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Georgia Carpet Outlets

Georgia Carpet Outlets

The total investment to open a Georgia Carpet Outlets franchise ranges from $100,000 to $487,800. The initial franchise fee is $53,000. Ongoing royalties are 5%.

What is the Georgia Carpet Outlets franchise?

Georgia Carpet Outlets is a flooring retailer that sells floor coverings to customers. The estimated total initial investment is $100,000 to $487,800. The initial franchise fee is $53,000.

The royalty is 5 percent of sales. The company is headquartered in CLEARWATER, FL, and was founded in 2002.

Loan Activity Score

47/100

SBA Default Rate

6.7%

Active Lenders

12

According to its Franchise Disclosure Document or public business records, Georgia Carpet Outlets has 14 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 15 loans to franchisees of Georgia Carpet Outlets. PeerSense calculates Georgia Carpet Outlets's score as 47 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2002 · 14 locations

Investment

$100,000 to $487,800

Franchise Fee

$53,000

Total Units

14

14 franchised

Loan Activity Score
Medium
47
SBA Lending
17
Lender Quality
7
Transparency
4
Reach
7
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
12SBA lenders

Distinct lenders in public SBA records for Georgia Carpet Outlets

15

Total SBA loans

$266K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Georgia Carpet Outlets

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
47out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety17/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

6.7%

vs 9.4% peer avg

SBA Loans

15

Total Volume

$4.0M

Active Lenders

12

States

11

vs. SBA Sector Average

+2.7%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (6.7%)

Data Insights

Key performance metrics for Georgia Carpet Outlets based on SBA lending data

SBA Default Rate

6.7%

2.7% below peer avg

SBA Loan Volume

15 loans

Across 12 lenders

Lender Diversity

12 lenders

Avg 1.3 loans per lender

Investment Tier

Mid range investment

$100,000 to $487,800 total

Georgia Carpet Outlets: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1996

5 approvals. The best year on record for Georgia Carpet Outlets.

Top SBA State

Florida

4 SBA financed Georgia Carpet Outlets locations, the densest operator footprint.

Average Loan Size

$266K

Median $200K. Use as a sizing anchor when modeling your own Georgia Carpet Outlets unit.

Lender Concentration

40%

Concentrated

Share of Georgia Carpet Outlets approvals captured by the top 3 SBA lenders.

Georgia Carpet Outlets's SBA lending pipeline peaked in 1996 (5 approvals). Operator density is highest in Florida with 4 SBA financed locations. Average funded ticket sits at $266K, with the median at $200K. Lender mix is concentrated: the top three SBA lenders account for 40% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$80K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,035

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Georgia Carpet Outlets, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Georgia Carpet Outlets

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.