PostalAnnex+
The total investment to open a PostalAnnex+ franchise ranges from $138,800 to $199,050. The initial franchise fee is $29,950. Ongoing royalties are 5% plus a 2% advertising fee.
What is the PostalAnnex+ franchise?
PostalAnnex+ is a business service center offering shipping and document services to individuals and businesses. The estimated total initial investment is $138,800 to $199,050, including an initial franchise fee of $29,950.
The royalty is 5 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 20 years. PostalAnnex+ was founded in 1985 and is headquartered in San Diego, CA.
Loan Activity Score
21/100
SBA Default Rate
21.6%
Active Lenders
28
According to its Franchise Disclosure Document or public business records, PostalAnnex+ has 47 locations, all owned by franchisees. Public SBA loan records show 28 lenders made 51 loans to franchisees of PostalAnnex+. PeerSense calculates PostalAnnex+'s score as 21 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1985 · 47 locations
$138,800 to $199,050
$29,950
47
47 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for PostalAnnex+
51
Total SBA loans
$94K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for PostalAnnex+
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
21.6%
vs 7.6% peer avg
SBA Loans
51
Total Volume
$4.8M
Active Lenders
28
1 selective
States
17
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for PostalAnnex+ based on SBA lending data
SBA Default Rate
21.6%
14.0% above peer avg
SBA Loan Volume
51 loans
Across 28 lenders
Lender Diversity
28 lenders
Avg 1.8 loans per lender
Investment Tier
Mid range investment
$138,800 to $199,050 total
Payment Estimator
Estimated Monthly Payment
$1,437
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
PostalAnnex+, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman