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Rates
Tom McVey 2004 Quality Tune-up Shops

Tom McVey 2004 Quality Tune-up Shops

The total investment to open a Tom McVey 2004 Quality Tune-up Shops franchise ranges from $234,000 to $282,750. The initial franchise fee is $25,000. Ongoing royalties are 10% plus a 10% advertising fee.

What is the Tom McVey 2004 Quality Tune-up Shops franchise?

Tom McVey 2004 Quality Tune up Shops is a franchise for automotive repair and maintenance, serving vehicle owners. The estimated total initial investment is $234,000 to $282,750, and the initial franchise fee is $25,000.

The royalty is 10 percent of sales, and the advertising or brand fund fee is 10 percent. The franchise agreement term is 10 years.

Headquarters are in Rocklin, CA.

Loan Activity Score

51/100

SBA Default Rate

0.0%

Active Lenders

1

According to its Franchise Disclosure Document or public business records, Tom McVey 2004 Quality Tune-up Shops has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of Tom McVey 2004 Quality Tune-up Shops. PeerSense calculates Tom McVey 2004 Quality Tune-up Shops's score as 51 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2004 · 1 location

Investment

$234,000 to $282,750

Franchise Fee

$25,000

Total Units

1

1 franchised

Loan Activity Score
Low
51
SBA Lending
18
Lender Quality
9
Transparency
9
Reach
3
Momentum
12

Proprietary PeerSense metric

Moderate
Capital Sources
1SBA lenders

Distinct lenders in public SBA records for Tom McVey 2004 Quality Tune-up Shops

1

Total SBA loans

$150K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Tom McVey 2004 Quality Tune-up Shops

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
51out of 100
Moderate
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.8% peer avg

SBA Loans

1

Total Volume

$0.1M

Active Lenders

1

1 selective

States

1

vs. SBA Sector Average

+10.8%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Tom McVey 2004 Quality Tune-up Shops based on SBA lending data

SBA Default Rate

0.0%

10.8% below peer avg

SBA Loan Volume

1 loans

Across 1 lender

Lender Diversity

1 lender

Avg 1.0 loans per lender

Investment Tier

Mid range investment

$234,000 to $282,750 total

Payment Estimator

Loan Amount$187K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,422

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Tom McVey 2004 Quality Tune-up Shops, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Tom McVey 2004 Quality Tune-up Shops

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman