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Pass Your Plate

Pass Your Plate

Franchising since 2021 · 3 locations

The total investment to open a Pass Your Plate franchise ranges from $9,500 - $9,500. Pass Your Plate currently operates 3 locations (3 franchised). The top SBA 7(a) lenders for Pass Your Plate are BancFirst and Red Crown FCU. PeerSense FPI health score: 21/100.

Investment

$9,500 - $9,500

Total Units

3

3 franchised

FPI Score
Low
21

Proprietary PeerSense metric

Limited
Capital Partners
2lenders available

Active capital sources verified for Pass Your Plate financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
21out of 100
Limited

SBA Lending Performance

SBA Default Rate

25.0%

1 of 4 loans charged off

SBA Loans

4

Total Volume

$0.4M

Active Lenders

2

States

1

Top SBA Lenders for Pass Your Plate

What is the Pass Your Plate franchise?

For the roughly 70% of parents who report anxiety around the evening meal — a statistic that reflects a genuine and growing crisis in American family life — the promise of walking into a clean, organized kitchen studio, assembling six or more restaurant-quality entrées in under an hour, and leaving with a month's worth of freezer-ready dinners for four to six people is not a gimmick. It is a structural solution to a structural problem. Pass Your Plate was built entirely around that insight, operating within the "make, take and bake" meal preparation service segment of the specialty food industry from its headquarters in Oklahoma City, Oklahoma. The brand was recognized among the top 500 new franchise businesses in 2006, a benchmark that signals active franchising operations were established at or before that year, giving the concept more than two decades of operational history inside one of the food service industry's fastest-evolving categories. Today the Pass Your Plate franchise system operates 3 total units, all of which are franchised locations with zero company-owned stores, a structure that places the brand firmly in the hands of owner-operators who are closest to their local customer base. The concept addresses two simultaneous consumer pressures — time scarcity and nutritional concern — by offering a rotating monthly menu of 12 entrées, with new selections introduced each month to maintain customer engagement and repeat visits. Dishes range from Apricot Glazed Pork Chops and Shrimp Scampi with Angel Hair Pasta to Beef Burgundy, Confetti Meatloaf, and Ole Enchiladas, covering a breadth of flavor profiles that appeals to mainstream American households. The total addressable market for specialty food stores in the United States reached $32.3 billion in 2025, growing at an 11.6% compound annual growth rate between 2020 and 2025, and the global specialty food stores market, valued at $236.4 billion in 2024, is projected to reach $433.36 billion by 2032 at a 7.87% CAGR. This is independent analysis from PeerSense, the franchise intelligence platform — not marketing copy from the franchisor.

The industry landscape surrounding the Pass Your Plate franchise opportunity is one of genuine and sustained expansion. The U.S. specialty food store sector, specifically the "Other Specialty Food Stores" classification under which Pass Your Plate operates, encompasses approximately 22,000 establishments generating a combined annual revenue of roughly $20 billion. The narrower revenue figure for this segment in 2024 was $9.5 billion, with three-year annualized growth running at 3.3%, while ecommerce sales within the sector were forecast to grow 14.0% in 2024 alone. Total food sales across all U.S. foodservice and food retailing outlets surpassed $2.58 trillion in 2024, with foodservice outlets specifically accounting for $1.52 trillion, illustrating the sheer scale of the ecosystem in which meal preparation concepts compete. The consumer trends driving demand for a service like Pass Your Plate are secular, not cyclical: over 70% of traditional meal-makers are now in the workforce, meaning the household that once had a dedicated cook preparing dinner from scratch has largely disappeared from American life. The anxiety parents feel about the evening meal is not a passing concern — it is a structural feature of the dual-income household economy, and it creates durable, recurring demand for convenient, nutritious meal solutions. The specialty food category is benefiting from a simultaneous premium trend, with consumers actively seeking organic, artisanal, and health-conscious options that conventional grocery stores and fast food chains cannot adequately supply. Bakery products held the single largest market revenue share within specialty food in 2024 at 36.3%, but prepared and convenience-oriented meal segments are growing rapidly as urban populations expand and disposable income increases. The competitive landscape within the make-take-and-bake niche remains relatively fragmented compared to broader food service categories, which means a well-operated local franchise retains meaningful community presence and loyalty rather than competing on national advertising budgets alone. Specialty food sales have grown approximately 10% since 2021 according to the Specialty Food Association, a rate that significantly outpaces overall grocery growth and validates the consumer shift toward curated, quality-first food experiences.

The Pass Your Plate franchise investment is structured at a reported cash investment of $9,500, which positions this opportunity at the extreme accessible end of the franchise entry spectrum. For context, industry benchmarks as of 2025 indicate that typical franchise fees across the broader franchise universe range from $20,000 to $50,000 before any build-out or equipment costs are layered in, meaning the Pass Your Plate franchise cost is a fraction of what most food franchise concepts charge simply for the right to use their brand name. The total investment figure is also reported at $9,500, suggesting a lean capital structure that likely reflects the make-take-and-bake model's inherently low physical infrastructure requirements — no commercial kitchen equipment for cooking, no drive-thru construction, no extensive dining room build-out, just a clean, organized assembly space where customers do the prep work themselves under simple instructions. This fundamentally low-overhead model is one of the most frequently cited advantages by franchise owners and is consistent with how the brand positions itself: low overhead, repeat customer base, prompt customer payment, simple operation, and family-friendly hours. For prospective investors accustomed to evaluating food franchises with total investment ranges running from $200,000 to over $1 million — as is common for quick-service and fast-casual formats — a $9,500 entry point represents a categorically different risk profile. Ongoing royalty fees and advertising fund contributions in the broader franchise industry typically run 4% to 8% of gross sales for royalties and 1% to 4% of net sales for advertising, and for home-based or hybrid-model franchises, initial fees are frequently below $20,000, aligning Pass Your Plate's structure with recognized emerging and community-scale franchise categories. The business model's emphasis on prompt customer payment — customers pay at the time of assembly, not on credit — eliminates the receivables exposure that burdens many food service operators. The scalable territory structure, which the brand describes as being designed to accommodate multiple territories, means that a franchisee who validates the model locally has a defined pathway to expanding their footprint without constructing a new operational framework from scratch. Prospective investors should conduct thorough due diligence on ongoing fee structures and consult the current Franchise Disclosure Document for the most accurate and complete financial obligations before making any investment commitment.

Daily operations inside a Pass Your Plate franchise are deliberately engineered for simplicity, which is both a consumer-facing selling point and a franchisee-facing operational advantage. Customers self-select six or more entrées from the current month's menu of 12 options, choose a store location and a scheduled assembly time online or by phone, arrive at the store, and follow straightforward instructions to assemble, package, and label their chosen meals for freezer storage and at-home cooking. This customer-driven assembly model reduces the labor intensity that makes traditional food service franchises operationally complex — the franchisee is facilitating a service rather than managing a full-scale production kitchen. Entrées are portioned for four to six people, with a smaller-family option offering two to three servings, which broadens the addressable customer base to single-person households, couples, and empty nesters alongside the core family demographic. The brand explicitly promotes family-friendly hours, which suggests a scheduling structure aligned with daytime and early evening customer traffic rather than late-night service windows, a distinction that affects both staffing requirements and owner quality of life. Pass Your Plate states that training and support are provided, and the system includes advanced communications technology and software support tools, signaling that franchisees are not operating in isolation but are connected to a centralized support infrastructure. The management team is described as franchise-experienced, which matters significantly in a small-system brand — franchisees in emerging or smaller systems are more directly dependent on the quality and responsiveness of the corporate team than their counterparts in 1,000-unit systems with large field support organizations. The concept's scalability to multiple territories is supported by a structured expansion framework, and the combination of low staffing requirements, a self-service customer experience, and software-assisted operations positions Pass Your Plate as a manageable owner-operator business. General research on training program effectiveness across franchise industries finds that companies investing in comprehensive training see a 218% increase in income per employee and a 24% boost in profit margins, metrics that underscore why the franchisor's commitment to training is a material financial variable, not a soft benefit.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Pass Your Plate franchise. This means prospective investors do not have access to franchisor-published figures for average unit revenue, median revenue, or profit margins through the standard FDD disclosure mechanism. It is important to note that franchisors are not legally required to provide Item 19 disclosures, and the absence of this data does not automatically indicate poor financial performance — many early-stage and small-system franchises with strong unit economics do not make formal Item 19 disclosures due to the statistical limitations of small unit counts. With 3 total franchised units in operation, the statistical sample is genuinely small, which creates both a disclosure limitation and an important due diligence imperative: prospective franchisees should engage directly with existing franchisees, request any available financial information permitted under FDD Item 19 guidance, and conduct independent market analysis for their target territory. The broader specialty food store industry provides relevant benchmarking context: total U.S. specialty food sales in the "Other Specialty Food Stores" segment generated $9.5 billion in revenue in 2024 across thousands of establishments, implying average per-unit revenue in the range of hundreds of thousands of dollars for established operators. The make-take-and-bake model's structural advantages — customer-provided labor for assembly, no cooking costs at the store level, recurring monthly customers, and a compact physical footprint — are associated with unit economics that should produce meaningful gross margins relative to a traditional restaurant format. The Pass Your Plate franchise cost of $9,500 creates a low denominator in any payback period calculation, meaning that even modest revenue generation relative to the investment figure produces an attractive return-on-investment ratio compared to franchises requiring $300,000 to $500,000 in initial capital. Prospective investors are strongly encouraged to review all available financial information with a qualified franchise attorney and accountant before signing any franchise agreement.

The Pass Your Plate franchise system currently operates 3 franchised units with no company-owned locations, a structure that reflects the brand's commitment to franchisee-led growth rather than corporate territory reservation. The brand's recognition among the top 500 new franchise businesses in 2006 establishes a verifiable milestone of system credibility, and its survival and continued operation across more than two decades of significant disruption in the food service industry — including the rise of meal kit delivery services, the expansion of grocery store prepared foods, and the COVID-19 pandemic's severe impact on in-person food retail — demonstrates a degree of concept durability that early-stage investors should weigh carefully. The brand's competitive moat is built less on national advertising scale and more on the structural advantages of its format: the make-take-and-bake model creates a participatory experience that meal kit services delivered to doorsteps cannot replicate, and the social dimension of the assembly session, combined with the cost efficiency of buying in bulk quantities at the franchise store level, produces a value proposition that pure e-commerce food services struggle to match on price per serving. The rotating monthly menu of 12 entrées, with new selections introduced each month, is a retention mechanism that drives repeat customer behavior — the same customers return month after month because the product offering is always partially new. Advanced communications technology and software support tools represent the brand's investment in digital infrastructure, and the scalable multiple-territory model provides a framework for franchisees to grow their footprint within a defined geographic area rather than being permanently capped at a single unit. The global specialty food stores market's projected growth from $236.4 billion in 2024 to $433.36 billion by 2032 at a 7.87% CAGR creates a rising-tide environment in which well-positioned local operators benefit from macro consumer shifts toward premium, convenient, and health-forward food choices without needing to outspend national chains.

The ideal Pass Your Plate franchisee is an owner-operator who is deeply embedded in their local community and motivated by both the financial opportunity and the genuine consumer problem the concept solves. The brand's family-friendly operational hours and simple operating model make it accessible to first-time franchise owners who bring strong organizational and customer service skills rather than requiring a background in professional food service or restaurant management. The franchise's self-described first-rate, franchise-experienced management team provides the operational scaffolding that allows a capable but non-food-industry franchisee to succeed, and the technology and software support tools reduce the learning curve for daily operations management. The scalable multiple-territory structure means that ambitious investors with the capital and managerial capacity to develop more than one location have a defined pathway for doing so, while single-unit operators can build a sustainable community-scale business without multi-unit pressure. Oklahoma City, Oklahoma serves as the brand's headquarters, and the concept's positioning around busy families suggests it performs best in suburban markets with high concentrations of dual-income households, school-age children, and above-average disposable income — demographic profiles common across the Sun Belt, Midwest, and suburban Northeast. Prospective franchisees should anticipate a development timeline consistent with the brand's streamlined build-out requirements and the absence of complex construction or equipment installation, factors that typically compress the time between franchise agreement signing and store opening relative to full-service restaurant formats.

The investment thesis for the Pass Your Plate franchise opportunity rests on three converging forces: a massive and growing specialty food market projected to reach $433.36 billion globally by 2032, a structural consumer problem — evening meal anxiety affecting 70% of parents in the workforce — that is not going away, and a franchise entry cost of $9,500 that is among the most accessible in the entire food franchise landscape. With a Franchise Performance Index score of 21 on the PeerSense platform, categorized as Limited, this is a small-system brand in an early growth phase, and investors should approach it with the due diligence discipline that any emerging concept warrants — including direct conversations with all existing franchisees, independent territory market analysis, and professional legal and financial review of the FDD. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark Pass Your Plate against competing concepts in the specialty food and meal preparation franchise categories with precision and independence. The combination of low capital requirements, a recurring-revenue customer model, a differentiated in-store experience, and a documented history of franchising operation creates a profile that deserves serious analytical attention from investors seeking food franchise opportunities below the typical investment threshold of the category. Explore the complete Pass Your Plate franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

21/100

SBA Default Rate

25.0%

Active Lenders

2

Key Highlights

Data Insights

Key performance metrics for Pass Your Plate based on SBA lending data

SBA Default Rate

25.0%

1 of 4 loans charged off

SBA Loan Volume

4 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 2.0 loans per lender

Investment Tier

Low-cost entry

$9,500 – $9,500 total

Pass Your Plate — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2006

2 approvals — best year on record for Pass Your Plate.

Top SBA State

Oklahoma

4 SBA-financed Pass Your Plate locations — the densest operator footprint.

Average Loan Size

$106K

Median $107K — use as a sizing anchor when modeling your own $Pass Your Plate unit.

Lender Concentration

100%

Concentrated

Share of Pass Your Plate approvals captured by the top 3 SBA lenders.

Pass Your Plate's SBA lending pipeline peaked in 2006 (2 approvals). Operator density is highest in Oklahoma with 4 SBA-financed locations. Average funded ticket sits at $106K, with the median at $107K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$8K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$98

Principal & Interest only

Locations

Pass Your Plateunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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