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TruBlue

TruBlue

The total investment to open a TruBlue franchise ranges from $70,050 to $96,400. The initial franchise fee is $49,900. Ongoing royalties are 6% plus a 2% advertising fee.

What is the TruBlue franchise?

Millions of American homeowners face recurring maintenance, safety, and repair needs. TruBlue Home Service Ally was founded in Cincinnati, Ohio, in 2011 to serve seniors who want to remain at home and families with limited time. The company began franchising that year. Led by President Sean Fitzgerald, TruBlue had 104 franchise territories as of November 2024, all owned by franchisees, with no company owned locations. The brand operates only in the United States and belongs to the Strategic Franchising Systems family of brands. The U.S. residential remodeling and home services market was valued at $527.36 billion in 2023 and is projected to grow at a compound annual growth rate of 4.6% through 2030. Its core demand drivers are home maintenance needs and the aging in place trend.

The global residential remodelers market was estimated at $777.21 billion in 2025 and is projected to reach $790.7 billion in 2026, with near term growth at a compound annual growth rate of 1.7% before reaching $897.3 billion by 2030 at a 3.2% compound annual growth rate. The broader global home renovation market was valued at $2,049.25 billion in 2025 and is projected to reach $3,026.50 billion by 2034 at a 4.61% compound annual growth rate. North America held 32.12% of the global home renovation market in 2025, and the United States represented approximately 70% of North American residential remodeling activity. Americans aged 65 and older increasingly prefer to remain at home, with the U.S. Census Bureau projecting growth from approximately 57 million today to over 80 million by 2040. That supports demand for grab bars, ramps, stair railings, and accessibility upgrades. Dual income households with limited maintenance time add another customer group. The industry remains fragmented, with no single national leader in handyman and maintenance services.

TruBlue's initial franchise fee is $49,900. Earlier filings listed fees of $39,500 and $44,900. Territories are based on postal codes and generally include 175,000 to 200,000 people. Each additional increment of 1,000 residents above 200,000 carries a $500 fee. Estimated initial investment ranges from $70,050 to $96,400. The home based model avoids a retail lease, construction, and brick and mortar buildout. Startup costs include a computer system of $1,500 to $4,000, training travel and living expenses of $1,250 to $2,500, a grand opening promotion budget of $3,000 to $4,000, insurance of $1,500 to $5,000, licenses and senior home safety certification fees of $400 to $1,000, and three months of operating funds of $8,000 to $20,000. Ongoing charges include a 6% royalty on gross revenue, with a monthly minimum of $500 during the first 12 months and $1,000 thereafter, a national branding fee of 2% with a $500 monthly minimum, and a technology fee of $195 per period. Franchisees must maintain at least $50,000 in liquid capital. TruBlue does not provide direct financing, but it has relationships with third party financing partners for qualified candidates. Its Winner's Circle program can refund the full franchise fee when franchisees meet defined revenue milestones over four years.

TruBlue is a mobile, home based service franchise with no storefront, lease, or fixed customer location. Services cover recurring home maintenance for families, including painting, carpentry, pressure washing, and seasonal work, along with senior safety modifications such as grab bars, non slip flooring, ramps, and accessibility assessments. Franchisees must form a limited liability business entity and designate an individually approved manager who completes the franchisor's training. No prior handyman or construction experience is required. The initial agreement lasts 10 years, with two additional 10 year renewal terms available if conditions are met. Training includes field employee management, scheduling, billing, customer acquisition, and the proprietary software platform. Franchisees receive marketing materials, systemwide technology, and access to knowledge from more than 100 owners. An approved manager must work full time, so the business is not passive, although the owner does not have to perform field work. A Certified Aging in Place designation is available for an additional $1,000.

Publicly available information provides some operating context. Compared with the $70,050 to $96,400 initial investment range, that represents a revenue to investment multiple of 3.3x to 4.5x.

TruBlue was founded and began franchising in 2011. It reached 100 franchise territories in November 2024 after reporting in the first quarter of that year that it was approaching the milestone through five new franchise agreements and one territory transfer. That expansion added New Jersey, Michigan, Colorado, Utah, Illinois, and Missouri. By 2025, the system had 104 franchisee owned units, while new franchise signings were up 300% through June 2025. In 2021, TruBlue targeted expansion into 32 new areas. Its operating advantages include a recognized brand, proprietary scheduling and customer relationship technology, systemwide training, and the Certified Aging in Place credential. Sean Fitzgerald has been credited with leading recent growth initiatives. Membership in Strategic Franchising Systems provides access to shared executive resources, legal infrastructure, and franchisee support. The brand's exclusive U.S. focus keeps corporate resources concentrated in one market.

The intended franchisee is a business builder rather than a contractor. Leadership, organization, people management, service industry management, sales, and operational experience can be useful, while training supports candidates without industry specific knowledge. A full time, franchisor approved manager must be in place, so the business requires active engagement from the owner or operator. Territories contain 175,000 to 200,000 people. The 10 year initial term and two additional 10 year renewal options provide time to build a client relationship driven business. Transfer fees are the greater of $15,000 or 3% of the purchase price, plus administrative and legal costs. Territories remain available across the United States, including markets opened through expansion into New Jersey, Michigan, Colorado, Utah, Illinois, and Missouri. Without a buildout phase, the period from signing to opening is shorter than for many brick and mortar franchises.

TruBlue combines a $527.36 billion U.S. residential remodeling market with aging in place demand and a total investment ceiling of $96,400. The brand reached 104 franchisee owned territories by 2025 and reported strong growth in new signings through June 2025. PeerSense rates the brand Moderate with a Franchise Performance Index score of 61. Buyers should weigh the available market data, the capital requirements, manager requirement, and the need to verify unit economics with current franchisees. PeerSense is a commercial capital advisory firm that introduces franchise buyers to SBA and conventional lenders. It does not lend, fund, or approve loans.

Loan Activity Score

61/100

SBA Default Rate

0.0%

Active Lenders

7

According to its Franchise Disclosure Document or public business records, TruBlue has 11 locations, all owned by franchisees. Public SBA loan records show 7 lenders made 12 loans to franchisees of TruBlue. PeerSense calculates TruBlue's score as 61 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2023 Franchise Disclosure Document.

2023 FDD ON FILEResidential Remodelers

Franchising since 2011 · 11 locations

Investment

$70,050 to $96,400

Franchise Fee

$49,900

Total Units

11

11 franchised

Loan Activity Score
Medium
61
SBA Lending
25
Lender Quality
5
Transparency
8
Reach
7
Momentum
16

Proprietary PeerSense metric

Moderate
Capital Sources
7SBA lenders

Distinct lenders in public SBA records for TruBlue

12

Total SBA loans

$137K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for TruBlue

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
61out of 100
Moderate
Market Momentum16/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.8% peer avg

SBA Loans

12

Total Volume

$1.6M

Active Lenders

7

States

11

vs. SBA Sector Average

+10.8%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)
Item 19 financial data disclosed

Data Insights

Key performance metrics for TruBlue based on SBA lending data

SBA Default Rate

0.0%

10.8% below peer avg

SBA Loan Volume

12 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 1.7 loans per lender

Investment Tier

Low cost entry

$70,050 to $96,400 total

Payment Estimator

Loan Amount$56K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$725

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

TruBlue, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for TruBlue

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TruBlue

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman