Mcalister's Gourmet Deli
The total investment to open a Mcalister's Gourmet Deli franchise ranges from $216,400 to $1.1M.
What is the Mcalister's Gourmet Deli franchise?
Mcalister's Gourmet Deli is a deli restaurant selling sandwiches and other meals to customers. The estimated total initial investment to open is $216,400 to $1,131,600.
The brand is headquartered in Springfield, Missouri.
Loan Activity Score
45/100
SBA Default Rate
3.7%
Active Lenders
17
According to its Franchise Disclosure Document or public business records, Mcalister's Gourmet Deli has 25 locations, all owned by franchisees. Public SBA loan records show 17 lenders made 27 loans to franchisees of Mcalister's Gourmet Deli. PeerSense calculates Mcalister's Gourmet Deli's score as 45 out of 100, using public SBA loan performance and recent lending activity.
25 locations
$216,400 to $1.1M
25
25 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Mcalister's Gourmet Deli
27
Total SBA loans
$543K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Mcalister's Gourmet Deli
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
3.7%
vs 10.3% peer avg
SBA Loans
27
Total Volume
$14.7M
Active Lenders
17
1 selective
States
12
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Mcalister's Gourmet Deli based on SBA lending data
SBA Default Rate
3.7%
6.6% below peer avg
SBA Loan Volume
27 loans
Across 17 lenders
Lender Diversity
17 lenders
Avg 1.6 loans per lender
Investment Tier
Significant investment
$216,400 to $1,131,600 total
Mcalister's Gourmet Deli: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2012
4 approvals. The best year on record for Mcalister's Gourmet Deli.
Top SBA State
Missouri
6 SBA financed Mcalister's Gourmet Deli locations, the densest operator footprint.
Average Loan Size
$543K
Median $460K. Use as a sizing anchor when modeling your own Mcalister's Gourmet Deli unit.
Lender Concentration
33.3%
Moderately Spread
Share of Mcalister's Gourmet Deli approvals captured by the top 3 SBA lenders.
Mcalister's Gourmet Deli's SBA lending pipeline peaked in 2012 (4 approvals). Operator density is highest in Missouri with 6 SBA financed locations. Average funded ticket sits at $543K, with the median at $460K. Lender mix is moderately spread: the top three SBA lenders account for 33.3% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$2,240
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Mcalister's Gourmet Deli, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman