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Pinot's Palette

Pinot's Palette

27 locations

The total investment to open a Pinot's Palette franchise ranges from $125,000 - $338,600. Pinot's Palette currently operates 27 locations (27 franchised). PeerSense FPI health score: 29/100.

Investment

$125,000 - $338,600

Total Units

27

27 franchised

FPI Score
High
29

Proprietary PeerSense metric

Limited
Capital Partners
22lenders available

Active capital sources verified for Pinot's Palette financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Established (25-99 loans)

High Confidence
29out of 100
Limited

SBA Lending Performance

SBA Default Rate

13.9%

5 of 36 loans charged off

SBA Loans

36

Total Volume

$4.7M

Active Lenders

22

States

16

Top SBA Lenders for Pinot's Palette

What is the Pinot's Palette franchise?

The Pinots Palette franchise operates within the dynamic and growing category of Fine Arts Schools, distinguishing itself by offering an immersive, social art experience designed for broad appeal. This unique model blends guided painting instruction with a relaxed, entertainment-focused atmosphere, often including beverages, to create memorable events for participants of all skill levels. The concept thrives on making art accessible and enjoyable, transforming what might traditionally be perceived as a niche educational pursuit into a mainstream leisure activity. The Pinots Palette franchise positions itself as a leader in this experiential entertainment segment, providing a structured yet flexible platform for individuals and groups to unleash their creativity in a fun, pressure-free environment. The brand's emphasis on high-quality instruction, a diverse array of painting subjects, and an engaging event format caters to a wide demographic, from individuals seeking a novel night out to corporate groups looking for team-building activities, and friends celebrating special occasions. This approach has allowed the Pinots Palette franchise to carve out a distinct identity within the broader Fine Arts Schools market, moving beyond traditional art education to offer a comprehensive entertainment package. The core appeal lies in the ability for customers to create a tangible piece of art while socializing and enjoying a curated experience, fostering a sense of accomplishment and shared joy. This innovative blend of art, entertainment, and community engagement forms the foundation of the Pinots Palette franchise's market strategy, attracting a consistent flow of patrons eager for a creative escape and a unique social outing. This broad accessibility is a cornerstone of the Pinots Palette franchise's market positioning, enabling it to reach a much larger audience than conventional art studios. The consistent delivery of a positive and

FPI Score

29/100

SBA Default Rate

13.9%

Active Lenders

22

Key Highlights

Data Insights

Key performance metrics for Pinot's Palette based on SBA lending data

SBA Default Rate

13.9%

5 of 36 loans charged off

SBA Loan Volume

36 loans

Across 22 lenders

Lender Diversity

22 lenders

Avg 1.6 loans per lender

Investment Tier

Mid-range investment

$125,000 – $338,600 total

Pinot's Palette — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2015

10 approvals — best year on record for Pinot's Palette.

Top SBA State

California

8 SBA-financed Pinot's Palette locations — the densest operator footprint.

Average Loan Size

$147K

Median $128K — use as a sizing anchor when modeling your own $Pinot's Palette unit.

Lender Concentration

28.3%

Moderately Spread

Share of Pinot's Palette approvals captured by the top 3 SBA lenders.

Pinot's Palette's SBA lending pipeline peaked in 2015 (10 approvals). The last five fiscal years account for 6% of cumulative volume ($774K approved). Operator density is highest in California with 8 SBA-financed locations. Average funded ticket sits at $147K, with the median at $128K. Lender mix is moderately spread: the top three SBA lenders account for 28.3% of approvals — meaningful choice exists but specific lenders carry the brand.

Payment Estimator

Loan Amount$100K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,294

Principal & Interest only

Locations

Pinot's Paletteunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Pinot's Palette