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Rates
The Coffee Beanery,

The Coffee Beanery,

The total investment to open a The Coffee Beanery, franchise ranges from $139,500 to $465,500. The initial franchise fee is $15,000. Ongoing royalties are 4% plus a 2% advertising fee.

What is the The Coffee Beanery, franchise?

The Coffee Beanery is a coffee shop that sells coffee drinks and snacks. The estimated total initial investment to open is $139,500 to $465,500, and the initial franchise fee is $15,000.

The royalty is 4 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 15 years. The Coffee Beanery was founded in 1976 and is headquartered in Flushing, MI.

Loan Activity Score

62/100

SBA Default Rate

0.0%

Active Lenders

3

According to its Franchise Disclosure Document or public business records, The Coffee Beanery, has 3 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 3 loans to franchisees of The Coffee Beanery,. PeerSense calculates The Coffee Beanery,'s score as 62 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1976 · 3 locations

Investment

$139,500 to $465,500

Franchise Fee

$15,000

Total Units

3

3 franchised

Loan Activity Score
Low
62
SBA Lending
25
Lender Quality
11
Transparency
9
Reach
4
Momentum
13

Proprietary PeerSense metric

Moderate
Capital Sources
3SBA lenders

Distinct lenders in public SBA records for The Coffee Beanery,

3

Total SBA loans

$167K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for The Coffee Beanery,

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Limited Data
62out of 100
Moderate
Market Momentum13/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence11/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

3

Total Volume

$0.5M

Active Lenders

3

3 selective

States

3

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for The Coffee Beanery, based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

3 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.0 loans per lender

Investment Tier

Significant investment

$139,500 to $465,500 total

Payment Estimator

Loan Amount$112K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,444

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

The Coffee Beanery,, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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The Coffee Beanery,

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.