimated total initial investment of $65,500 to $147,500 and an initial franchise fee of $30,000.
The royalty is 5 percent of sales, and the advertising or brand fund fee is 1.5 percent. The franchise agreement runs for 5 years.
The company was founded in 2003 and is headquartered in MT.
Loan Activity Score
54/100
SBA Default Rate
4.8%
Active Lenders
17
According to its Franchise Disclosure Document or public business records, Real Deals On Home Decor has 16 locations, all owned by franchisees. Public SBA loan records show 17 lenders made 21 loans to franchisees of Real Deals On Home Decor. PeerSense calculates Real Deals On Home Decor's score as 54 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 2003 · 16 locations
$65,500 to $147,500
$30,000
16
16 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Real Deals On Home Decor
21
Total SBA loans
$230K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Real Deals On Home Decor
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
4.8%
vs 9.9% peer avg
SBA Loans
21
Total Volume
$4.8M
Active Lenders
17
States
11
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Real Deals On Home Decor based on SBA lending data
SBA Default Rate
4.8%
5.1% below peer avg
SBA Loan Volume
21 loans
Across 17 lenders
Lender Diversity
17 lenders
Avg 1.2 loans per lender
Investment Tier
Mid range investment
$65,500 to $147,500 total
Real Deals On Home Decor: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2018
7 approvals. The best year on record for Real Deals On Home Decor.
Top SBA State
Idaho
5 SBA financed Real Deals On Home Decor locations, the densest operator footprint.
Average Loan Size
$230K
Median $125K. Use as a sizing anchor when modeling your own Real Deals On Home Decor unit.
Lender Concentration
33.3%
Moderately Spread
Share of Real Deals On Home Decor approvals captured by the top 3 SBA lenders.
Real Deals On Home Decor's SBA lending pipeline peaked in 2018 (7 approvals). The last five fiscal years account for 29% of cumulative volume ($2.1M approved). Operator density is highest in Idaho with 5 SBA financed locations. Average funded ticket sits at $230K, with the median at $125K. Lender mix is moderately spread: the top three SBA lenders account for 33.3% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$678
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Real Deals On Home Decor, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman