Rainbow Station
The total investment to open a Rainbow Station franchise ranges from $150,000 to $2.0M. Ongoing royalties are 6%.
What is the Rainbow Station franchise?
Rainbow Station is a school that provides early childhood education and instruction for children. The estimated total initial investment is $150,000 to $2,037,000.
The royalty is 6 percent of sales. Rainbow Station was founded in 1989 and is headquartered in Cedar Park, Texas.
Loan Activity Score
41/100
SBA Default Rate
0.0%
Active Lenders
7
According to its Franchise Disclosure Document or public business records, Rainbow Station has 10 locations, all owned by franchisees. Public SBA loan records show 7 lenders made 8 loans to franchisees of Rainbow Station. PeerSense calculates Rainbow Station's score as 41 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1989 · 10 locations
$150,000 to $2.0M
10
10 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Rainbow Station
8
Total SBA loans
$1.0M
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Rainbow Station
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 3.2% peer avg
SBA Loans
8
Total Volume
$8.2M
Active Lenders
7
States
3
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Rainbow Station based on SBA lending data
SBA Default Rate
0.0%
3.2% below peer avg
SBA Loan Volume
8 loans
Across 7 lenders
Lender Diversity
7 lenders
Avg 1.1 loans per lender
Investment Tier
Premium investment
$150,000 to $2,037,000 total
Rainbow Station: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2008
3 approvals. The best year on record for Rainbow Station.
Top SBA State
Texas
5 SBA financed Rainbow Station locations, the densest operator footprint.
Average Loan Size
$1.1M
Median $1.2M. Use as a sizing anchor when modeling your own Rainbow Station unit.
Lender Concentration
36.4%
Moderately Spread
Share of Rainbow Station approvals captured by the top 3 SBA lenders.
Rainbow Station's SBA lending pipeline peaked in 2008 (3 approvals). Operator density is highest in Texas with 5 SBA financed locations. Average funded ticket sits at $1.1M, with the median at $1.2M. Lender mix is moderately spread: the top three SBA lenders account for 36.4% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$1,553
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Rainbow Station, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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