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Roll Em Up Taquitos

Roll Em Up Taquitos

Franchising since 2019 · 3 locations

The total investment to open a Roll Em Up Taquitos franchise ranges from $278,000 - $795,500. The initial franchise fee is $40,000. Roll Em Up Taquitos currently operates 3 locations (3 franchised). The top SBA 7(a) lenders for Roll Em Up Taquitos are The Huntington National Bank, Mission Bank and U.S. Bank. PeerSense FPI health score: 54/100.

Investment

$278,000 - $795,500

Franchise Fee

$40,000

Total Units

3

3 franchised

FPI Score
Low
54

Proprietary PeerSense metric

Moderate
Capital Partners
3lenders available

Active capital sources verified for Roll Em Up Taquitos financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
54out of 100
Moderate

SBA Lending Performance

SBA Default Rate

0.0%

0 of 4 loans charged off

SBA Loans

4

Total Volume

$1.6M

Active Lenders

3

States

3

Top SBA Lenders for Roll Em Up Taquitos

What is the Roll Em Up Taquitos franchise?

Every serious franchise investor eventually asks the same question: am I about to spend hundreds of thousands of dollars on a brand that actually has legs, or am I chasing a concept that looks exciting in a pitch deck and crumbles under real-world operating pressure? The Roll Em Up Taquitos franchise sits squarely at the intersection of that question. Founded in 2019 in Chino Hills, California, by Ryan Usrey, the concept was born out of a deeply personal story — Usrey's mother, Mama Karen, was legendary in the family for her hand-rolled, pan-fried beef taquitos, and after her passing, the family transformed that culinary tradition into a brick-and-mortar restaurant at 5634 Lisboa Street in Chino Hills. The first location opened in 2019, and by 2021 Roll Em Up Taquitos began franchising, entering the market with a singular, high-conviction thesis: taquitos only, done perfectly, every time. The brand operates as the franchisor of its system with no parent entity, meaning its strategic decisions flow directly from the founding team — CEO Ryan Usrey, Chief Development Officer Chris Wyland, and COO Sam Fonseca, who brings operational DNA from In-N-Out Burger, Raising Cane's, and Dave's Hot Chicken. The company was formally incorporated in California on August 31, 2020, and an affiliated entity, Roll Em Up Restaurant, Inc., located at 5751 Pine Avenue, Suite A, Chino Hills, California, manages proprietary sauces and food ingredients supplied to franchisees. At current count, the brand has three franchised units in operation, with no company-owned units, making this a franchise investor's entry into a concept that is still very much in its early scaling phase. The total addressable market for limited-service restaurants in the United States was estimated at $97.85 billion in 2025, and the fast-casual segment within that universe is projected to generate $84.5 billion in cumulative revenue between 2025 and 2029, growing at a compound annual rate of 13.7%. For franchise investors evaluating emerging fast-casual concepts, Roll Em Up Taquitos represents a brand story with a documented family origin, a clearly differentiated menu, and a management team with pedigree — all factors that independent franchise analysis must weigh alongside the financial realities of early-stage expansion.

The industry environment surrounding the Roll Em Up Taquitos franchise opportunity is one of the most structurally favorable in the history of the restaurant sector. The global limited-service restaurant market was estimated at $871.02 billion in 2025 and is projected to expand at a 5.7% compound annual growth rate to reach approximately $1.436 trillion by 2034. In the United States alone, limited-service restaurants account for 80% of total consumer spending in the food service sector, with over 159,000 limited-service restaurant locations operating as of 2025. The QSR and fast-casual category specifically is forecast to reach $330.56 billion in U.S. market value in 2025, growing at a 7.2% CAGR to reach $436.07 billion by 2029. The macroeconomic and behavioral forces driving this growth are secular in nature, not cyclical: time-constrained urban consumers are shifting spending toward fast-casual formats that offer higher quality than traditional QSR without the time commitment of full-service dining. Limited-service chain sales grew 8.5% in 2024 compared to just 5.0% for full-service counterparts, and fast-casual establishments specifically posted an 11.2% increase, signaling an accelerating consumer preference for the category. Delivery and takeout services are adding another dimension of demand capture, with delivery sales in the limited-service sector surging over 20% in a single recent year. Technology adoption — mobile ordering, AI-driven customer service, self-service kiosks, and contactless payment — is compressing labor overhead while expanding reach, creating structural margin improvement opportunities for well-positioned fast-casual operators. The Mexican and Tex-Mex flavor profile remains one of the most popular and fastest-growing cuisine segments in American food culture, and the taquito specifically occupies a unique niche — deeply familiar to consumers but nearly absent as a standalone fast-casual format, which is precisely the white space that the Roll Em Up Taquitos franchise concept was designed to occupy.

The Roll Em Up Taquitos franchise cost structure reflects an early-stage, fast-casual restaurant concept with investment requirements that span a meaningful range depending on location, buildout, and development scale. The initial franchise fee is $40,000, though earlier documents from 2021 and 2022 referenced a fee of $20,000, indicating the brand has repriced as it has matured and increased its support infrastructure. For investors signing an Area Development Agreement covering at least two additional restaurants, a Territory Fee of at least $40,000 is required, calculated by multiplying the total number of additional restaurants by $20,000 per unit. The total initial investment necessary to own and operate a Roll Em Up Taquitos restaurant ranges from $278,000 to $585,000 on the lower end, with another disclosure citing a range of $278,700 to $795,500, which includes amounts paid to the franchisor and its affiliates. For investors developing three or more restaurants simultaneously, the buildout cost per restaurant is reported at $398,800 to $798,000, reflecting the economies of scale inherent in multi-unit development programs. Franchisees are required to demonstrate $500,000 in liquid assets and a minimum net worth of $2,000,000, requirements that position the Roll Em Up Taquitos franchise investment firmly in the mid-to-premium tier of fast-casual franchise entry points. These financial thresholds are consistent with the brand's stated preference for experienced, well-capitalized franchise partners who can execute multi-unit development agreements rather than single-unit operators. For context, the $278,000 to $795,500 total investment range is competitive within the fast-casual restaurant segment, where concepts of comparable scope and brand development often require $400,000 to over $1,000,000 in total capitalization. The affiliated entity Roll Em Up Restaurant, Inc. serves as the designated supplier of proprietary sauces and ingredients, meaning franchisees have a defined supply chain relationship with a related corporate entity, a factor that experienced investors will want to examine carefully within the Franchise Disclosure Document. In March 2022, CEO Ryan Usrey and CDO Chris Wyland also announced the creation of Bomb AF Brands, a global franchise development company that includes a collaboration with The Cookie Plug, indicating that franchise leadership is simultaneously managing multiple emerging brand commitments.

Daily operations within the Roll Em Up Taquitos franchise model are structured around a central production thesis: the franchisor hand-rolls taquitos from Mama Karen's family recipe at a centralized facility and ships them directly to each franchise restaurant location. This supply chain design is strategically important because it removes the most labor-intensive and quality-variable step — the rolling and preparation of the taquitos themselves — from in-store operations entirely, allowing franchisee partners to focus on in-store execution, culture-building, guest satisfaction, and team management rather than complex kitchen preparation. The menu is intentionally narrow, featuring five taquito varieties: citrus-marinated chicken, braised shredded beef, potatoes with green chilis, freshly-grated Monterey Jack cheese, and avocado, all pan-fried to order in custom cast iron skillets using proprietary tortillas described as lighter and flakier than traditional versions. Additional menu items include house-made bacon beans, rice, chips, churro donuts with caramel sauce, and the "famous Street Corn" with butter, mayo, and cotija cheese, with optional Hot Cheetos and Tajin or queso coating. The company provides support across the full franchise lifecycle — from site selection through design and construction, and extending into marketing programs and employee training — though specific training program duration and field consultant ratios are not itemized in public disclosures. For prospective franchisees without prior restaurant ownership experience, the brand requires a minimum of 45 hours per week of in-store presence, making this an owner-operator model by default for first-time restaurant entrepreneurs, while experienced operators with multi-unit backgrounds are the brand's stated preferred development partners. The operational simplicity created by the pre-rolled taquito supply model is designed to reduce labor complexity and improve consistency, which are two of the most operationally challenging variables in fast-casual restaurant franchising. Sam Fonseca, as COO, has institutionalized a philosophy of menu discipline — when franchisees propose adding items beyond taquitos, the company holds the line on its core concept to preserve what it considers the integrity of Mama Karen's legacy.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Roll Em Up Taquitos franchise, which the brand's earning transparency rating of 1 out of 10 on independent franchise databases reflects. This rating indicates that Roll Em Up Taquitos discloses significantly less financial performance information about its franchisees than comparable brands in the limited-service restaurant industry, a factor that serious investors must weigh carefully when modeling their expected returns. Franchisors are not legally required to include financial performance representations in Item 19 of their FDD, and reasons for non-disclosure commonly include being a newer franchise, inconsistent performance across locations, or a business model that is still evolving — all of which are contextually plausible for a brand that began franchising in 2021 and had only three open stores as of December 2021. The most relevant publicly available revenue data dates to December 2021, when company-wide sales were reported at just over $6 million across company-owned locations, with Average Unit Volume estimates ranging from $1.7 million to $2.3 million — though these figures applied to corporate stores, not franchised units, and represent a market environment that is now several years in the past. Using those 2021 AUV figures as a rough reference, and applying the fast-casual segment's documented 11.2% year-over-year sales growth, the directional trajectory of unit-level revenue is positive, but investors should treat any extrapolation with appropriate caution given the absence of formal Item 19 disclosure. The $1.7 million to $2.3 million AUV range, if it were to hold or improve for franchised units, would represent a compelling revenue-to-investment ratio given the $278,000 to $795,500 total investment range — but without certified FDD disclosure, that analysis remains speculative. Payback period modeling based on the lower end of investment ($278,700) against a conservative $1.7 million AUV and typical fast-casual operating margins of 10 to 15% suggests a potential payback window of roughly two to three years under favorable conditions, though this estimate requires formal validation through disclosed financial performance data, which the brand does not currently provide. Prospective investors conducting due diligence on the Roll Em Up Taquitos franchise investment should prioritize direct conversations with existing franchisees and a thorough review of the most current FDD before drawing any revenue conclusions.

The unit growth trajectory of the Roll Em Up Taquitos franchise reveals a brand in the early, rapidly accelerating phase of national expansion, with the unit count and development pipeline metrics telling meaningfully different stories. The brand had just three open stores as of December 2021 — in Chino Hills, Brea, and Victorville, California — and grew to eight open locations by May 2023, then to fourteen locations by August 2023, representing a nearly fivefold increase in open units over roughly two years. In June 2024, the company announced five new openings within 30 days, including locations in Lakewood, Palm Desert, Rancho Cucamonga, and Lebec in California, as well as its debut in Houston, Texas — an expansion that increased its market presence by approximately 50% in a single month. The development pipeline metrics are significantly larger than the open unit count: by May 2021, after just three months of franchising, the brand had 11 development deals for 80 units; by February 2022, 420 units were in various stages of development; by March 2022, that figure reached 461; by August 2022, over 470 sites were under development agreement; and by May 2023, the pipeline exceeded 500 units in various stages of development. The gap between development agreements signed and locations actually open is a critical variable for franchise investors to scrutinize, as it reflects both the time-intensive nature of restaurant site selection and construction and the execution risk inherent in early-stage franchise systems. Geographic expansion milestones include a February 2022 deal for 15 Denver-area locations with plans for 50 units statewide in Colorado, a May 2023 announcement of the first southeastern U.S. locations in Louisville, Kentucky, and Knoxville, Tennessee, expected in Q4 2023 as part of a ten-store agreement, and multi-unit deals covering South Orange County, Riverside County, and targeted future expansion into Illinois, Florida, New York, Massachusetts, and Georgia. In March 2022, leadership also launched Bomb AF Brands as a parallel franchise development vehicle, an organizational development that broadens the executive team's portfolio commitments and is a relevant factor when evaluating management bandwidth at the franchisor level.

The ideal candidate for a Roll Em Up Taquitos franchise is, by the company's own description, an experienced restaurant operator with multi-unit development ambitions and a genuine affinity for the brand's food and culture. Franchise partners who have previously owned restaurants are the preferred profile; those without prior restaurant ownership are required by the franchisor to commit 45 hours per week of in-store presence, effectively mandating owner-operator involvement for first-time restaurant entrepreneurs. The financial qualifications — $500,000 in liquid assets and $2,000,000 in net worth — screen for investors with meaningful capital depth, which aligns with the brand's preference for multi-unit development agreements over single-unit deals. Development partners who have signed agreements have demonstrated diverse backgrounds: The Aurora Group in Southern California committed to a nine-unit deal in Riverside County with stated ambitions to build over 50 units with the brand; a five-location deal in South Orange County was structured with specific unit placements in Laguna Beach, Irvine, Mission Viejo, and Aliso Viejo; and an investment group led by Nirav Patel committed to ten stores in Kentucky and Tennessee. Available territories for development currently include focus areas across the Midwest and East Coast — Illinois, Florida, New York, Massachusetts, and Georgia are specifically cited as target expansion states — as well as ongoing opportunities in Texas and the broader southeastern United States. The timeline from signing a franchise agreement to opening a first location has varied, with several development deals projecting first openings within one to two quarters of signing, though real-world construction and permitting timelines in competitive markets can extend significantly beyond initial projections. Prospective franchisees should enter the due diligence process with realistic expectations about the gap between signing a development agreement and generating revenue from an open location.

Synthesizing the available data, the Roll Em Up Taquitos franchise opportunity presents an investment thesis that combines a genuinely differentiated concept — taquito-only fast-casual with a proprietary supply chain and a compelling founding story — with the inherent risk profile of an early-stage franchise system that is still converting a large development pipeline into open, operating locations. The brand's FPI Score of 54, classified as Moderate, reflects a balanced assessment of its growth trajectory and risk factors, and is consistent with what independent analysts would expect from a concept that began franchising in 2021 and is navigating the complex transition from regional California brand to national fast-casual player. The fast-casual segment's 11.2% year-over-year sales growth and the U.S. limited-service restaurant market's $97.85 billion scale in 2025 provide a powerful macroeconomic tailwind, and the taquito-only format occupies a genuine white space in a fragmented competitive landscape. However, the absence of Item 19 financial performance disclosure, the gap between the 500-unit development pipeline and the current open unit count, and the leadership team's parallel commitments through Bomb AF Brands are all factors that rigorous due diligence must interrogate directly. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to evaluate the Roll Em Up Taquitos franchise investment against comparable fast-casual concepts with full transparency. Before committing capital at any point in the $278,700 to $795,500 total investment range, franchise investors deserve access to the most current, independently verified data available anywhere on the internet. Explore the complete Roll Em Up Taquitos franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

54/100

SBA Default Rate

0.0%

Active Lenders

3

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Roll Em Up Taquitos based on SBA lending data

SBA Default Rate

0.0%

0 of 4 loans charged off

SBA Loan Volume

4 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.3 loans per lender

Investment Tier

Significant investment

$278,000 – $795,500 total

Roll Em Up Taquitos — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2023

2 approvals — best year on record for Roll Em Up Taquitos.

Top SBA State

Texas

2 SBA-financed Roll Em Up Taquitos locations — the densest operator footprint.

Average Loan Size

$389K

Median $381K — use as a sizing anchor when modeling your own $Roll Em Up Taquitos unit.

Lender Concentration

100%

Concentrated

Share of Roll Em Up Taquitos approvals captured by the top 3 SBA lenders.

Roll Em Up Taquitos's SBA lending pipeline peaked in 2023 (2 approvals). The last five fiscal years account for 100% of cumulative volume ($1.6M approved). Operator density is highest in Texas with 2 SBA-financed locations. Average funded ticket sits at $389K, with the median at $381K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$222K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,878

Principal & Interest only

Locations

Roll Em Up Taquitosunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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