341 locations
The total investment to open a Brightway Insurance franchise ranges from $23,325 - $136,900. The initial franchise fee is $35,000. Ongoing royalties are 6% plus a 3% advertising fee. Brightway Insurance currently operates 341 locations (338 franchised). PeerSense FPI health score: 27/100. Data sourced from the 2026 Franchise Disclosure Document.
$23,325 - $136,900
$35,000
341
338 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for Brightway Insurance financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
Growing (10-24 loans)
SBA Default Rate
18.2%
2 of 11 loans charged off
SBA Loans
11
Total Volume
$1.5M
Active Lenders
4
States
6
Brightway Insurance operates within the vital and consistently growing sector of Insurance Agencies and Brokerages, a category fundamental to both personal and commercial financial security. Headquartered in None, Florida, Brightway Insurance represents a compelling opportunity for entrepreneurs seeking to establish themselves within an essential service market that demonstrates enduring demand. The company currently maintains a footprint of 9 total units, as per the most recent available data, indicating a measured yet established presence in the franchise landscape. This number reflects a focused approach to market penetration and the development of a network of localized service providers, each designed to meet diverse client needs. The core business model of a Brightway Insurance agency centers on facilitating access to a comprehensive and often complex range of insurance products, serving both individual consumers and various commercial entities. This strategic positioning allows Brightway Insurance to act as a crucial intermediary, guiding clients through the intricacies of policy selection, ensuring they acquire adequate protection against unforeseen risks. The inherent stability of the insurance industry, driven by regulatory mandates, personal asset protection requirements, and evolving business risk management strategies, provides a robust foundation for a franchise operation such as Brightway Insurance. The brand’s establishment, even with its current unit count, signifies its operational efficacy and its commitment to offering a structured pathway for individuals to capitalize on the ongoing need for expert guidance in navigating the often-daunting insurance market. Locating its headquarters in Florida, a state known for its dynamic economic environment and diverse population demographic, further underscores the brand's potential for regional influence and strategic expansion within the broader United States market. The fundamental appeal of an insurance agency stems from the perpetual requirement for comprehensive coverage—be
FPI Score
27/100
SBA Default Rate
18.2%
Active Lenders
4
Key performance metrics for Brightway Insurance based on SBA lending data
SBA Default Rate
18.2%
2 of 11 loans charged off
SBA Loan Volume
11 loans
Across 4 lenders
Lender Diversity
4 lenders
Avg 2.8 loans per lender
Investment Tier
Low-cost entry
$23,325 – $136,900 total
Estimated Monthly Payment
$241
Principal & Interest only
Brightway Insurance — unit breakdown
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