Country Visions
The total investment to open a Country Visions franchise ranges from $168,950 to $168,950. The initial franchise fee is $39,500. Ongoing royalties are 5.5% plus a 1% advertising fee.
What is the Country Visions franchise?
Country Visions operates in the All Other Miscellaneous Store Retailers (except Tobacco Stores) category and is headquartered in BAKERSFIELD, CA. The brand currently has 7 units in operation, providing an established base for refining its operating model and market approach. Its 7 locations reflect a measured development process and a business model that has been tested across multiple units.
This retail category covers niche markets and specialized products that do not fit within conventional retail classifications. Country Visions may therefore have flexibility in its product lines and services, including unique products, customized services, or curated offerings for specific consumer interests. Its headquarters in BAKERSFIELD, CA serves as the administrative and strategic center for supporting current locations and planning future growth.
The existing 7 units provide a proof of concept, showing that the Country Visions model has attracted consumers and offered a viable business opportunity for operators. Its position within a broad miscellaneous retail category also allows the brand to respond to changing customer preferences and market demand without the limits of a narrowly defined retail niche. This focus supports differentiation and continued adjustments as the retail market changes.
Loan Activity Score
31/100
SBA Default Rate
42.3%
Active Lenders
13
According to its Franchise Disclosure Document or public business records, Country Visions has 109 locations, all owned by franchisees. Public SBA loan records show 13 lenders made 26 loans to franchisees of Country Visions. PeerSense calculates Country Visions's score as 31 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
109 locations
$168,950 to $168,950
$39,500
109
109 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Country Visions
26
Total SBA loans
$163K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Country Visions
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
42.3%
vs 13.6% peer avg
SBA Loans
26
Total Volume
$4.2M
Active Lenders
13
2 selective
States
15
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Country Visions based on SBA lending data
SBA Default Rate
42.3%
28.7% above peer avg
SBA Loan Volume
26 loans
Across 13 lenders
Lender Diversity
13 lenders
Avg 2.0 loans per lender
Investment Tier
Mid range investment
$168,950 to $168,950 total
Country Visions: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1997
5 approvals. The best year on record for Country Visions.
Top SBA State
California
7 SBA financed Country Visions locations, the densest operator footprint.
Average Loan Size
$163K
Median $177K. Use as a sizing anchor when modeling your own Country Visions unit.
Lender Concentration
53.8%
Concentrated
Share of Country Visions approvals captured by the top 3 SBA lenders.
Country Visions's SBA lending pipeline peaked in 1997 (5 approvals). Operator density is highest in California with 7 SBA financed locations. Average funded ticket sits at $163K, with the median at $177K. Lender mix is concentrated: the top three SBA lenders account for 53.8% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,749
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Country Visions, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman