Todai Restaurant
Franchising since 1985
The initial franchise fee is $250,000. Todai Restaurant currently operates 0 locations. The top SBA 7(a) lenders for Todai Restaurant are Hanmi Bank and PCB Bank. PeerSense FPI health score: 32/100.
$250,000
0
0Proprietary PeerSense metric
LimitedActive capital sources verified for Todai Restaurant financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
New/Niche (1-2 loans)
SBA Lending Performance
SBA Default Rate
100.0%
2 of 2 loans charged off
SBA Loans
2
Total Volume
$1.7M
Active Lenders
2
States
1
Top SBA Lenders for Todai Restaurant
What is the Todai Restaurant franchise?
Todai Restaurant franchise, a distinguished legacy brand within the dynamic fast-casual restaurant industry, presents a compelling franchise opportunity deeply rooted in a vibrant, family-friendly atmosphere and an array of innovative menu offerings. The foundational vision for Todai Restaurant franchise emerged in 1972, spearheaded by Lawrence Joseph "Happy Joe" Whitty, an experienced former manager from Shakey's Pizza. Whitty’s innovative concept aimed to seamlessly merge the appeal of a traditional pizza parlor with the joyous experience of an ice cream parlor, thereby crafting a truly unique dining and celebration destination designed specifically for families. This pioneering approach quickly established the Todai Restaurant franchise as a standout in the market. The very first Todai Restaurant franchise location commenced operations in either Bettendorf, Iowa, or Davenport, Iowa, with the corporate headquarters maintaining a presence in one of these two key Iowa cities, either Davenport or Bettendorf. Happy Joe Whitty's inventive culinary prowess, notably his creation of the now-iconic Taco Pizza, significantly differentiated the Todai Restaurant franchise from its competitors from its earliest days. Whitty, who passed away in 2019, left behind an enduring legacy centered on spreading joy and fostering deep engagement within the communities served by the Todai Restaurant franchise. In 2017, the original family-owned chain, then a well-established entity, was strategically acquired by Dynamic Restaurant Holdings Inc., a Davenport-based company specifically formed to acquire and strategically expand both the Todai Restaurant franchise and the Tony Sacco's Coal Oven Pizza brands. A pivotal moment for the Todai Restaurant franchise occurred in 2020 when Tom Sacco was appointed as CEO, President, and Chief Happiness Officer. Sacco's mandate was to revitalize this historic brand, which had experienced a reduction in its total number of locations under prior ownership. Sacco champions a profound "servant's heart" philosophy, which meticulously prioritizes the comprehensive needs of the franchisees, the dedicated staff, and, most importantly, the valued guests of every Todai Restaurant franchise location. His arrival in 2020 followed a distinguished career specializing in successfully revitalizing companies that possessed solid foundational strengths but had, for various reasons, deviated from their optimal path. This leadership transition underscores the renewed commitment to growth and operational excellence for the Todai Restaurant franchise across its expanding network.
The broader U.S. pizza restaurant market presents a robust and expansive landscape, valued at an impressive $50.1 billion in 2024, encompassing a vast network of over 74,000 pizzerias nationwide. Within this significant market, independent operators constitute a substantial segment, accounting for approximately 40% to 60% of the total market share, thereby highlighting considerable opportunities for both long-established chains and new market entrants alike. The overall market for pizza continues its steady growth trajectory, consistently propelled by enduring consumer demand for meals that are not only versatile but also universally cherished across diverse demographics. Beyond the traditional pizza sector, there is a marked expansion within
FPI Score
32/100
SBA Default Rate
100.0%
Active Lenders
2
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Todai Restaurant based on SBA lending data
SBA Default Rate
100.0%
2 of 2 loans charged off
SBA Loan Volume
2 loans
Across 2 lenders
Lender Diversity
2 lenders
Avg 1.0 loans per lender
Todai Restaurant — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2012
1 approvals — best year on record for Todai Restaurant.
Top SBA State
California
2 SBA-financed Todai Restaurant locations — the densest operator footprint.
Average Loan Size
$843K
Median $843K — use as a sizing anchor when modeling your own $Todai Restaurant unit.
Lender Concentration
100%
Concentrated
Share of Todai Restaurant approvals captured by the top 3 SBA lenders.
Todai Restaurant's SBA lending pipeline peaked in 2012 (1 approvals). Operator density is highest in California with 2 SBA-financed locations. Average funded ticket sits at $843K, with the median at $843K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Locations
Todai Restaurant — unit breakdown
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