Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
Brightway Insurance

Brightway Insurance

341 locations

The total investment to open a Brightway Insurance franchise ranges from $23,325 - $136,900. The initial franchise fee is $35,000. Ongoing royalties are 6% plus a 3% advertising fee. Brightway Insurance currently operates 341 locations (338 franchised). PeerSense FPI health score: 27/100. Data sourced from the 2026 Franchise Disclosure Document.

Investment

$23,325 - $136,900

Franchise Fee

$35,000

Total Units

341

338 franchised

FPI Score
High
27

Proprietary PeerSense metric

Limited
Capital Partners
4lenders available

Active capital sources verified for Brightway Insurance financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Growing (10-24 loans)

High Confidence
27out of 100
Limited

SBA Lending Performance

SBA Default Rate

18.2%

2 of 11 loans charged off

SBA Loans

11

Total Volume

$1.5M

Active Lenders

4

States

6

What is the Brightway Insurance franchise?

Brightway Insurance operates within the vital and consistently growing sector of Insurance Agencies and Brokerages, a category fundamental to both personal and commercial financial security. Headquartered in None, Florida, Brightway Insurance represents a compelling opportunity for entrepreneurs seeking to establish themselves within an essential service market that demonstrates enduring demand. The company currently maintains a footprint of 9 total units, as per the most recent available data, indicating a measured yet established presence in the franchise landscape. This number reflects a focused approach to market penetration and the development of a network of localized service providers, each designed to meet diverse client needs. The core business model of a Brightway Insurance agency centers on facilitating access to a comprehensive and often complex range of insurance products, serving both individual consumers and various commercial entities. This strategic positioning allows Brightway Insurance to act as a crucial intermediary, guiding clients through the intricacies of policy selection, ensuring they acquire adequate protection against unforeseen risks. The inherent stability of the insurance industry, driven by regulatory mandates, personal asset protection requirements, and evolving business risk management strategies, provides a robust foundation for a franchise operation such as Brightway Insurance. The brand’s establishment, even with its current unit count, signifies its operational efficacy and its commitment to offering a structured pathway for individuals to capitalize on the ongoing need for expert guidance in navigating the often-daunting insurance market. Locating its headquarters in Florida, a state known for its dynamic economic environment and diverse population demographic, further underscores the brand's potential for regional influence and strategic expansion within the broader United States market. The fundamental appeal of an insurance agency stems from the perpetual requirement for comprehensive coverage—be

FPI Score

27/100

SBA Default Rate

18.2%

Active Lenders

4

Key Highlights

Item 19 financial data disclosed
341 locations nationwide

Data Insights

Key performance metrics for Brightway Insurance based on SBA lending data

SBA Default Rate

18.2%

2 of 11 loans charged off

SBA Loan Volume

11 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 2.8 loans per lender

Investment Tier

Low-cost entry

$23,325 – $136,900 total

Payment Estimator

Loan Amount$19K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$241

Principal & Interest only

Locations

Brightway Insuranceunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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4 FDDs Available for Brightway Insurance

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year-over-year trends. Request complimentary access through your PeerSense funding advisor.

Brightway Insurance