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✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026
Rates
STEAMATIC

STEAMATIC

According to its Franchise Disclosure Document or public business records, STEAMATIC has 17 locations, all owned by franchisees. Public SBA loan records show 16 lenders made 19 loans to franchisees of STEAMATIC. PeerSense calculates STEAMATIC's score as 28 out of 100, using public SBA loan performance and recent lending activity.

What is the STEAMATIC franchise?

STEAMATIC is a cleaning and restoration business for homes and businesses. It helps customers address property damage and routine cleaning needs, including carpets and air ducts.

Loan Activity Score

28/100

SBA Default Rate

31.6%

Active Lenders

16

17 locations

Total Units

17

17 franchised

Loan Activity Score
High
28
SBA Lending
0
Lender Quality
9
Transparency
9
Reach
7
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
16SBA lenders

Distinct lenders in public SBA records for STEAMATIC

19

Total SBA loans

$234K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for STEAMATIC

Loan Activity Score Breakdown

Growing (10 to 24 loans)

High Confidence
28out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety0/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

31.6%

vs 10.8% peer avg

SBA Loans

19

Total Volume

$4.4M

Active Lenders

16

2 selective

States

12

vs. SBA Sector Average

-20.8%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for STEAMATIC based on SBA lending data

SBA Default Rate

31.6%

20.8% above peer avg

SBA Loan Volume

19 loans

Across 16 lenders

Lender Diversity

16 lenders

Avg 1.2 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

STEAMATIC, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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STEAMATIC

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.