Taco Taco
The total investment to open a Taco Taco franchise ranges from $733,750 to $1.5M. The initial franchise fee is $25,000.
What is the Taco Taco franchise?
Taco Taco is a restaurant business that sells tacos to customers. The estimated total initial investment is $733,750 to $1,457,750, and the initial franchise fee is $25,000.
The brand was founded in 2025.
Loan Activity Score
42/100
SBA Default Rate
0.0%
Active Lenders
2
According to its Franchise Disclosure Document or public business records, Taco Taco has 2 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 2 loans to franchisees of Taco Taco. PeerSense calculates Taco Taco's score as 42 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2025 · 2 locations
$733,750 to $1.5M
$25,000
2
2 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Taco Taco
2
Total SBA loans
$704K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Taco Taco
Loan Activity Score Breakdown
New or niche (1 to 2 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.3% peer avg
SBA Loans
2
Total Volume
$1.4M
Active Lenders
2
States
2
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Taco Taco based on SBA lending data
SBA Default Rate
0.0%
10.3% below peer avg
SBA Loan Volume
2 loans
Across 2 lenders
Lender Diversity
2 lenders
Avg 1.0 loans per lender
Investment Tier
Premium investment
$733,750 to $1,457,750 total
Taco Taco: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2025
1 approval. The best year on record for Taco Taco.
Top SBA State
Montana
1 SBA financed Taco Taco locations, the densest operator footprint.
Average Loan Size
$704K
Median $704K. Use as a sizing anchor when modeling your own Taco Taco unit.
Lender Concentration
100%
Concentrated
Share of Taco Taco approvals captured by the top 3 SBA lenders.
Taco Taco's SBA lending pipeline peaked in 2025 (1 approval). The last five fiscal years account for 50% of cumulative volume ($825K approved). Operator density is highest in Montana with 1 SBA financed locations. Average funded ticket sits at $704K, with the median at $704K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$7,596
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Taco Taco, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman