C.r.e.a.m Custom Ice Cream San
Franchising since 2010 · 1 locations
The total investment to open a C.r.e.a.m Custom Ice Cream San franchise ranges from $137,860 - $3.2M. The initial franchise fee is $30,000. Ongoing royalties are 6% plus a 2% advertising fee. C.r.e.a.m Custom Ice Cream San currently operates 1 locations (1 franchised). The top SBA 7(a) lenders for C.r.e.a.m Custom Ice Cream San are United Business Bank and JPMorgan Chase Bank. PeerSense FPI health score: 39/100.
$137,860 - $3.2M
$30,000
1
1 franchised
Proprietary PeerSense metric
FairActive capital sources verified for C.r.e.a.m Custom Ice Cream San financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
New/Niche (1-2 loans)
SBA Lending Performance
SBA Default Rate
50.0%
1 of 2 loans charged off
SBA Loans
2
Total Volume
$0.8M
Active Lenders
2
States
2
Top SBA Lenders for C.r.e.a.m Custom Ice Cream San
What is the C.r.e.a.m Custom Ice Cream San franchise?
The question every serious franchise investor asks before writing a check is not "Is this a fun business?" — it is "Will this business return my capital, and on what timeline?" In the ice cream and frozen dessert category, that question carries real weight, because the sector rewards operators who combine genuine consumer brand enthusiasm with disciplined unit economics. C.r.e.a.m Custom Ice Cream San — operating under the CREAM (Cookies Rule Everything Around Me) banner — answers that question with a concept built around one of food service's most durable psychological hooks: customization. The brand was founded in 2010 by brothers Jimmy and Gus Shamieh in Berkeley, California, with a deceptively simple premise that customers could build their own ice cream sandwiches by selecting from approximately 25 ice cream flavors, including non-dairy soy-based options, and pairing them with 10 to 15 varieties of cookies baked fresh in-house. That founding thesis tapped into two simultaneous consumer movements — the artisanal dessert trend and the build-your-own dining format — before either had reached peak mainstream saturation. Corporate operations for CREAM Inc. are headquartered at 1699 El Camino Real, Suite 201, Millbrae, California 94030, and CEO Jimmy Shamieh has guided the company from a single Berkeley storefront to a multi-state franchise system. The brand reached its 20th open location by September 2015, reflecting a growth pace of roughly two to three net new units per year following its 2012 franchise launch. For franchise investors evaluating the C.r.e.a.m Custom Ice Cream San franchise opportunity, the concept sits at the intersection of an expanding global dessert market, a highly differentiable product format, and an early-stage franchise system that carries both the risk and upside potential that characterize emerging franchise brands. This analysis is produced by PeerSense as independent research — not as a marketing document for the franchisor — and every claim below is grounded in disclosed data and verified industry sources.
The ice cream and frozen dessert industry represents one of the most resilient categories in all of food service, and the market data supporting that claim is substantial. The global ice cream market was estimated at USD 121.35 billion in 2025 and is projected to reach USD 169.40 billion by 2033, representing a compound annual growth rate of 4.3% across that period. A separate forecasting model places the 2025 global market at USD 82.70 billion growing to USD 151.96 billion by 2034 at a CAGR of 7.23%, while a third projection estimates the global market will expand by USD 31.7 billion between 2024 and 2029 at a 6.1% CAGR. Within the United States specifically, the ice cream market is projected to reach USD 28.56 billion by 2032, anchored by an industry that already contributes more than $11 billion annually to the U.S. economy and supports over 27,000 direct jobs paying more than $1.9 billion in wages. Several macro-level consumer trends create structural tailwinds for a brand like C.r.e.a.m Custom Ice Cream San. First, the customization and experiential dining trend is accelerating — consumers increasingly expect interactive food formats that feel personal rather than transactional, and build-your-own concepts capture premium ticket sizes as a result. Second, plant-based and dairy-free desserts are among the fastest-growing subcategories in frozen treats, driven disproportionately by millennial consumers, a demographic that CREAM's soy-based non-dairy options are positioned to capture. Third, texture innovation is reshaping product development: crunchy textures grew at an average annual rate of 13.5% in new dessert launches from 2022 to 2024, and the ice cream sandwich format — warm cookie meeting cold ice cream — is a direct beneficiary of that trend. The Asia Pacific region currently holds 37.47% of global ice cream market revenue and is explicitly targeted by CREAM for international expansion, meaning the brand's growth runway extends well beyond its current U.S. footprint. The ice cream shop franchise segment is a fragmented competitive landscape, which means a brand with strong product differentiation and loyal local followings can establish meaningful market share without requiring national scale to sustain unit-level economics.
The C.r.e.a.m Custom Ice Cream San franchise investment requires an initial franchise fee of $30,000, a figure that positions the brand within the accessible lower tier of food service franchise entry costs — the category average for quick-service food franchises typically runs between $25,000 and $50,000 in initial fees, placing CREAM squarely in the mid-range of its competitive set. Total estimated investment to open a CREAM franchise ranges from $191,000 to $535,000 depending on market, format, and build-out requirements, though a separate investment range of $251,700 to $380,600 has also been cited in franchise disclosure contexts, suggesting that format and geography are the primary variables driving spread within those bands. For context, the lower end of that range reflects smaller-footprint or conversion-style builds in lower-cost real estate markets, while the upper end reflects ground-up builds in high-traffic urban or suburban corridors where real estate and construction costs are substantially higher. The minimum liquid capital required to open a C.r.e.a.m Custom Ice Cream San franchise is $55,000, a threshold that is meaningfully lower than many food service franchise concepts, which often require $100,000 to $150,000 in verified liquid assets before a franchise agreement will be executed. The $30,000 franchise fee covers the right to use CREAM's trademarks, brand name, and proprietary business systems, and is typically due at the time of franchise agreement execution. Investment costs span standard startup categories including real estate, equipment procurement, supplies, business licenses, and initial working capital reserves to cover the pre-profitability operating period, which in retail food businesses typically spans six to twenty-four months. Prospective franchisees conducting a total cost of ownership analysis should account for ongoing royalty and advertising fee obligations on top of the initial capital outlay, and should model working capital reserves conservatively given that industry data suggests retail food businesses take approximately two years from site selection through lease execution, permitting, construction, opening, and stabilization before owners can draw meaningful income from operations.
Daily operations at a C.r.e.a.m Custom Ice Cream San franchise center on a made-to-order kitchen model in which staff bake cookies fresh in-house, scoop from a menu of approximately 25 ice cream flavors, and assemble custom sandwiches and other dessert formats including sundaes, milkshakes, cakes, and pints for retail sale. The cookie-baking component is operationally meaningful — it creates a sensory environment with aroma as a merchandising tool, but it also requires disciplined labor scheduling, ingredient inventory management, and food safety protocols that go beyond a simple scooping or soft-serve operation. Ice cream sandwiches were priced at $2.99 as of September 2015, a value-positioned price point that drives high transaction volume and broad consumer accessibility but requires correspondingly high throughput to generate strong unit-level economics. CREAM provides all new franchisees with an intensive two-week initial training program conducted at corporate headquarters, covering operational procedures, product preparation, customer service standards, and business management fundamentals — a structured curriculum that compresses the learning curve for operators without food service backgrounds. Ongoing support includes access to a dedicated resource library and continuous operational guidance from the corporate team, with CREAM explicitly emphasizing its commitment to empowering franchise partners through these channels. The brand's multi-state expansion footprint — with signed agreements covering Nevada, Arizona, Florida, and Texas, plus a master franchise agreement for six international units in Dubai and additional growth targets in Asia — suggests that the corporate infrastructure is scaling to support geographically dispersed franchisees rather than concentrating support resources only in its California home market. For owner-operators, the labor model is relatively lean compared to full-service restaurant formats, as the menu is focused and the production process is standardized, which typically allows for smaller core teams supplemented by part-time staff during peak evening and weekend hours when dessert concepts traditionally generate the highest transaction volumes.
Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for C.r.e.a.m Custom Ice Cream San, which means the franchisor has not provided audited or verified average revenue, median revenue, or earnings figures that prospective franchisees can use as a baseline for financial modeling. This is a critical disclosure gap that every prospective investor must factor into their due diligence, because the absence of Item 19 data shifts the burden of revenue validation entirely onto the franchisee — requiring direct conversations with existing operators to gather unaudited anecdotal performance data. What industry benchmarks can inform in the absence of brand-specific disclosure: ice cream franchise units across the category typically generate annual revenue ranging from $200,000 to $700,000, with average profit margins estimated between 20% and 30% when the business is operating at stabilized volumes. Using those benchmarks, a CREAM franchisee operating at the midpoint of the category revenue range — approximately $450,000 in annual gross sales — at a 25% operating margin would generate approximately $112,500 in annual operating profit before debt service and owner compensation. Applying that figure against a total investment at the midpoint of the disclosed range — approximately $315,000 using the $251,700 to $380,600 band — implies a cash-on-cash return in the range of 35% before financing costs, though this calculation is purely illustrative given the absence of brand-specific financial performance representations. Industry data suggests that ice cream franchises achieve payback periods within three to five years under typical operating conditions, and that figure aligns with the investment range disclosed for the C.r.e.a.m Custom Ice Cream San franchise. Prospective franchisees are strongly advised to request contact information for all current and former CREAM franchisees listed in the FDD, and to ask specifically about time-to-break-even, seasonal revenue patterns, unexpected operating costs, and whether initial investment estimates aligned with actual build-out expenditures.
The C.r.e.a.m Custom Ice Cream San franchise system currently operates with 2 total units, of which 1 is franchised, reflecting an early-stage franchise network by any conventional measurement standard. The brand began franchising in 2012 and had expanded to 20 locations by September 2015, suggesting a period of more aggressive unit growth earlier in the system's history followed by a consolidation phase. Corporate expansion agreements signed for Nevada, Arizona, Florida, and Texas signal geographic diversification beyond the brand's California origins, and the master franchise agreement for six Dubai units represents a meaningful step toward the international presence that CEO Jimmy Shamieh has identified as a strategic priority. CREAM's competitive moat rests on several reinforcing pillars: first, its founding position in the build-your-own ice cream sandwich format gives it a product category identity that competitors have not been able to fully replicate at comparable price points; second, its in-house cookie baking creates a sensory and quality differentiation that pre-packaged or frozen-cookie competitors cannot match; third, its non-dairy soy-based options established early positioning in the plant-based dessert subcategory, which has grown from a niche preference to a mainstream expectation. The brand's evolution beyond the original ice cream sandwich to include sundaes, milkshakes, cakes, and pints demonstrates deliberate menu expansion to increase average ticket size and capture broader dessert occasion frequency. The global ice cream franchise market's "Tourist Attractions" segment is projected to be the fastest-growing segment from 2025 to 2034, driven by demand for quick-service food in high-traffic leisure destinations — a consumer environment that CREAM's approachable price point and customizable format is naturally suited to capture.
The ideal candidate for the C.r.e.a.m Custom Ice Cream San franchise opportunity is an owner-operator with strong community engagement instincts, prior management or retail experience, and genuine enthusiasm for the product — because in a concept where the customer experience is the product, operator passion translates directly into staff culture and transaction quality. Multi-unit ownership within the CREAM system is a logical scaling path given the lean operational model and relatively modest total investment per unit compared to full-service restaurant formats, and prospective franchisees who can demonstrate operational competence in the first unit are well-positioned to negotiate multi-unit development agreements. Available territories include markets across the United States — with Nevada, Arizona, Florida, and Texas explicitly identified as active expansion markets — as well as international opportunities through the Dubai master franchise model and the Asia growth initiative. The timeline from franchise agreement signing to store opening in the food service category typically spans six to eighteen months, encompassing site selection, lease negotiation, permitting, construction or build-out, equipment installation, staff hiring, and initial training completion. Franchise agreement term lengths and renewal structures were not disclosed in available public data for C.r.e.a.m Custom Ice Cream San, making it essential for prospective franchisees to review the full Franchise Disclosure Document with a qualified franchise attorney before executing any agreement. Geographic markets that historically perform best for dessert-focused concepts combine high foot traffic, strong millennial and Gen Z demographic density, and evening entertainment cultures — characteristics found in urban neighborhoods, university towns, and mixed-use retail developments.
Synthesizing the available data into an investment thesis, the C.r.e.a.m Custom Ice Cream San franchise opportunity presents a differentiated product concept operating in a global ice cream market projected to grow from USD 121.35 billion in 2025 to USD 169.40 billion by 2033, with an accessible initial franchise fee of $30,000, a minimum liquid capital requirement of $55,000, and a total investment range that starts below $200,000 at the lower end of disclosed estimates. The absence of Item 19 financial performance disclosure in the current FDD is the single most important due diligence flag for prospective investors — it does not indicate a failing concept, but it does mean that revenue validation must come from direct franchisee outreach and independent market analysis rather than from standardized franchisor disclosures. The brand's FPI Score of 39, rated Fair by independent franchise performance benchmarking, reflects the early-stage nature of the current system and the limited public performance data available — a score that warrants serious investigation rather than either dismissal or uncritical enthusiasm. For investors who believe in the customization dessert format, have access to the right market demographics, and can commit to an owner-operator model that drives both product quality and community brand-building, C.r.e.a.m Custom Ice Cream San represents a franchise opportunity worth rigorous evaluation. PeerSense provides exclusive due diligence data including SBA lending history, FPI score analysis, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the C.r.e.a.m Custom Ice Cream San franchise against every competing concept in the snack and nonalcoholic beverage bars category. Explore the complete C.r.e.a.m Custom Ice Cream San franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
FPI Score
39/100
SBA Default Rate
50.0%
Active Lenders
2
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for C.r.e.a.m Custom Ice Cream San based on SBA lending data
SBA Default Rate
50.0%
1 of 2 loans charged off
SBA Loan Volume
2 loans
Across 2 lenders
Lender Diversity
2 lenders
Avg 1.0 loans per lender
Investment Tier
Premium investment
$137,860 – $3,213,753 total
C.r.e.a.m Custom Ice Cream San — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2018
1 approvals — best year on record for C.r.e.a.m Custom Ice Cream San.
Top SBA State
California
1 SBA-financed C.r.e.a.m Custom Ice Cream San locations — the densest operator footprint.
Average Loan Size
$378K
Median $378K — use as a sizing anchor when modeling your own $C.r.e.a.m Custom Ice Cream San unit.
Lender Concentration
100%
Concentrated
Share of C.r.e.a.m Custom Ice Cream San approvals captured by the top 3 SBA lenders.
C.r.e.a.m Custom Ice Cream San's SBA lending pipeline peaked in 2018 (1 approvals). Operator density is highest in California with 1 SBA-financed locations. Average funded ticket sits at $378K, with the median at $378K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,427
Principal & Interest only
Locations
C.r.e.a.m Custom Ice Cream San — unit breakdown
Explore Funding for C.r.e.a.m Custom Ice Cream San
Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.
Or get an instant analysis
Scan Your Deal Instantly