Country Visions
109 locations
The total investment to open a Country Visions franchise ranges from $168,950 - $168,950. The initial franchise fee is $39,500. Ongoing royalties are 5.5% plus a 1% advertising fee. Country Visions currently operates 109 locations (109 franchised). The top SBA 7(a) lenders for Country Visions are Readycap Lending, LLC, Popular Bank and Newtek Small Business Finance, Inc.. PeerSense FPI health score: 31/100. Data sourced from the 2026 Franchise Disclosure Document.
$168,950 - $168,950
$39,500
109
109 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for Country Visions financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Established (25-99 loans)
SBA Lending Performance
SBA Default Rate
42.3%
11 of 26 loans charged off
SBA Loans
26
Total Volume
$4.2M
Active Lenders
13
States
15
Top SBA Lenders for Country Visions
What is the Country Visions franchise?
The Country Visions franchise represents a unique opportunity within the dynamic retail landscape, specifically categorized under All Other Miscellaneous Store Retailers (except Tobacco Stores). Headquartered in BAKERSFIELD, CA, the brand has established a tangible presence with a current total of 7 units in operation. This foundational structure underscores a deliberate approach to growth, allowing the brand to refine its operational model and market strategy since its establishment. While the precise founding date and the inspiring narrative of its inception are not publicly detailed, the establishment of 7 distinct units points to a consistent vision and a systematic development process over time, demonstrating a viable business model. This franchise operates within a broad and diverse retail segment, which encompasses a vast array of niche markets and specialized product offerings that do not fit neatly into conventional retail classifications. This categorization suggests a business model that thrives on offering unique products, bespoke services, or a curated selection that appeals to specific consumer demographics or interests. The strategic positioning in BAKERSFIELD, CA, provides a central hub for the franchise's administrative and strategic functions, facilitating support for its existing locations and planning for future growth. The development of 7 units signifies a successful proof of concept, indicating that the Country Visions franchise model resonates with consumers and provides a viable business venture for its operators. The brand’s focus within the "All Other Miscellaneous Store Retailers" category allows for significant flexibility in product lines and service offerings, adapting to evolving consumer preferences and market demands without the rigid constraints of highly specialized retail niches. This adaptability is a key strength in today's rapidly changing retail environment, where innovation and differentiation are paramount for sustained success. The journey
FPI Score
31/100
SBA Default Rate
42.3%
Active Lenders
13
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Country Visions based on SBA lending data
SBA Default Rate
42.3%
11 of 26 loans charged off
SBA Loan Volume
26 loans
Across 13 lenders
Lender Diversity
13 lenders
Avg 2.0 loans per lender
Investment Tier
Mid-range investment
$168,950 – $168,950 total
Country Visions — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1997
5 approvals — best year on record for Country Visions.
Top SBA State
California
7 SBA-financed Country Visions locations — the densest operator footprint.
Average Loan Size
$163K
Median $177K — use as a sizing anchor when modeling your own $Country Visions unit.
Lender Concentration
53.8%
Concentrated
Share of Country Visions approvals captured by the top 3 SBA lenders.
Country Visions's SBA lending pipeline peaked in 1997 (5 approvals). Operator density is highest in California with 7 SBA-financed locations. Average funded ticket sits at $163K, with the median at $177K. Lender mix is concentrated: the top three SBA lenders account for 53.8% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,749
Principal & Interest only
Locations
Country Visions — unit breakdown
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