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Rates
2023 FDD ON FILEResidential Remodelers
TruBlue

TruBlue

Franchising since 2011 · 11 locations

The total investment to open a TruBlue franchise ranges from $70,050 - $96,400. The initial franchise fee is $49,900. Ongoing royalties are 6% plus a 2% advertising fee. TruBlue currently operates 11 locations (11 franchised). PeerSense FPI health score: 61/100. Data sourced from the 2023 Franchise Disclosure Document.

Investment

$70,050 - $96,400

Franchise Fee

$49,900

Total Units

11

11 franchised

FPI Score
Medium
61

Proprietary PeerSense metric

Moderate
Capital Partners
7lenders available

Active capital sources verified for TruBlue financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Growing (10-24 loans)

Medium Confidence
61out of 100
Moderate

SBA Lending Performance

SBA Default Rate

0.0%

0 of 12 loans charged off

SBA Loans

12

Total Volume

$1.6M

Active Lenders

7

States

11

Top SBA Lenders for TruBlue

What is the TruBlue franchise?

Every year, millions of American homeowners face the same exhausting reality: a growing to-do list of maintenance tasks, safety modifications, and repair needs that never get done. For aging seniors who want to remain in their homes and for time-starved families managing careers and children simultaneously, finding a reliable, trustworthy handyman service is genuinely difficult. TruBlue Home Service Ally was founded in 2011 in Cincinnati, Ohio, specifically to solve this problem by creating a branded, systems-driven home maintenance and senior modification service that families and seniors could depend on. The company began franchising in the same year it was founded, embedding the franchise growth model into its DNA from the very start. Under the leadership of President Sean Fitzgerald, who has been instrumental in the brand's recent strategic expansion, TruBlue has grown to 104 franchise territories as of November 2024, with all units franchisee-owned and zero company-owned locations in the system. TruBlue operates exclusively within the United States and is a member of the Strategic Franchising Systems family of brands, giving it access to a broader corporate infrastructure than a standalone emerging franchise. The total addressable market for residential remodeling and home services in the U.S. was valued at $527.36 billion in 2023 and is projected to grow at a compound annual growth rate of 4.6% through 2030, making this one of the largest and most durable service categories in the entire franchise economy. For franchise investors evaluating TruBlue, the core investment thesis rests on two independently powerful demand drivers: a massive and growing home services market and a demographically inevitable aging-in-place trend that is only accelerating. This analysis is independent research, not marketing copy, and is designed to give serious investors the factual foundation they need to evaluate this opportunity rigorously.

The residential remodeling and home services industry represents one of the most compelling secular growth stories in the franchise sector, underpinned by demographic forces that cannot be reversed by economic cycles or policy changes. The residential remodelers market was estimated at $777.21 billion globally in 2025 and is projected to reach $790.7 billion in 2026, growing at a compound annual growth rate of 1.7% in the near term before accelerating to a 3.2% CAGR through 2030 when it is expected to reach $897.3 billion. The broader global home renovation market was valued at $2,049.25 billion in 2025 and is projected to reach $3,026.50 billion by 2034, exhibiting a CAGR of 4.61% across that decade. North America is the dominant regional market, holding a 32.12% share of the global home renovation market in 2025, with the United States accounting for approximately 70% of North American residential remodeling activity. The single most powerful demand driver for TruBlue specifically is the aging-in-place movement, which describes the growing preference of Americans aged 65 and older to remain in their own homes rather than transition to assisted living facilities. The U.S. Census Bureau projects that the number of Americans over 65 will grow from approximately 57 million today to over 80 million by 2040, creating a structural and growing customer base for safety modifications including grab bars, ramp installations, stair railings, and accessibility upgrades. Simultaneously, dual-income households with limited time for home maintenance represent a second, equally large customer segment. The home services industry remains highly fragmented, with no single national player commanding a dominant market share in the handyman and maintenance segment, which means branded franchise operators with professional systems can capture meaningful share from unbranded local operators. This fragmentation is an advantage for franchise investors, not a risk, because it signals genuine white space for growth.

The TruBlue franchise investment is positioned at the more accessible end of the franchise cost spectrum, which is particularly notable given the size of the market opportunity it addresses. The initial franchise fee is $49,900, though historical FDD data shows the fee has been listed at $39,500 and $44,900 in prior filings, suggesting the fee has scaled upward as the brand has matured and its value proposition has strengthened. Territory definitions are based on postal codes and are sized to contain populations of between 175,000 and 200,000 people, with an additional fee of $500 charged for each increment of 1,000 residents above the 200,000 threshold. The total estimated initial investment to open a TruBlue franchise ranges from $70,050 to $96,400, a figure that is exceptionally low by franchise industry standards because TruBlue is a home-based business model requiring no brick-and-mortar buildout, no retail lease, and no physical construction. Startup cost components include a computer system ranging from $1,500 to $4,000, travel and living expenses during training of $1,250 to $2,500, a grand opening promotion budget of $3,000 to $4,000, insurance of $1,500 to $5,000, licenses and senior home safety certification fees of $400 to $1,000, and three months of additional operating funds estimated at $8,000 to $20,000. Ongoing fees include a royalty of 6% of gross revenues with a monthly minimum of $500 during the first 12 months, escalating to $1,000 per month thereafter, and a national branding fee of 2% of gross revenues with a $500 monthly minimum. A technology fee of $195 per period also applies. Franchisees are required to maintain minimum liquid capital of $50,000, which aligns closely with the low end of the total investment range and reflects the capital-light nature of the model. TruBlue does not offer direct in-house financing but maintains relationships with third-party financing partners to assist qualified candidates. One of the more unusual and investor-friendly features of the TruBlue cost structure is the Winner's Circle program, which gives franchisees the opportunity to have their entire franchise fee refunded by achieving predefined revenue milestones over a four-year period, effectively converting the franchise fee from a sunk cost into a recoverable performance incentive.

TruBlue operates as a mobile, home-based service franchise, which fundamentally distinguishes its operating model from brick-and-mortar concepts and creates a meaningfully different daily experience for franchisees. There is no storefront to open, no lease to manage, and no physical location to staff around a fixed schedule, giving the owner-operator substantially more flexibility than is typical in the franchise sector. The core service offering encompasses two distinct but complementary customer segments: ongoing home maintenance for busy families who need recurring task management such as painting, carpentry, pressure washing, and seasonal maintenance, and senior home safety modifications for aging-in-place clients who require grab bars, non-slip flooring, ramp construction, and accessibility assessments. Franchisees are required to establish a limited liability business entity to operate the franchise and must designate an individually approved manager to run day-to-day operations and complete the franchisor's training program. Critically, TruBlue does not require franchisees to have any prior handyman or construction experience, positioning the opportunity toward strong business operators, leaders, and managers rather than tradespeople. The franchise agreement runs for an initial term of 10 years, with the option for two additional 10-year renewal terms if preconditions are met, providing a long runway for building and compounding business value. Training covers all operational aspects including hiring and managing field employees, scheduling, billing, customer acquisition, and the proprietary software platform. Franchisees also receive access to marketing materials, a systemwide technology platform, and the accumulated knowledge of a network of over 100 fellow owners. TruBlue requires that an approved manager be dedicated to the business full-time, meaning this is not a passive investment, but the franchisor explicitly does not require the franchisee owner to personally perform field work, making a semi-absentee or investor-operator structure viable if a qualified manager is in place. The Certified Aging-in-Place designation, available at an additional cost of $1,000, provides franchisees with a specialized credential that strengthens credibility in the senior services segment.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document, which means prospective investors cannot rely on franchisor-provided revenue or profit figures as part of their formal due diligence through that channel. This is a meaningful gap that investors should weigh carefully, as the absence of Item 19 disclosure limits the ability to benchmark unit-level economics against industry standards using verified, audited franchisor data. That said, publicly available data and brand-reported figures provide some context: one industry source indicates an average unit volume of approximately $314,000 for a TruBlue franchise, which, when evaluated against the total investment range of $70,050 to $96,400, produces a revenue-to-investment multiple in the range of 3.3x to 4.5x, a ratio that compares favorably to many service franchise concepts requiring two to three times greater capital outlay. The brand reported a systemwide revenue increase of 94% year-over-year in 2020, which is a significant growth signal even accounting for the base effects of that particular year. TruBlue projects 2025 to be a banner year for average unit volume growth, with new franchise signings reporting a 300% increase year-to-date through June 2025 compared to the same period in 2024. For a home-based business with no lease, no buildout costs, and a lean labor structure, a $314,000 average revenue figure implies the potential for meaningful owner earnings assuming disciplined expense management, though investors should conduct independent discovery calls with existing franchisees and review the full FDD carefully before drawing conclusions about net profitability. The capital-light investment model, with a break-even threshold that is structurally lower than brick-and-mortar concepts, means that the payback timeline for franchisees who reach average revenue levels is potentially shorter than in comparable service franchise categories. Until Item 19 disclosure is added to the FDD, franchisee validation calls and independent financial modeling are the most reliable tools available to serious investors.

TruBlue's unit count trajectory tells a clear growth story over a compressed and accelerating timeframe. The brand was founded and began franchising in 2011 but built the bulk of its scale more recently, reaching the significant milestone of its 100th franchise territory in November 2024 after announcing in the first quarter of that year that it was nearing the 100-unit mark with five new franchise agreements and one territory transfer. That Q1 2024 expansion simultaneously represented the brand's entry into six entirely new states: New Jersey, Michigan, Colorado, Utah, Illinois, and Missouri, signaling a deliberate strategy to build national geographic coverage rather than clustering in existing markets. By 2025, the total system had grown to 104 units, all franchisee-owned, and the 300% year-over-year increase in new franchise signings through June 2025 suggests the growth rate itself is accelerating rather than plateauing. In 2021, TruBlue targeted expansion into 32 new areas, demonstrating that the current growth surge has roots in a sustained multi-year development strategy rather than a single-year anomaly. The brand's competitive moat is built on a combination of factors that are difficult for independent local operators to replicate: a nationally recognized brand in an industry where trust is the primary purchase driver, a proprietary technology platform managing scheduling and customer relationships, a systemwide training infrastructure that produces consistent service quality, and the specialized Certified Aging-in-Place credential that positions TruBlue franchisees as credentialed professionals rather than generalist handymen. Sean Fitzgerald's leadership has been specifically credited with driving the brand's recent growth initiatives, and TruBlue's membership in the Strategic Franchising Systems family provides access to shared executive resources, legal infrastructure, and franchisee support capabilities that most emerging brands at the 100-unit stage do not possess. The brand's exclusive focus on the U.S. market also means corporate resources are concentrated rather than diluted across international development.

The ideal TruBlue franchisee is not a contractor or tradesperson but rather a business builder with strong leadership, organizational, and people management skills. The franchisor explicitly positions the franchise toward entrepreneurs who want to lead and grow a team, manage local marketing, and build customer relationships, while delegating the technical field work to trained employees. Prior management experience in any service industry, sales background, or operational leadership roles are assets, though the training program is designed to bring candidates without industry-specific knowledge up to speed. The franchise structure requires a full-time, franchisor-approved manager to be identified and in place, making this a business that demands active engagement from either the franchisee or a designated operator, not a purely passive investment. Territory sizes of 175,000 to 200,000 in population provide a meaningful local market to build within, and the 10-year initial term with two additional 10-year renewal options gives franchisees a long enough horizon to build substantial equity in a client relationship-driven business. Transfer fees are set at the greater of $15,000 or 3% of the purchase price, plus administrative and legal costs, which are standard terms for a resale transaction in the franchise sector. Available territories still exist across the United States, with recent expansion into New Jersey, Michigan, Colorado, Utah, Illinois, and Missouri suggesting that geography is broadening and that attractive markets remain accessible. The timeline from signing to opening is relatively short compared to brick-and-mortar franchises given the absence of a buildout phase, which accelerates the path to revenue generation.

The convergence of a $527.36 billion U.S. residential remodeling market, a demographically inevitable aging-in-place demand curve representing tens of millions of potential customers, and a capital-light franchise investment model with a total investment ceiling of $96,400 creates an investment thesis that merits serious due diligence from qualified franchise candidates. TruBlue has demonstrated consistent and accelerating unit growth, reaching 104 franchisee-owned territories by 2025 and projecting what the brand itself describes as a banner year for new openings and average unit volume growth. The PeerSense Franchise Performance Index score of 61 reflects a Moderate rating, which is an appropriate signal for an emerging, high-growth franchise at this stage of development: enough track record to evaluate, enough growth velocity to be compelling, and enough open questions around Item 19 financial transparency to warrant thorough independent investigation. PeerSense provides exclusive due diligence data including SBA lending history, FPI scores, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark TruBlue against every competing brand in the residential services and home maintenance category. For an investor weighing the right franchise opportunity in one of the largest and fastest-growing sectors of the U.S. economy, TruBlue represents a brand with genuine market tailwinds, a differentiated service niche in senior modifications, and a cost structure that minimizes capital at risk while preserving meaningful upside. Explore the complete TruBlue franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

61/100

SBA Default Rate

0.0%

Active Lenders

7

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for TruBlue based on SBA lending data

SBA Default Rate

0.0%

0 of 12 loans charged off

SBA Loan Volume

12 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 1.7 loans per lender

Investment Tier

Low-cost entry

$70,050 – $96,400 total

Payment Estimator

Loan Amount$56K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$725

Principal & Interest only

Locations

TruBlueunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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TruBlue