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T.a.c.t.

T.a.c.t.

Franchising since 2020 · 6 locations

The total investment to open a T.a.c.t. franchise ranges from $26,300 - $153,600. Ongoing royalties are 7%. T.a.c.t. currently operates 6 locations (6 franchised). PeerSense FPI health score: 60/100.

Investment

$26,300 - $153,600

Total Units

6

6 franchised

FPI Score
Medium
60

Proprietary PeerSense metric

Moderate
Capital Partners
2lenders available

Active capital sources verified for T.a.c.t. financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
60out of 100
Moderate

SBA Lending Performance

SBA Default Rate

0.0%

0 of 8 loans charged off

SBA Loans

8

Total Volume

$0.9M

Active Lenders

2

States

6

What is the T.a.c.t. franchise?

When a violent crime occurs, when a loved one dies unexpectedly at home, or when a hoarding situation reaches crisis level, the people affected face a devastating practical reality on top of their emotional trauma: someone has to clean it up, and that someone must be trained, certified, and equipped to handle biohazardous materials safely. Most families have no idea where to turn, and most general cleaning companies are not licensed, trained, or insured to handle blood-borne pathogens, methamphetamine residue, or decomposition. T.a.c.t. — Trauma and Casualty Team — was built specifically to fill that void. Founded by Matthew Lovasz, a former law enforcement veteran who parlayed his police experience into a successful independent biohazard cleanup business, T.a.c.t. was established in 2020 and began offering franchise licenses in 2021, making it one of the newer entrants in the specialized remediation franchise category. Lovasz spent three years as a franchise trainer for another biohazard company before identifying structural gaps in the existing franchise models, gaps he resolved by building his own brand from the ground up with its home office based in Chesterfield, Missouri. The company has grown to between 15 and 19 reported locations nationally and is actively recruiting franchisees across all 50 states with many territories still open. T.a.c.t. specializes in a comprehensive suite of remediation services including biohazard decontamination, homicide and suicide cleanup, death and decomposition remediation, meth lab testing and cleanup, hoarding cleanup, mold remediation, odor removal, tear gas remediation, and blood spill response — all available 24 hours a day, 7 days a week. The founder has been featured on multiple episodes of the A&E television series "Hoarders," giving the brand an unusual degree of media credibility for a franchise system of its size. For prospective franchise investors evaluating this opportunity, understanding both the structural demand for these services and the specific financial architecture of the T.a.c.t. franchise investment is essential before committing capital.

The environmental and biohazard remediation industry is one of the most structurally resilient service categories available to franchise investors, driven by demand that is largely non-discretionary and recession-resistant. The global environmental remediation services market was valued at approximately $130.64 billion in 2025 and is projected to reach $238.21 billion by 2032, representing a compound annual growth rate of 8.0%. In the United States specifically, the remediation services market is projected to reach $23.37 billion in 2025 and expand to an estimated $38.53 billion by 2033, reflecting a domestic CAGR of 6.45%. These growth trajectories are underpinned by several durable macro forces: increasingly stringent government regulations regarding hazardous waste disposal, rising public awareness of health risks associated with biological contamination, and a growing corporate focus on Environmental, Social, and Governance commitments that elevate remediation standards across industries. North America held the dominant regional share of the global market in 2025, valued at $43.49 billion and accounting for approximately 33.28% of global revenue, a structural advantage for a U.S.-focused franchise system like T.a.c.t.. Within the broader remediation landscape, the crime scene and biohazard cleanup niche remains highly fragmented, with a mix of independent operators, regional players, and a small number of franchise systems competing for a market that is insulated from many of the competitive pressures affecting other service categories — clients do not comparison shop during a crisis, and relationships with law enforcement, insurance adjusters, and property managers provide a significant business development moat for established operators. The private site segment is expected to grow at a CAGR of 7.9% from 2026 to 2033, which directly aligns with T.a.c.t.'s primary customer base of residential and commercial property owners dealing with traumatic events. This industry does not experience demand seasonality in the traditional sense — death, crime, and contamination occur year-round, making biohazard remediation one of the more stable revenue models in the franchise universe.

The T.a.c.t. franchise investment falls within a range of $26,300 to $153,600 at the low and high ends, though broader research sources cite total startup costs between $103,000 and $177,000, with one detailed source listing costs between $80,949 and $153,949 including approximately $69,299 payable to the franchisor or an affiliate. This variance in reported ranges reflects differences in territory size, local licensing requirements, vehicle and equipment configurations, and working capital reserves. The initial franchise fee is reported at $40,400 in some disclosures and $30,000 in others, suggesting that fee structures may have evolved as the brand matured from its 2021 franchise launch. Liquid capital requirements are reported at $50,000, with at least one source referencing a $40,000 threshold, placing this investment well within the accessible range for entrepreneurially-minded candidates who do not need institutional capital to launch. The ongoing royalty structure is structured as the greater of $550 per month as a minimum floor or 7% of gross sales, a blended model that protects the franchisor during the early ramp period while scaling proportionally with franchisee revenue growth. The national branding fee is set at 2% of gross sales, with the franchisor reserving the right to increase this to 3% of gross sales with 60 days' prior written notice — a clause prospective investors should model carefully in their financial projections. Additional fees include a SIE Package Maintenance and Renewal Fee currently set at $15,000, which covers proprietary equipment that T.a.c.t. may require franchisees to replace no more than once every five years, with the franchisor reserving the right to increase this fee with 60 days' notice. A Transfer Fee of $15,000 applies if a franchisee sells their business to a third party. Late fees accrue at 15% per annum on unpaid balances, and audit fees are assessed at $750 plus accountant and attorney costs if a franchisee is found to have understated gross sales. T.a.c.t. offers third-party financing options and carries SBA-approved status, which meaningfully broadens the pool of eligible investors and potentially improves lending terms for qualified candidates.

The T.a.c.t. operating model is structured for owner-operators who are deeply embedded in their local communities, with daily operations centered on responding to emergency calls, coordinating with law enforcement and insurance adjusters, dispatching trained technicians to job sites, and managing the documentation and disposal requirements associated with biohazardous materials. The nature of the work — responding to traumatic, time-sensitive situations — means franchisees must build a team capable of 24/7 availability, though the precise minimum staffing levels vary by territory size and call volume. The brand uses proprietary chemicals and requires all technicians to be thoroughly trained in their application, a design choice that creates a controlled quality standard and a dependency on T.a.c.t.'s approved supplier network. Initial training allows up to three people and is conducted at designated facilities, with franchisees responsible for trainee travel, salary, and accommodations during that period. Additional training — whether for new managers hired post-opening or for supplemental skills development — is billed at a current rate of $500 per person per day when conducted at the franchised business location, plus travel and other expenses. Ongoing support is a heavily emphasized component of the T.a.c.t. value proposition: franchisees receive consistent coaching on job handling, marketing strategy, and business operations for the life of the franchise, supplemented by access to an online support group connecting franchisees across the network for peer-to-peer advice around the clock. T.a.c.t. also assists franchisees in setting up operations in their territories before launch and provides continuous guidance on marketing best practices, including strategies for building relationships with the insurance companies that often serve as the primary payment source — the brand specifically trains franchisees to structure their services so that clients can access cleanup through their insurance coverage, effectively making the service appear cost-free to families during some of the most distressing moments of their lives. Territories are structured as exclusive, and many U.S. markets remain open, which is a meaningful operational advantage given that exclusivity in a fragmented market creates local market positioning that independent operators cannot replicate.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for T.a.c.t., which means prospective franchisees cannot rely on audited or franchisor-reported average revenue, median revenue, or profit margin figures when building their investment models. This is not an uncommon position for a young franchise system — T.a.c.t. began franchising only in 2021, and approximately 40% of all franchisors do not include Item 19 disclosures, often because the system lacks sufficient unit history to produce statistically meaningful representations. In the absence of specific unit-level revenue figures, investors must rely on industry benchmarks and market sizing data to construct reasonable revenue scenarios. Independent biohazard cleanup operators in the United States typically generate annual revenues ranging from several hundred thousand dollars to well over one million dollars depending on market size, service breadth, and referral network depth. The T.a.c.t. model includes meth lab testing and cleanup, hoarding remediation, and mold remediation alongside its core trauma cleanup services, which broadens the addressable revenue base per territory compared to operators focused solely on crime scene cleanup. The total investment range of $103,000 to $177,000 represents a relatively modest capital outlay for a service franchise in the remediation category, and the royalty floor of $550 per month — effectively $6,600 per year at minimum — implies that the franchisor has structured fees to be manageable at low revenue volumes. With the U.S. remediation market projected to grow from $23.37 billion in 2025 to $38.53 billion by 2033, franchisees entering the market now are positioned to benefit from secular demand expansion rather than competing for a static revenue pool. The optional addition of water restoration services — which T.a.c.t. specifically offers as an expansion pathway — could substantially increase per-unit revenue by capturing a broader share of property damage remediation spending.

T.a.c.t. has grown from its 2020 founding and 2021 franchise launch to a reported 15 to 19 units nationally, a trajectory that reflects the typical growth pattern of a young franchise system scaling its support infrastructure before aggressively expanding its unit count. The franchise currently reports 5 to 6 franchised units in some data sources, reflecting either the early stage of the system or regional variation in reporting timing, and the company has identified open territories across all 50 states as a deliberate expansion strategy rather than a saturation problem. The competitive moat for T.a.c.t. franchisees is constructed on multiple pillars: proprietary chemicals not available through standard commercial suppliers, a training curriculum developed by a founder with both law enforcement and franchise training expertise, a national brand with media credibility through the founder's appearance on the A&E network's "Hoarders" series, and a service model built around insurance billing that reduces client price sensitivity and accelerates payment cycles. The brand's decision to offer water restoration as an add-on service reflects a strategic awareness that restoration companies capable of handling multiple damage categories command larger per-project revenues and stronger relationships with insurance adjusters who prefer to refer to single-vendor partners. The certification, licensing, bonding, and insurance requirements that define this industry create a natural barrier to entry that protects established franchisees from casual competition — standing up a compliant biohazard operation is not a weekend project, and the regulatory complexity alone deters many would-be independent operators. The global shift toward ESG compliance and heightened regulatory enforcement of hazardous waste handling standards is creating additional downstream demand for certified remediation services, particularly in commercial and institutional settings where liability exposure amplifies the urgency of professional remediation.

The ideal T.a.c.t. franchise candidate does not require a law enforcement or emergency services background, though the founder's experience in those fields shaped the brand's culture and operational philosophy. The company specifically identifies three characteristics that predict franchisee success: a genuine passion for helping individuals and families navigate traumatic situations, strong relationship-building skills with referral sources including law enforcement agencies, property managers, insurance adjusters, and mental health professionals, and a willingness to follow proven systems and accept ongoing coaching. This is an owner-operator model that rewards community embeddedness and local reputation, making it less suitable for passive investors seeking absentee revenue streams. With many U.S. territories still open, early-mover advantage in a given metropolitan area or regional market is a real and measurable strategic asset, as the referral networks built during the first years of operation compound over time and are difficult for later entrants to displace. The T.a.c.t. franchise system is certified, licensed, insured, and bonded at the corporate level, and franchisees are expected to maintain equivalent standing in their territories — an operational discipline that protects the brand and creates a credibility signal that independent competitors often cannot match. Franchise agreement terms and renewal conditions should be reviewed carefully with independent franchise legal counsel, and prospective investors should engage directly with existing T.a.c.t. franchisees during the validation process to assess the quality of ongoing corporate support relative to what is promised during the sales process.

The T.a.c.t. franchise opportunity presents a compelling due diligence case for investors seeking entry into the high-growth environmental remediation sector at a total investment between $103,000 and $177,000, in a category where demand is structurally non-discretionary and the U.S. market is projected to expand to $38.53 billion by 2033. The combination of a relatively accessible capital entry point, SBA-approved financing, exclusive territories in a fragmented market, and a service model built around insurance billing creates a financial architecture that merits serious evaluation. The absence of Item 19 financial performance disclosure underscores the importance of rigorous independent due diligence — speaking with existing franchisees, analyzing local market demand, and stress-testing revenue assumptions against the 7% royalty and 2% advertising fee obligations are all essential steps before signing a franchise agreement. The FPI Score of 60, rated as Moderate by independent analysis, reflects the brand's early-stage development and the inherent uncertainty of a system still building its unit economics track record. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark T.a.c.t. against comparable remediation and specialty services franchises across every key financial and operational dimension. The decision to invest in a franchise in the $100,000 to $177,000 range deserves the same analytical rigor as a much larger capital commitment, and independent intelligence is the most reliable input available to a prospective buyer navigating a market where franchisors control the information flow. Explore the complete T.a.c.t. franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

60/100

SBA Default Rate

0.0%

Active Lenders

2

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for T.a.c.t. based on SBA lending data

SBA Default Rate

0.0%

0 of 8 loans charged off

SBA Loan Volume

8 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 4.0 loans per lender

Investment Tier

Low-cost entry

$26,300 – $153,600 total

Payment Estimator

Loan Amount$21K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$272

Principal & Interest only

Locations

T.a.c.t.unit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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