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Rates
Valentino's (Italian Restauran

Valentino's (Italian Restauran

The total investment to open a Valentino's (Italian Restauran franchise ranges from $79,000 to $286,400. The initial franchise fee is $12,500. Ongoing royalties are 5% plus a 1% advertising fee.

What is the Valentino's (Italian Restauran franchise?

Valentino's (Italian Restauran is a limited service Italian restaurant for customers looking for convenient meals. The estimated total initial investment is $79,000 to $286,400, and the initial franchise fee is $12,500.

The ongoing royalty is 5 percent of sales, and the advertising or brand fund fee is 1 percent. The franchise agreement term is 15 years.

The brand was founded in 1957 and is headquartered in CHADRON, NE.

Loan Activity Score

27/100

SBA Default Rate

22.2%

Active Lenders

9

According to its Franchise Disclosure Document or public business records, Valentino's (Italian Restauran has 7 locations, all owned by franchisees. Public SBA loan records show 9 lenders made 9 loans to franchisees of Valentino's (Italian Restauran. PeerSense calculates Valentino's (Italian Restauran's score as 27 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1957 · 7 locations

Investment

$79,000 to $286,400

Franchise Fee

$12,500

Total Units

7

7 franchised

Loan Activity Score
Medium
27
SBA Lending
1
Lender Quality
5
Transparency
4
Reach
5
Momentum
12

Proprietary PeerSense metric

Limited
Capital Sources
9SBA lenders

Distinct lenders in public SBA records for Valentino's (Italian Restauran

9

Total SBA loans

$183K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Valentino's (Italian Restauran

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
27out of 100
Limited
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety1/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

22.2%

vs 10.3% peer avg

SBA Loans

9

Total Volume

$1.6M

Active Lenders

9

States

4

vs. SBA Sector Average

-11.9%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Valentino's (Italian Restauran based on SBA lending data

SBA Default Rate

22.2%

11.9% above peer avg

SBA Loan Volume

9 loans

Across 9 lenders

Lender Diversity

9 lenders

Avg 1.0 loans per lender

Investment Tier

Mid range investment

$79,000 to $286,400 total

Valentino's (Italian Restauran: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2008

1 approval. The best year on record for Valentino's (Italian Restauran.

Top SBA State

Nebraska

4 SBA financed Valentino's (Italian Restauran locations, the densest operator footprint.

Average Loan Size

$183K

Median $150K. Use as a sizing anchor when modeling your own Valentino's (Italian Restauran unit.

Lender Concentration

33.3%

Moderately Spread

Share of Valentino's (Italian Restauran approvals captured by the top 3 SBA lenders.

Valentino's (Italian Restauran's SBA lending pipeline peaked in 2008 (1 approval). Operator density is highest in Nebraska with 4 SBA financed locations. Average funded ticket sits at $183K, with the median at $150K. Lender mix is moderately spread: the top three SBA lenders account for 33.3% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$63K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$818

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Valentino's (Italian Restauran, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Valentino's (Italian Restauran

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman