Sbarro, The Italian Eatery
The total investment to open a Sbarro, The Italian Eatery franchise ranges from $192,000 to $665,200. The initial franchise fee is $30,000. Ongoing royalties are 6% plus a 1% advertising fee.
What is the Sbarro, The Italian Eatery franchise?
Sbarro, The Italian Eatery is a full service restaurant serving pizza, pasta and other Italian food to diners. Its estimated total initial investment is $192,000 to $665,200.
The brand is headquartered in PA. Cost and fee figures are from the 2025 Franchise Disclosure Document.
Loan Activity Score
28/100
SBA Default Rate
44.4%
Active Lenders
9
According to its Franchise Disclosure Document or public business records, Sbarro, The Italian Eatery has 5 locations, all owned by franchisees. Public SBA loan records show 9 lenders made 9 loans to franchisees of Sbarro, The Italian Eatery. PeerSense calculates Sbarro, The Italian Eatery's score as 28 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document.
5 locations
$192,000 to $665,200
$30,000
5
5 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Sbarro, The Italian Eatery
9
Total SBA loans
$421K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Sbarro, The Italian Eatery
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
44.4%
vs 10.3% peer avg
SBA Loans
9
Total Volume
$3.8M
Active Lenders
9
1 selective
States
8
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Sbarro, The Italian Eatery based on SBA lending data
SBA Default Rate
44.4%
34.1% above peer avg
SBA Loan Volume
9 loans
Across 9 lenders
Lender Diversity
9 lenders
Avg 1.0 loans per lender
Investment Tier
Significant investment
$192,000 to $665,200 total
Sbarro, The Italian Eatery: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2008
2 approvals. The best year on record for Sbarro, The Italian Eatery.
Top SBA State
Pennsylvania
2 SBA financed Sbarro, The Italian Eatery locations, the densest operator footprint.
Average Loan Size
$421K
Median $250K. Use as a sizing anchor when modeling your own Sbarro, The Italian Eatery unit.
Lender Concentration
33.3%
Moderately Spread
Share of Sbarro, The Italian Eatery approvals captured by the top 3 SBA lenders.
Sbarro, The Italian Eatery's SBA lending pipeline peaked in 2008 (2 approvals). Operator density is highest in Pennsylvania with 2 SBA financed locations. Average funded ticket sits at $421K, with the median at $250K. Lender mix is moderately spread: the top three SBA lenders account for 33.3% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$1,988
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Sbarro, The Italian Eatery, unit breakdown
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Scan Your Deal Instantly3 FDDs Available for Sbarro, The Italian Eatery
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman