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Cardio Sport

Cardio Sport

Franchising since 2006 · 1 locations

The total investment to open a Cardio Sport franchise ranges from $100,000 - $150,000. The initial franchise fee is $25,000. Ongoing royalties are 6%. Cardio Sport currently operates 1 locations (1 franchised). PeerSense FPI health score: 43/100.

Investment

$100,000 - $150,000

Franchise Fee

$25,000

Total Units

1

1 franchised

FPI Score
Low
43

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for Cardio Sport financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
43out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loans

1

Total Volume

$0.2M

Active Lenders

1

States

1

Top SBA Lenders for Cardio Sport

What is the Cardio Sport franchise?

The Cardio Sport franchise represents a distinctive and burgeoning opportunity within the expansive Sports and Recreation Instruction sector, a market characterized by robust consumer demand for specialized fitness and athletic development programs. Established as a singular operational unit, the brand is in its foundational phase, diligently cultivating its identity and refining its core instructional methodologies. This strategic initial footprint of 1 total unit underscores a methodical approach to market entry, emphasizing meticulous program development and a focused understanding of consumer needs before broader scale-up. The very name, Cardio Sport, inherently communicates a dual focus on cardiovascular health and athletic performance, positioning the concept to appeal to a wide demographic spectrum, from individuals seeking enhanced general fitness to athletes aiming for peak physical conditioning. Within the highly competitive health and wellness landscape, the demand for expert-led, structured sports and recreation instruction has witnessed substantial growth, with consumers increasingly prioritizing specialized programs that offer tangible results and engaging experiences. This brand capitalizes on this prevailing trend by offering a concept rooted in professional guidance and scientifically informed training principles. The market for boutique fitness studios and specialized instructional services has expanded significantly over the past five years, reflecting a shift away from generic gym memberships towards more personalized and goal-oriented fitness solutions. The Cardio Sport model, even at this early stage, is designed to meet this evolving consumer preference, providing a dedicated environment for targeted physical improvement. The operational existence of a single unit signifies a commitment to establishing a proven business blueprint, allowing for comprehensive data collection on operational efficiencies, customer engagement, and program effectiveness. This concentrated development phase is crucial for building a scalable and sustainable franchise system, ensuring that future Cardio Sport locations can leverage a thoroughly vetted and

FPI Score

43/100

SBA Default Rate

0.0%

Active Lenders

1

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Cardio Sport based on SBA lending data

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loan Volume

1 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 1.0 loans per lender

Investment Tier

Mid-range investment

$100,000 – $150,000 total

Cardio Sport — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2023

1 approvals — best year on record for Cardio Sport.

Top SBA State

Connecticut

1 SBA-financed Cardio Sport locations — the densest operator footprint.

Average Loan Size

$200K

Median $200K — use as a sizing anchor when modeling your own $Cardio Sport unit.

Lender Concentration

100%

Concentrated

Share of Cardio Sport approvals captured by the top 3 SBA lenders.

Cardio Sport's SBA lending pipeline peaked in 2023 (1 approvals). The last five fiscal years account for 100% of cumulative volume ($200K approved). Operator density is highest in Connecticut with 1 SBA-financed locations. Average funded ticket sits at $200K, with the median at $200K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$80K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,035

Principal & Interest only

Locations

Cardio Sportunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Cardio Sport