Pinot's Palette
The total investment to open a Pinot's Palette franchise ranges from $125,000 to $338,600. The initial franchise fee is $40,000. Ongoing royalties are 6% plus a 2% advertising fee.
What is the Pinot's Palette franchise?
Pinot's Palette is a painting studio business offering guided art sessions for individuals and groups. Estimated total initial investment to open is $125,000 to $338,600.
The business is in the fine arts education category. Its headquarters are in NV.
Loan Activity Score
29/100
SBA Default Rate
13.9%
Active Lenders
22
According to its Franchise Disclosure Document or public business records, Pinot's Palette has 27 locations, all owned by franchisees. Public SBA loan records show 22 lenders made 36 loans to franchisees of Pinot's Palette. PeerSense calculates Pinot's Palette's score as 29 out of 100, using public SBA loan performance and recent lending activity.
27 locations
$125,000 to $338,600
$40,000
27
27 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Pinot's Palette
36
Total SBA loans
$130K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Pinot's Palette
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
13.9%
vs 7.9% peer avg
SBA Loans
36
Total Volume
$4.7M
Active Lenders
22
3 selective
States
16
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Pinot's Palette based on SBA lending data
SBA Default Rate
13.9%
6.0% above peer avg
SBA Loan Volume
36 loans
Across 22 lenders
Lender Diversity
22 lenders
Avg 1.6 loans per lender
Investment Tier
Mid range investment
$125,000 to $338,600 total
Pinot's Palette: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2015
10 approvals. The best year on record for Pinot's Palette.
Top SBA State
California
8 SBA financed Pinot's Palette locations, the densest operator footprint.
Average Loan Size
$147K
Median $128K. Use as a sizing anchor when modeling your own Pinot's Palette unit.
Lender Concentration
28.3%
Moderately Spread
Share of Pinot's Palette approvals captured by the top 3 SBA lenders.
Pinot's Palette's SBA lending pipeline peaked in 2015 (10 approvals). The last five fiscal years account for 6% of cumulative volume ($774K approved). Operator density is highest in California with 8 SBA financed locations. Average funded ticket sits at $147K, with the median at $128K. Lender mix is moderately spread: the top three SBA lenders account for 28.3% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$1,294
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Pinot's Palette, unit breakdown
Explore Funding for Pinot's Palette
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal Instantly2 FDDs Available for Pinot's Palette
Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman