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Mighty Auto Parts

Mighty Auto Parts

The total investment to open a Mighty Auto Parts franchise ranges from $227,000 to $496,100. The initial franchise fee is $40,000. Ongoing royalties are 8.3% plus a 0.5% advertising fee.

What is the Mighty Auto Parts franchise?

Mighty Auto Parts is a general automotive repair business that supplies auto parts and shop supplies to repair shops. The estimated total initial investment is $227,000 to $496,100, and the initial franchise fee is $40,000.

The royalty is 8.3 percent of sales, and the advertising or brand fund fee is 0.5 percent. The franchise agreement runs for 10 years. The company is headquartered in Peachtree Corners, GA, and was founded in 1963.

Loan Activity Score

48/100

SBA Default Rate

0.0%

Active Lenders

3

According to its Franchise Disclosure Document or public business records, Mighty Auto Parts has 5 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 3 loans to franchisees of Mighty Auto Parts. PeerSense calculates Mighty Auto Parts's score as 48 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1963 · 5 locations

Investment

$227,000 to $496,100

Franchise Fee

$40,000

Total Units

5

5 franchised

Loan Activity Score
Low
48
SBA Lending
25
Lender Quality
5
Transparency
2
Reach
4
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
3SBA lenders

Distinct lenders in public SBA records for Mighty Auto Parts

3

Total SBA loans

$325K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Mighty Auto Parts

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Limited Data
48out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.8% peer avg

SBA Loans

3

Total Volume

$1.0M

Active Lenders

3

States

3

vs. SBA Sector Average

+10.8%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Mighty Auto Parts based on SBA lending data

SBA Default Rate

0.0%

10.8% below peer avg

SBA Loan Volume

3 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.0 loans per lender

Investment Tier

Significant investment

$227,000 to $496,100 total

Mighty Auto Parts: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

2 approvals. The best year on record for Mighty Auto Parts.

Top SBA State

New York

2 SBA financed Mighty Auto Parts locations, the densest operator footprint.

Average Loan Size

$261K

Median $382K. Use as a sizing anchor when modeling your own Mighty Auto Parts unit.

Lender Concentration

60%

Concentrated

Share of Mighty Auto Parts approvals captured by the top 3 SBA lenders.

Mighty Auto Parts's SBA lending pipeline peaked in 2021 (2 approvals). The last five fiscal years account for 67% of cumulative volume ($817K approved). Operator density is highest in New York with 2 SBA financed locations. Average funded ticket sits at $261K, with the median at $382K. Lender mix is concentrated: the top three SBA lenders account for 60% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$182K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,350

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Mighty Auto Parts, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Mighty Auto Parts

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman