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Baja Fresh

Baja Fresh

The total investment to open a Baja Fresh franchise ranges from $224,950 to $1.0M. The initial franchise fee is $30,000. Ongoing royalties are 5% plus a 3% advertising fee.

What is the Baja Fresh franchise?

Baja Fresh operates in the Gasoline Stations with Convenience Stores sector, which supports daily commerce and consumer convenience. The model combines fuel sales with food and retail products, creating several revenue streams. The franchise network has 9 total units, and the brand is headquartered in Patterson, California. Locations are designed for commuters, long distance travelers, and local residents who value efficiency, quality, and access. By placing food service within a convenience store and gasoline station setting, the business can benefit from traffic created by fuel purchases while serving several customer needs during one visit. PeerSense assigns Baja Fresh a Loan Activity Score of 33. The score places the brand among franchise opportunities where operating performance, customer satisfaction, and market placement matter to long term results. The category also reflects changing consumer habits, including a preference for multipurpose stops that combine automotive services, food, and everyday goods.

Gasoline Stations with Convenience Stores have expanded beyond fuel sales. Modern locations may provide fresh food, beverages, financial services, and package delivery, making them useful stops for local communities and travelers. Convenience remains a central reason customers visit, while demand has grown for better grab and go food that can compete with traditional quick service restaurants. That trend may give Baja Fresh access to food service demand from customers already visiting the site. The sector faces fluctuating fuel prices, regulatory changes, and greater adoption of electric vehicles, so operators need flexibility and more than one source of revenue. Fuel demand and the established habit of impulse purchases still support regular customer traffic. Payment technology, loyalty programs, and inventory systems continue to improve operating efficiency and responsiveness. Serving a snack, meal, or beverage alongside fuel supports the continuing relevance of this category for current and future Baja Fresh locations.

Opening a Baja Fresh franchise requires an estimated initial investment of approximately $171,250 to $2.48 million. The range reflects differences in site size and location, whether real estate is leased or purchased, the extent of leasehold improvements, and the cost of equipment and initial inventory. The lower estimate of $171,250 generally includes the initial franchise fee and minimum build out and operating requirements. The upper estimate of $2.48 million may reflect real estate purchases, a larger convenience store format, a premium location, more extensive construction, or advanced operating systems. Buyers should review these variables when assessing whether a site and total project cost fit their resources. This fee supports the continuing use of the Baja Fresh name and operating systems, along with ongoing support. The available information does not state specific marketing or advertising fees, although those charges are common in franchise systems and may support collective brand promotion and development. The broad investment range may allow for different operating scales within the Gasoline Stations with Convenience Stores category, but a complete financial plan should include both startup and recurring obligations.

The available information does not identify specific Baja Fresh training program names or curriculum dates. A location in this category would need operating procedures that address fuel sales, convenience store retail, and food service. Inventory systems would track fuel, packaged goods, and fresh ingredients, helping maintain stock levels and limit waste. Point of sale systems would process transactions across the different revenue sources and provide sales information for reporting and analysis. Staffing would involve recruiting, training, and retaining employees who can assist with fuel related needs, prepare food, and provide customer service. Because food is part of the model, employees would need continuing instruction and oversight covering health and safety rules, food handling, and cleanliness. Marketing and advertising support is often part of a franchisor’s role, although the available data does not provide a specific advertising royalty fee. Such support may include local promotions and broader campaigns intended to build recognition and bring customers to Baja Fresh locations. Security procedures would also be needed in a convenience store and gas station environment to protect property and maintain a safe setting. Specific training dates and support manuals are not available, but the franchise structure indicates an organized approach to onboarding and continuing assistance.

The available information describes the investment structure and recurring cost, but it does not provide earnings claims or specific revenue figures. The initial investment remains $171,250 to $2.48 million, representing the capital needed to establish and open a location. PeerSense gives the brand a Loan Activity Score of 33 as a comparative measure of factors related to investment appeal. The score is not a forecast of financial returns. Results at an individual location would depend on management, marketing, operating efficiency, and the market conditions affecting that site within the Gasoline Stations with Convenience Stores category. Detailed local market analysis remains necessary before making an investment decision.

Baja Fresh has 9 total units, which suggests a measured expansion strategy compared with franchise systems that are scaling quickly. The source does not provide historical opening dates or projected growth targets. The current unit count may indicate an approach focused on building an operating base and maintaining consistent brand delivery before broader expansion. The category offers built in advantages because sites can receive substantial traffic and serve customers who already need fuel or convenience items. Adding food service can distinguish these locations from standalone gas stations and convenience stores without a strong fresh food offering. The combined model gives customers a one stop option that can save time and may increase the value of each visit. Speed and access remain meaningful factors in purchasing decisions. Existing fuel traffic and site infrastructure may also reduce customer acquisition costs compared with a standalone food business. The available information does not identify competitive advantages unique to the Baja Fresh brand beyond its placement in this category. General category benefits include visibility, extended operating hours, and revenue diversity that can reduce dependence on any single product type. The 9 unit network may reflect an emphasis on controlled development and support for each franchise location.

A suitable Baja Fresh franchise owner would typically need an entrepreneurial approach, operating ability, and customer service experience in a fast moving retail setting. Experience in retail management, quick service food, or the petroleum industry could help an owner manage varied products and a broad customer base. Leadership would be needed to manage employees, maintain a positive workplace, and follow brand and operating standards. Financial stability is also central because the stated investment ranges from $171,250 to $2.48 million, requiring access to significant capital or the ability to obtain financing. Community involvement and local marketing could help build repeat business and improve local market reach. A location would logically benefit from high traffic, including major roadways, urban intersections, and suburban corridors where fuel demand and convenience shopping overlap. The source does not specify target territories or expansion markets, but the category may offer opportunities near daily commuter traffic, travel routes, and residential communities that are underserved. The Patterson, California headquarters identifies the brand’s base of operations, not a stated geographic preference for new locations. The Loan Activity Score of 33 indicates a competitive setting in which operating discipline matters. An owner would need to be detail oriented, adaptable to market changes, and focused on customer service across the Gasoline Stations with Convenience Stores model.

A Baja Fresh franchise gives entrepreneurs a way to consider the Gasoline Stations with Convenience Stores market while combining fuel demand with convenience retail and quick service food. The network has 9 total units. That investment range may accommodate different operating scales, while the royalty is a stated part of the ongoing financial commitment. PeerSense assigns the brand a Loan Activity Score of 33, providing an independent comparison point for buyers reviewing franchise opportunities. The score should be considered with the brand’s category, unit count, costs, and local market conditions rather than as a return projection. Sites in this sector can benefit from established traffic, extended operating hours, and demand for fuel, food, and everyday products. Buyers should evaluate the proposed location, operating requirements, financing needs, and available franchise information before proceeding. The complete Baja Fresh franchise profile on PeerSense provides access to the available independent franchise intelligence data.

Loan Activity Score

33/100

SBA Default Rate

15.3%

Active Lenders

30

Franchisees account for 67 of Baja Fresh's 73 locations. Public SBA loan records show 30 lenders made 59 loans to franchisees of Baja Fresh. PeerSense calculates Baja Fresh's score as 33 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

73 locations

Investment

$224,950 to $1.0M

Franchise Fee

$30,000

Total Units

73

67 franchised

Loan Activity Score
High
33
SBA Lending
5
Lender Quality
7
Transparency
11
Reach
7
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
30SBA lenders

Distinct lenders in public SBA records for Baja Fresh

59

Total SBA loans

$555K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Baja Fresh

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
33out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety5/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency11/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

15.3%

vs 10.3% peer avg

SBA Loans

59

Total Volume

$32.7M

Active Lenders

30

3 selective

States

11

vs. SBA Sector Average

-5%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Item 19 financial data disclosed

Data Insights

Key performance metrics for Baja Fresh based on SBA lending data

SBA Default Rate

15.3%

5.0% above peer avg

SBA Loan Volume

59 loans

Across 30 lenders

Lender Diversity

30 lenders

Avg 2.0 loans per lender

Investment Tier

Significant investment

$224,950 to $1,012,290 total

Baja Fresh: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2010

13 approvals. The best year on record for Baja Fresh.

Top SBA State

California

35 SBA financed Baja Fresh locations, the densest operator footprint.

Average Loan Size

$558K

Median $606K. Use as a sizing anchor when modeling your own Baja Fresh unit.

Lender Concentration

42.2%

Concentrated

Share of Baja Fresh approvals captured by the top 3 SBA lenders.

Baja Fresh's SBA lending pipeline peaked in 2010 (13 approvals). Operator density is highest in California with 35 SBA financed locations. Average funded ticket sits at $558K, with the median at $606K. Lender mix is concentrated: the top three SBA lenders account for 42.2% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$180K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,329

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Baja Fresh, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Baja Fresh

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman