Ramada Inns
The total investment to open a Ramada Inns franchise ranges from $971,800 to $4.1M. Ongoing royalties are 4%.
What is the Ramada Inns franchise?
Ramada Inns is a hotel business that provides overnight stays for travelers. The estimated total initial investment is $971,800 to $4,065,800.
The royalty is 4 percent of sales, and required liquid capital is $547,300. The headquarters is in ZEPHYRHILLS, FL. The brand was founded in 1953.
Loan Activity Score
50/100
SBA Default Rate
1.7%
Active Lenders
48
According to its Franchise Disclosure Document or public business records, Ramada Inns has 54 locations, all owned by franchisees. Public SBA loan records show 48 lenders made 59 loans to franchisees of Ramada Inns. PeerSense calculates Ramada Inns's score as 50 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1953 · 54 locations
$971,800 to $4.1M
54
54 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Ramada Inns
59
Total SBA loans
$2.4M
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Ramada Inns
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
1.7%
vs 10.3% peer avg
SBA Loans
59
Total Volume
$143.2M
Active Lenders
48
5 selective
States
29
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Ramada Inns based on SBA lending data
SBA Default Rate
1.7%
8.6% below peer avg
SBA Loan Volume
59 loans
Across 48 lenders
Lender Diversity
48 lenders
Avg 1.2 loans per lender
Investment Tier
Premium investment
$971,800 to $4,065,800 total
Ramada Inns: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2017
16 approvals. The best year on record for Ramada Inns.
Top SBA State
Florida
7 SBA financed Ramada Inns locations, the densest operator footprint.
Average Loan Size
$2.4M
Median $2.4M. Use as a sizing anchor when modeling your own Ramada Inns unit.
Lender Concentration
16.9%
Highly Diversified
Share of Ramada Inns approvals captured by the top 3 SBA lenders.
Ramada Inns's SBA lending pipeline peaked in 2017 (16 approvals). Operator density is highest in Florida with 7 SBA financed locations. Average funded ticket sits at $2.4M, with the median at $2.4M. Lender mix is highly diversified: the top three SBA lenders account for 16.9% of approvals. Borrowers have leverage to shop multiple credit boxes.
Payment Estimator
Estimated Monthly Payment
$10,060
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Ramada Inns, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman