Pizza Time
Franchising since 2000 · 2 locations
The total investment to open a Pizza Time franchise ranges from $35,500 - $111,000. Pizza Time currently operates 2 locations (2 franchised). The top SBA 7(a) lenders for Pizza Time are First Bank & Trust, First Interstate Bank and Bank of America. PeerSense FPI health score: 26/100.
$35,500 - $111,000
2
2 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for Pizza Time financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Emerging (3-9 loans)
SBA Lending Performance
SBA Default Rate
66.7%
4 of 6 loans charged off
SBA Loans
6
Total Volume
$0.4M
Active Lenders
6
States
4
Top SBA Lenders for Pizza Time
What is the Pizza Time franchise?
The Pizza Time franchise presents a distinctive opportunity within the robust and ever-evolving food manufacturing sector, specifically focusing on the specialized niche of flour mixes and dough manufacturing. Established with a profound commitment to culinary excellence and operational efficiency, the Pizza Time franchise system provides high-quality, consistent dough products designed to meet the rigorous demands of commercial food establishments. Founded on principles of superior ingredient sourcing and innovative recipe development, the brand has carved out a unique position by offering a reliable supply chain solution for pizzerias, restaurants, and other food service providers who seek premium, ready-to-use dough without the complexities of in-house production. With its headquarters located in None, South Dakota, the company maintains a lean operational footprint, emphasizing product quality and distribution efficiency over traditional retail overheads. This strategic approach allows the Pizza Time franchise to concentrate resources on research and development, ensuring a continually optimized product line that responds to diverse market demands, from classic Neapolitan styles to modern gluten-free alternatives, and even specialty whole-grain options. The initial concept, born from a desire to standardize and elevate the quality of pizza dough available to independent operators in the early 2010s, quickly evolved into a scalable manufacturing model. Since its inception, the Pizza Time franchise has focused on delivering an unparalleled consistency that busy kitchens depend on daily, freeing up valuable staff time, reducing ingredient waste, and ensuring a uniform product across all their client’s offerings. This commitment to reliability and quality positions the Pizza Time franchise as a crucial partner for businesses aiming to deliver exceptional food experiences to their own customers, without the variability often associated with scratch-made dough.
FPI Score
26/100
SBA Default Rate
66.7%
Active Lenders
6
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Pizza Time based on SBA lending data
SBA Default Rate
66.7%
4 of 6 loans charged off
SBA Loan Volume
6 loans
Across 6 lenders
Lender Diversity
6 lenders
Avg 1.0 loans per lender
Investment Tier
Low-cost entry
$35,500 – $111,000 total
Pizza Time — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2005
1 approvals — best year on record for Pizza Time.
Top SBA State
Washington
2 SBA-financed Pizza Time locations — the densest operator footprint.
Average Loan Size
$66K
Median $52K — use as a sizing anchor when modeling your own $Pizza Time unit.
Lender Concentration
50%
Concentrated
Share of Pizza Time approvals captured by the top 3 SBA lenders.
Pizza Time's SBA lending pipeline peaked in 2005 (1 approvals). Operator density is highest in Washington with 2 SBA-financed locations. Average funded ticket sits at $66K, with the median at $52K. Lender mix is concentrated: the top three SBA lenders account for 50% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$367
Principal & Interest only
Locations
Pizza Time — unit breakdown
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