Aaron's Sales & Lease Ownershi
The total investment to open a Aaron's Sales & Lease Ownershi franchise ranges from $200,000 to $709,000. The initial franchise fee is $15,000. Ongoing royalties are 6% plus a 2.5% advertising fee.
What is the Aaron's Sales & Lease Ownershi franchise?
Aaron's Sales & Lease Ownershi rents consumer electronics and appliances to customers. The estimated total initial investment is $200,000 to $709,000, with a $15,000 initial franchise fee.
The royalty is 6 percent of sales, and the advertising or brand fund fee is 2.5 percent. The franchise agreement term is 10 years. The brand was founded in 1982 and is headquartered in Lodi, CA.
Loan Activity Score
44/100
SBA Default Rate
0.0%
Active Lenders
12
According to its Franchise Disclosure Document or public business records, Aaron's Sales & Lease Ownershi has 19 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 16 loans to franchisees of Aaron's Sales & Lease Ownershi. PeerSense calculates Aaron's Sales & Lease Ownershi's score as 44 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1982 · 19 locations
$200,000 to $709,000
$15,000
19
19 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Aaron's Sales & Lease Ownershi
16
Total SBA loans
$449K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Aaron's Sales & Lease Ownershi
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 2.4% peer avg
SBA Loans
16
Total Volume
$7.2M
Active Lenders
12
States
7
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Aaron's Sales & Lease Ownershi based on SBA lending data
SBA Default Rate
0.0%
2.4% below peer avg
SBA Loan Volume
16 loans
Across 12 lenders
Lender Diversity
12 lenders
Avg 1.3 loans per lender
Investment Tier
Significant investment
$200,000 to $709,000 total
Aaron's Sales & Lease Ownershi: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2011
5 approvals. The best year on record for Aaron's Sales & Lease Ownershi.
Top SBA State
California
7 SBA financed Aaron's Sales & Lease Ownershi locations, the densest operator footprint.
Average Loan Size
$465K
Median $457K. Use as a sizing anchor when modeling your own Aaron's Sales & Lease Ownershi unit.
Lender Concentration
38.1%
Moderately Spread
Share of Aaron's Sales & Lease Ownershi approvals captured by the top 3 SBA lenders.
Aaron's Sales & Lease Ownershi's SBA lending pipeline peaked in 2011 (5 approvals). Operator density is highest in California with 7 SBA financed locations. Average funded ticket sits at $465K, with the median at $457K. Lender mix is moderately spread: the top three SBA lenders account for 38.1% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$2,070
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Aaron's Sales & Lease Ownershi, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman